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June Marcia Williams — Licensed Insurance Agent in Frazer, PA
June Marcia Williams
Your Insurance Agent in Frazer, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Frazer, PA...
National Producer No.
17209549
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Life Insurance in Frazer, PA

Top-Rated Financial Protection for Frazer Residents

Honest, Local Insurance Guidance for Your Family's Future in Chester County

Your local licensed agent in Frazer, Chester County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Frazer, Chester County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Frazer, PA

Frazer, PA — Your Local Producer

Hello Frazer neighbors! As a licensed insurance producer right here in Pennsylvania, I understand the unique character of our Chester County community. We value our scenic surroundings and the peace of mind that comes with being prepared. My name is June Marcia Williams, and I'm here to help you navigate your personal insurance options, from life insurance and final expense plans to accident and critical illness coverage. My goal is to provide clear, straightforward guidance so you can make informed decisions for your family's future. Let's work together to build a secure foundation. (June Marcia Williams, NPN: 17209549, PA License No: 767197)

  • Frazer Shopping Center
  • Immaculata University
  • Intersection of Lancaster Pike & Route 352
NPN17209549PA License767197

Frazer is home to approximately 3,700 residents in Chester County, with a median age of 36.1 and a median household income of $126,000. About 63% of homes are owner-occupied; the median home value is $497,000. 75% of adults hold a bachelor's degree or higher; households with children make up 32%; veterans comprise 3% of residents. Average household size is 2.5. These demographic markers shape which life insurance products fit Frazer households.

How Frazer compares to Chester County

CHESTER COUNTY · 536K RESIDENTS FRAZER · 4K RESIDENTS
Chester County vs Frazer — population comparison Chester County: 536,474 residents. Frazer: 3,695 residents, 0.7% of Chester County population.
536,474 CHESTER COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
3,695 FRAZER RESIDENTS ↳ 0.7% of Chester County residents
Underwriting Guidelines

What rate class can Frazer applicants with obesity expect from life insurance carriers?

Many Frazer residents secure competitive rates despite obesity. Chester County reports 29.6% adult prevalence (CDC PLACES); 26.1% also manage arthritis, with 4.6% of the ~536,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Parkesburg →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Chester County Gov Portal .GOV
Population ~3,695
Lack of health insurance (18–64) Data Pending

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4227616
Google Maps
Frazer civic building photo 1
Photos by Denise via Google Maps
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Available in Frazer

Life Insurance Products in Frazer, PA

9 insurance products available in Frazer

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Chester County and Nearby Pennsylvania Counties

Life Insurance by City Near Frazer, PA

Life insurance by city across Chester County and adjacent Pennsylvania counties.

🌟 Cities Served near Frazer

30 Cities · 3 Counties
Lancaster County10
IntercourseNeffsvilleReamstownReinholdsRohrerstownRonksSalungaSmoketownSoudersburgWitmer
Chester CountyHome10
CochranvilleDowningtownEagleviewExtonHoney BrookKimbertonLandenbergParkesburgSpring CityWest Grove
Berks County10
BowersColony ParkKemptonKutztownLaureldaleMohntonMount AetnaNew JerusalemRobesoniaShillington
Official Resources

Know your rights in Frazer.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Frazer Life Insurance Questions

💰

How much does life insurance cost in Frazer?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Frazer
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Frazer?

Yes. June serves all of Frazer and every municipality in Chester County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

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