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June Marcia Williams — Licensed Insurance Agent in Lima, PA
June Marcia Williams
Your Insurance Agent in Lima, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Lima, PA...
National Producer No.
17209549
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Fast & Affordable Life Insurance in Lima | Same-Day Quotes

Your Local PA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Lima Without the Complexity

Your local licensed agent in Lima, Delaware County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Lima, Delaware County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Lima, PA

Lima, PA — Your Local Producer

Hello, Lima neighbors! As a fellow Pennsylvanian and a licensed insurance producer, I understand the importance of protecting what matters most right here in our Delaware County community. Life can be unpredictable, but having the right insurance plan can provide peace of mind for you and your loved ones. I specialize in helping individuals and families find personal life and health insurance solutions, from Term Life and Final Expense to Accident & Injury policies. My goal is to make the process clear and straightforward. I'm June Marcia Williams (NPN: 17209549, PA License No: 767197), and I'm here to help you navigate your options.

  • Penn State Brandywine
  • Rocky Run YMCA
  • Intersection of W Baltimore Pike and Pennell Road
NPN17209549PA License767197

Lima is home to approximately 2,600 residents in Delaware County, with a median age of 73.4 and a median household income of $67,600. About 37% of homes are owner-occupied; the median home value is $343,000. 37% of adults hold a bachelor's degree or higher; households with children make up 9%; veterans comprise 10% of residents. Average household size is 1.8. These demographic markers shape which life insurance products fit Lima households.

How Lima compares to Delaware County

DELAWARE COUNTY · 575K RESIDENTS LIMA · 3K RESIDENTS
Delaware County vs Lima — population comparison Delaware County: 575,312 residents. Lima: 2,644 residents, 0.5% of Delaware County population.
575,312 DELAWARE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
2,644 LIMA RESIDENTS ↳ 0.5% of Delaware County residents
Underwriting Guidelines

Can I get life insurance with arthritis in Lima, PA?

Yes. Delaware County's health profile — 575,000 residents, 4.2% uninsured, 27.8% adults with arthritis, 12.5% with current cigarette smoking — shapes how A-rated carriers tier rate classes for Lima applicants. Standard or Preferred is achievable when arthritis is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches Lima families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Lester →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Delaware County Gov Portal .GOV
Population ~2,644
Lack of health insurance (18–64) Data Pending

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4243272
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City Hall
(406) 276-3521
limamt.com
5 W Section Corner St, Lima, MT 59739, USA
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Available in Lima

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Delaware County and Neighboring Pennsylvania Counties

Cities served near Lima.

June Marcia Williams writes life insurance and supplemental health policies across Delaware County and adjacent Pennsylvania counties — all within the same Pennsylvania regulatory framework.

🌟 Cities Served near Lima

30 Cities · 3 Counties
Montgomery County10
Bala CynwydBethtonEvansburgFlourtownGilbertsvilleHarleysvilleKulpsvilleMeadowbrookPenllynSpring House
Delaware CountyHome10
AldanAstonChesterChester HeightsRadnorSt. DavidsThorntonUpper DarbyVillanovaWayne
Bucks County10
Cornwells HeightsFurlongJamisonNew BritainSpinnerstownTrevoseVillage ShiresWarminsterWoodbourneWoodside
Official Resources

Know your rights in Lima.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Lima insurance — answered.

💰

How much does life insurance cost in Lima?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Lima
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Lima?

Yes. June serves all of Lima and every municipality in Delaware County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

Verified
Nearby Cities

Coverage continues next door.

← Previous Lester Delaware County, PA 10 products available
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You Are Here Lima Delaware County, PA
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Next → Linwood Delaware County, PA 10 products available

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Licensed in 5 states NPN verified No obligation
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