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Home›Pennsylvania›Westmoreland County›Smithton

June Marcia Williams — Licensed Insurance Agent in Smithton, PA
June Marcia Williams
Your Insurance Agent in Smithton, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Smithton, PA...
National Producer No.
17209549
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Trusted Life Insurance in Smithton, PA | Local Expert

Securing Families Across Westmoreland County with 9 Tailored Product Lines

Why Smithton Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Smithton, Westmoreland County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Smithton, Westmoreland County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Smithton, PA

Smithton, PA — Your Local Producer

Hello, Smithton neighbors! In a close-knit community like ours here in Westmoreland County, we understand the importance of looking out for one another. That same spirit of care is what drives me to help local families plan for their financial futures. My name is June Marcia Williams, and as a licensed insurance producer for Pennsylvania (License No. 767197, NPN: 17209549), I'm right here to help you navigate options like Term Life, Final Expense, and Accident & Injury policies. I'm committed to providing personalized guidance to find a plan that fits your unique needs.

  • Smithton Borough Building
  • Smithton Community Park
  • Youghiogheny River Trail Access
NPN17209549PA License767197

Smithton is home to approximately 405 residents in Westmoreland County, with a median age of 36.9 and a median household income of $49,800. About 76% of homes are owner-occupied; the median home value is $98,500. 21% of adults hold a bachelor's degree or higher; households with children make up 34%; veterans comprise 8% of residents. Average household size is 2.7. These demographic markers shape which life insurance products fit Smithton households.

How Smithton compares to Westmoreland County

WESTMORELAND COUNTY · 354K RESIDENTS SMITHTON · 405 RESIDENTS
Westmoreland County vs Smithton — population comparison Westmoreland County: 354,414 residents. Smithton: 405 residents, 0.1% of Westmoreland County population.
354,414 WESTMORELAND COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
405 SMITHTON RESIDENTS ↳ 0.1% of Westmoreland County residents
Underwriting Guidelines

Can I get life insurance with obesity in Smithton, PA?

Coverage is widely available. Smithton sits within Westmoreland County (population ~352,000, 4.1% uninsured), where 33.2% of adults have obesity alongside 33.9% with high cholesterol per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Our underwriting team matches Smithton families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Forbes Road →

📊 Top Health Considerations (CDC)

Top Health Considerations for Smithton (CITY) High cholesterol: 33.9%. High blood pressure: 32.2%. Obesity: 33.2%. Diagnosed diabetes: 9.5%. Current smoking: 18%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · SMITHTON High cholesterol 33.9% High blood pressure 32.2% Obesity 33.2% Diagnosed diabetes 9.5% Current smoking 18.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Westmoreland County Gov Portal .GOV
Population ~405
Lack of health insurance (18–64) 6.7%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4271424
Google Maps
Municipal Authority of the Borough of Smithton photo 1
Photos by Keep Life Simple Allan via Google Maps
View on Google Maps
Municipal Authority of the Borough of Smithton
(724) 872-6406
boroughs.org
615 Center St, Smithton, PA 15479, USA
Available in Smithton

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Westmoreland County and Neighboring Pennsylvania Counties

Cities served near Smithton.

June Marcia Williams writes life insurance and supplemental health policies across Westmoreland County and adjacent Pennsylvania counties — all within the same Pennsylvania regulatory framework.

🌟 Cities Served near Smithton

30 Cities · 3 Counties
Indiana County10
AlverdaArcadiaChevy Chase HeightsCommodoreCoralCreeksideErnestGracetonHomeNorthpoint
Westmoreland CountyHome10
AlvertonAronaCalumetForbes RoadHannastownHostetterLuxorNorveltPennTorrance
Somerset County10
AcostaBensonBerlinBoyntonFort HillGlencoeNew BaltimorePaintSeven SpringsSprings
Official Resources

Know your rights in Smithton.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Smithton insurance — answered.

💰

How much does life insurance cost in Smithton?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Smithton
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Smithton?

Yes. June serves all of Smithton and every municipality in Westmoreland County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

Verified
Nearby Cities

Coverage continues next door.

← Previous Slickville Westmoreland County, PA 10 products available
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