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June Marcia Williams — Licensed Term Life Insurance Agent in Sellersville, PA
June Marcia Williams
Your Insurance Agent in Sellersville, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Sellersville, PA...
National Producer No.
17209549
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Licensed Term Life Insurance Agent in Sellersville, PA

June Williams — NPN 17209549. No-exam options up to $500K.

Term life insurance for Sellersville, Pennsylvania residents through June Marcia Williams (NPN 17209549, PA licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Sellersville, PA

Sellersville, PA — Your Local Producer

For my neighbors in Sellersville, I know that living here in Bucks County means valuing community and looking out for one another. As a licensed Pennsylvania insurance producer, I bring that same local commitment to helping you protect what matters most. My name is June Marcia Williams, and I offer personalized guidance on a range of insurance options, including Term and Whole Life, Final Expense, and Critical Illness plans. My focus is on helping you understand your choices so you can secure your family’s financial future with confidence. I'm here to be your dedicated resource. (NPN: 17209549, PA License: 767197)

  • Sellersville Theater
  • Lake Lenape Park
  • Intersection of Main Street and Temple Avenue
NPN17209549PA License767197

Are Sellersville residents with a high-risk recreational sport able to qualify for Term Life Insurance?

Most recreational sports — golf, tennis, recreational cycling, swimming — carry no rating impact at A-rated carriers. Named hazardous avocations — scuba diving, motor racing, skydiving, hang gliding, mountain climbing — trigger avocation questionnaires that score certification, frequency, and depth or altitude. Standard rates are available for many recreational hazardous activities; competition-level participation typically receives flat extras or exclusion riders.

Consensus position:Most recreational sports carry no rating impact; named hazardous activities — scuba diving, motorized racing, skydiving, hang gliding, mountain climbing — require avocation questionnaires and may rate flat extra or exclude.

Our underwriting team narrows that range to the carrier most likely to issue at the most competitive class for Sellersville applicants. Compare options in nearby Doylestown →

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Sellersville regional market. Rates are localized using regional health baselines.

Official Sellersville Resources

County Bucks County
Population ~4,537
Lack of insurance (18–64) 6.2%
FIPS code 4269248

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Sellersville rates. Start your quote request below.

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2.3 6 reviews
Sellersville Borough Office photo 1Sellersville Borough Office photo 2
Photos by j Stranere , j Stranere via Google Maps
Sellersville Borough Office
Open now · Mon 8:00 AM – 4:00 PM
140 E Church St, Sellersville, PA 18960, USA
Recent Reviews
j Stranere ★★★★★
"Municipal Building physically located on East Church St. Sellersville Borough is part of Bucks County Pa - Pennridge School District."
Sally Nuneviller ★★★★★
"I called the office on Wednesday about gravel that was piling up by our curb and the neighbors which would be tossed uo onto our pavement from the traffic. On Thursday, 2 gentlemen from the borough we…"
OUR PROMISE

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.
Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Term Life Options

10-Year Term

Lowest monthly cost
  • Level premium for 10 years
  • Issue ages 18-80
  • No exam up to $400K
  • Convertible to permanent
  • Renewable to age 100
Get Quote

30-Year Term

Maximum protection
  • Level premium for 30 years
  • Issue ages 18-55
  • No exam up to $400K
  • Convertible to permanent
  • Locks rate til retirement
Get Quote

Term Life Insurance Nearby

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

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How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Pennsylvania Life Insurance Consumer Rights

Pennsylvania law provides a 10-day free-look period — return any policy within that window for a full refund (31 Pa. Code Ch. 89). Seniors age 65+ receive an extended 30-day free-look period. Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — PA License #767197, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Know Your Rights in Pennsylvania

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

PA Life Insurance Buyer's Guide

Free consumer guide from PA Insurance Dept. explaining policy types, replacement rules, and your free-look period.

Visit insurance.pa.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Term Life Insurance FAQ

💰

How much does term life cost in Sellersville?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

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