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June Marcia Williams — Licensed Insurance Agent in Brownstown, PA
June Marcia Williams
Your Insurance Agent in Brownstown, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Brownstown, PA...
National Producer No.
17209549
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Life Insurance in Brownstown, PA

Your Local PA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Brownstown Without the Complexity

Your local licensed agent in Brownstown, Cambria County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Brownstown, Cambria County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Brownstown, PA

Brownstown, PA — Your Local Producer

For my neighbors in Brownstown and across Cambria County, I know that our strong community values are built on taking care of family. My name is June Marcia Williams, and as a licensed Pennsylvania insurance producer, I'm here to help you do just that. I specialize in helping individuals and families find personal insurance plans that align with their life goals, from Term and Whole Life to Final Expense and other supplemental policies. My focus is on providing clear, straightforward guidance so you can feel confident in the choices you make to protect your future. (NPN: 17209549, Pennsylvania License No: 767197)

  • Brownstown Borough Building
  • Brownstown Volunteer Fire Company
  • Tanneryville Playground
NPN17209549PA License767197

Brownstown is home to approximately 3,600 residents in Cambria County, with a median age of 29.9 and a median household income of $111,000. About 94% of homes are owner-occupied; the median home value is $268,000. 31% of adults hold a bachelor's degree or higher; households with children make up 37%; veterans comprise 3% of residents. Average household size is 3.0. These demographic markers shape which life insurance products fit Brownstown households.

How Brownstown compares to Cambria County

CAMBRIA COUNTY · 133K RESIDENTS BROWNSTOWN · 4K RESIDENTS
Cambria County vs Brownstown — population comparison Cambria County: 133,263 residents. Brownstown: 3,582 residents, 2.7% of Cambria County population.
133,263 CAMBRIA COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
3,582 BROWNSTOWN RESIDENTS ↳ 2.7% of Cambria County residents
Underwriting Guidelines

Are Brownstown residents with diagnosed diabetes able to qualify for life insurance?

Yes. Cambria County's health profile — 133,000 residents, 5.4% uninsured, 14.8% adults with diagnosed diabetes, 43.5% with obesity — shapes how A-rated carriers tier rate classes for Brownstown applicants. Standard or Preferred is achievable when diagnosed diabetes is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Northern Cambria →

📊 Top Health Considerations (CDC)

Top Health Considerations for Brownstown (CITY) High cholesterol: 38.9%. High blood pressure: 39.3%. Obesity: 43.5%. Diagnosed diabetes: 14.8%. Current smoking: 26.5%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · BROWNSTOWN High cholesterol 38.9% High blood pressure 39.3% Obesity 43.5% Diagnosed diabetes 14.8% Current smoking 26.5% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Cambria County Gov Portal .GOV
Population ~3,582
Lack of health insurance (18–64) 10.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4209400
Google Maps
View on Google Maps
Brownstown Borough Municipal Building
350 Habicht St, Johnstown, PA 15906, USA
Available in Brownstown

Life Insurance Products in Brownstown, PA

9 insurance products available in Brownstown

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Cambria County and Nearby Pennsylvania Counties

Life Insurance by City Near Brownstown, PA

Life insurance by city across Cambria County and adjacent Pennsylvania counties.

🌟 Cities Served near Brownstown

30 Cities · 3 Counties
Blair County10
AlleghenyAltoonaBellwoodCanoe CreekClaysburgCurryvilleDuncansvilleEast FreedomFoot of TenFrankstown
Cambria CountyHome10
CassandraEast ConemaughGallitzinJohnstownNanty GloNicktownPattonSaint BenedictScalp LevelWestmont
Indiana County10
AlverdaArcadiaArmaghAultmanBlack LickBlairsvilleChambersvilleChevy Chase HeightsPenn RunRossiter
Official Resources

Know your rights in Brownstown.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Brownstown Life Insurance Questions

💰

How much does life insurance cost in Brownstown?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Brownstown
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Brownstown?

Yes. June serves all of Brownstown and every municipality in Cambria County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

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