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Home›Pennsylvania›Westmoreland County›Youngstown

June Marcia Williams — Licensed Insurance Agent in Youngstown, PA
June Marcia Williams
Your Insurance Agent in Youngstown, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Youngstown, PA...
National Producer No.
17209549
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Life Insurance in Youngstown, PA

Dedicated Coverage Options from Final Expense to Term Life in Westmoreland County

The Smart Choice for Dependable Life Insurance in Youngstown, PA

Your local licensed agent in Youngstown, Westmoreland County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Youngstown, Westmoreland County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Youngstown, PA

Youngstown, PA — Your Local Producer

Hello, Youngstown neighbors! As a fellow Pennsylvanian and a licensed insurance producer, I understand the unique needs of our Westmoreland County communities. Life here has a special rhythm, and your financial protection should reflect that. I'm June Marcia Williams (NPN: 17209549), and I'm dedicated to helping my neighbors in Youngstown find personal insurance plans that fit their lives. Whether you're thinking about term life, final expense, or accident & injury coverage, I can help you navigate your options with clarity and care. My goal is to provide personalized guidance. (PA License No: 767197)

  • Lincoln Highway (U.S. Route 30)
  • Youngstown Volunteer Fire Department
  • Saint Vincent College
NPN17209549PA License767197

Youngstown is home to approximately 251 residents in Westmoreland County, with a median age of 54.6 and a median household income of $68,100. About 80% of homes are owner-occupied; the median home value is $108,000. 22% of adults hold a bachelor's degree or higher; households with children make up 11%; veterans comprise 4% of residents. Average household size is 2.2. These demographic markers shape which life insurance products fit Youngstown households.

How Youngstown compares to Westmoreland County

WESTMORELAND COUNTY · 354K RESIDENTS YOUNGSTOWN · 251 RESIDENTS
Westmoreland County vs Youngstown — population comparison Westmoreland County: 354,414 residents. Youngstown: 251 residents, 0.1% of Westmoreland County population.
354,414 WESTMORELAND COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
251 YOUNGSTOWN RESIDENTS ↳ 0.1% of Westmoreland County residents
Underwriting Guidelines

How does diagnosed diabetes impact life insurance underwriting in Youngstown, PA?

Many Youngstown residents secure competitive rates despite diagnosed diabetes. Westmoreland County reports 9.1% adult prevalence (CDC PLACES); 31.5% also manage high blood pressure, with 4.1% of the ~354,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Ligonier →

📊 Top Health Considerations (CDC)

Top Health Considerations for Youngstown (CITY) High cholesterol: 34%. High blood pressure: 31.5%. Obesity: 32.3%. Diagnosed diabetes: 9.1%. Current smoking: 16.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · YOUNGSTOWN High cholesterol 34.0% High blood pressure 31.5% Obesity 32.3% Diagnosed diabetes 9.1% Current smoking 16.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Westmoreland County Gov Portal .GOV
Population ~251
Lack of health insurance (18–64) 6.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4287208
Google Maps
Youngstown civic building photo 1Youngstown civic building photo 2
Photos by Irregular Observer , Irregular Observer via Google Maps
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Available in Youngstown

Life Insurance Products in Youngstown, PA

9 insurance products available in Youngstown

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Westmoreland County and Nearby Pennsylvania Counties

Life Insurance by City Near Youngstown, PA

Life insurance by city across Westmoreland County and adjacent Pennsylvania counties.

🌟 Cities Served near Youngstown

30 Cities · 3 Counties
Indiana County10
AlverdaArcadiaArmaghAultmanBlack LickBlairsvilleChambersvilleChevy Chase HeightsPenn RunRossiter
Westmoreland CountyHome10
GreensburgHannastownLaughlintownLevel GreenNew KensingtonNorth HuntingdonNorveltSouthwest GreensburgWilpenYoungwood
Somerset County10
AcostaAddisonBerlinBoswellBoyntonCairnbrookHooversvilleIndian LakeRockwoodSeven Springs
Official Resources

Know your rights in Youngstown.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Youngstown Life Insurance Questions

💰

How much does life insurance cost in Youngstown?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Youngstown
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Youngstown?

Yes. June serves all of Youngstown and every municipality in Westmoreland County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

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