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Home›Pennsylvania›Lancaster County›Ephrata

June Marcia Williams — Licensed Insurance Agent in Ephrata, PA
June Marcia Williams
Your Insurance Agent in Ephrata, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Ephrata, PA...
National Producer No.
17209549
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Secure Your Family's Future | Custom Life Insurance in Ephrata

Dedicated Coverage Options from Final Expense to Term Life in Lancaster County

The Smart Choice for Dependable Life Insurance in Ephrata, PA

Your local licensed agent in Ephrata, Lancaster County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Ephrata, Lancaster County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Ephrata, PA

Ephrata, PA — Your Local Producer

Hello Ephrata! As a licensed insurance producer here in Pennsylvania, I appreciate the unique character and close-knit feel of our Lancaster County communities. Protecting your family’s financial future is a significant decision, and I'm committed to being a trusted local resource for you. My goal is to help you understand your options for personal insurance—from term and whole life policies to final expense or accident coverage—with clarity and without pressure. I'm June Marcia Williams (NPN: 17209549, PA License No: 767197), and I'm dedicated to helping my neighbors secure peace of mind.

  • Ephrata Cloister
  • Ephrata Community Park
  • Ephrata Senior High School
NPN17209549PA License767197

Ephrata is home to approximately 13,700 residents in Lancaster County, with a median age of 36.0 and a median household income of $62,600. About 54% of homes are owner-occupied; the median home value is $204,000. 23% of adults hold a bachelor's degree or higher; households with children make up 31%; veterans comprise 5% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Ephrata households.

How Ephrata compares to Lancaster County

LANCASTER COUNTY · 553K RESIDENTS EPHRATA · 14K RESIDENTS
Lancaster County vs Ephrata — population comparison Lancaster County: 553,202 residents. Ephrata: 13,738 residents, 2.5% of Lancaster County population.
553,202 LANCASTER COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
13,738 EPHRATA RESIDENTS ↳ 2.5% of Lancaster County residents
Underwriting Guidelines

Can I get life insurance with high cholesterol in Ephrata, PA?

Coverage is widely available. Ephrata sits within Lancaster County (population ~557,000, 6.5% uninsured), where 35.1% of adults have high cholesterol alongside 19.1% with current cigarette smoking per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Our underwriting team matches Ephrata families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Peach Bottom →

📊 Top Health Considerations (CDC)

Top Health Considerations for Ephrata (CITY) High cholesterol: 35.1%. High blood pressure: 30.6%. Obesity: 35.5%. Diagnosed diabetes: 9.3%. Current smoking: 19.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · EPHRATA High cholesterol 35.1% High blood pressure 30.6% Obesity 35.5% Diagnosed diabetes 9.3% Current smoking 19.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Lancaster County Gov Portal .GOV
Population ~13,738
Lack of health insurance (18–64) 8.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4223832
Google Maps
3.3 3 reviews
View on Google Maps
Ephrata Borough Hall
Open now · Mon 8:00 AM – 4:30 PM
(717) 738-9222
ephrataboro.org
124 S State St, Ephrata, PA 17522, USA
Recent Reviews
mike young ★☆☆☆☆
"Snow removal? It's been almost 7 days since the "snow storm", yet a lot of areas are reduced to half lanes. Why? Because when plows ran, they only did the middle. Intersection by Wendy's as example."
Blake Steidler ★★★★★
"I spoke with Officer Garver just before his promotion. Just wanted to personally thank him for his success."
Available in Ephrata

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Lancaster County and Neighboring Pennsylvania Counties

Cities served near Ephrata.

June Marcia Williams writes life insurance and supplemental health policies across Lancaster County and adjacent Pennsylvania counties — all within the same Pennsylvania regulatory framework.

🌟 Cities Served near Ephrata

30 Cities · 3 Counties
Berks County10
AlleghenyvilleBowersDaubervilleDryvilleEdenburgGrillPennsidePennwynSchubertWhitfield
Lancaster CountyHome10
ChurchtownFlorinGoodvilleHopelandIntercourseNinepointsReamstownSoudersburgSwartzvilleWitmer
Dauphin County10
Colonial ParkEnhautGrantvilleHalifaxHersheyLawntonPenbrookPillowProgressSkyline View
Official Resources

Know your rights in Ephrata.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Ephrata insurance — answered.

💰

How much does life insurance cost in Ephrata?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Ephrata
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Ephrata?

Yes. June serves all of Ephrata and every municipality in Lancaster County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

Verified
Nearby Cities

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