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June Marcia Williams — Licensed Insurance Agent in Cheltenham, PA
June Marcia Williams
Your Insurance Agent in Cheltenham, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Cheltenham, PA...
National Producer No.
17209549
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Fast & Affordable Life Insurance in Cheltenham | Same-Day Quotes

Your Local PA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Cheltenham Without the Complexity

Your local licensed agent in Cheltenham, Montgomery County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Cheltenham, Montgomery County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · Cheltenham, PA

Cheltenham, PA — Your Local Producer

As a fellow resident of Montgomery County, I deeply appreciate the distinct character and strong community bonds found right here in Cheltenham. My name is June Marcia Williams, and as a licensed insurance producer, I'm committed to serving my neighbors with personalized guidance. I help local individuals and families navigate their options for Term Life, Whole Life, Final Expense, and other personal insurance plans. My goal is to make the process clear and straightforward, ensuring you feel confident about protecting your future. As a licensed producer in Pennsylvania (License No: 767197, NPN: 17209549), I'm here to help.

  • Curtis Arboretum
  • Elkins Park Train Station
  • Cheltenham Township Building
NPN17209549PA License767197

Cheltenham is home to approximately 1,800 residents in Montgomery County, with a median age of 35.6 and a median household income of $100,000. About 63% of homes are owner-occupied; the median home value is $251,000. 41% of adults hold a bachelor's degree or higher; households with children make up 37%; veterans comprise 3% of residents. Average household size is 2.6. These demographic markers shape which life insurance products fit Cheltenham households.

How Cheltenham compares to Montgomery County

MONTGOMERY COUNTY · 856K RESIDENTS CHELTENHAM · 2K RESIDENTS
Montgomery County vs Cheltenham — population comparison Montgomery County: 856,399 residents. Cheltenham: 1,849 residents, 0.2% of Montgomery County population.
856,399 MONTGOMERY COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,849 CHELTENHAM RESIDENTS ↳ 0.2% of Montgomery County residents

Are Cheltenham residents with current asthma able to qualify for life insurance?

Yes. Montgomery County's health profile — 865,000 residents, 4.2% uninsured, 9.8% adults with current asthma, 31.5% with obesity — shapes how A-rated carriers tier rate classes for Cheltenham applicants. Standard or Preferred is achievable when current asthma is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches Cheltenham families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Huntingdon Valle →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~1,849
Lack of health insurance (18–64) Data Pending

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4212973
Google Maps
4.4 9 reviews
Cheltenham Township photo 1Cheltenham Township photo 2Cheltenham Township photo 3
Photos by Yolanda Brown , Hippy Gypsy , Cybele Perry via Google Maps
Cheltenham Township
Open now · Mon 8:00 AM – 4:30 PM
8230 Old York Rd, Elkins Park, PA 19027, USA
Recent Reviews
Hippy Gypsy ★★★★★
"Business licenses and the tax offices for Cheltenham is in this building"
Ap Roofing ★★★★★
"They have really good people that help you with everything"

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage

Cities served near Cheltenham.

June Marcia Williams writes life insurance and supplemental health policies across Montgomery County and adjacent Pennsylvania counties — all within the same Pennsylvania regulatory framework.

Know your rights in Cheltenham.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Cheltenham insurance — answered.

💰

How much does life insurance cost in Cheltenham?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Cheltenham
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Cheltenham?

Yes. June serves all of Cheltenham and every municipality in Montgomery County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

Verified

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No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

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