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Home›Pennsylvania›Berks County›St. Lawrence

June Marcia Williams — Licensed Insurance Agent in St. Lawrence, PA
June Marcia Williams
Your Insurance Agent in St. Lawrence, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing St. Lawrence, PA...
National Producer No.
17209549
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Secure Your Family's Future | Custom Life Insurance in St. Lawrence

Dedicated Coverage Options from Final Expense to Term Life in Berks County

The Smart Choice for Dependable Life Insurance in St. Lawrence, PA

Your local licensed agent in St. Lawrence, Berks County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for St. Lawrence, Berks County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
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❤️ 3K+ Satisfied
Right here · St. Lawrence, PA

St. Lawrence, PA — Your Local Producer

As a licensed insurance producer serving the Berks County community, I understand that for families here in St. Lawrence, protecting your loved ones is a top priority. My goal is to help you navigate your options for personal insurance, from Term and Whole Life to Final Expense and Critical Illness plans. I provide clear, straightforward guidance so you can make informed decisions that fit your unique situation. Whether you're planning for the future or preparing for the unexpected, I'm here to help you find the right coverage. (June Marcia Williams, NPN: 17209549, Pennsylvania License No: 767197).

  • St. Lawrence Borough Hall
  • St. Lawrence Playground
  • Antietam Middle Senior High School
NPN17209549PA License767197

St. Lawrence is home to approximately 1,800 residents in Berks County, with a median age of 38.2 and a median household income of $79,000. About 70% of homes are owner-occupied; the median home value is $193,000. 34% of adults hold a bachelor's degree or higher; households with children make up 35%; veterans comprise 5% of residents. Average household size is 2.5. These demographic markers shape which life insurance products fit St. Lawrence households.

How St. Lawrence compares to Berks County

BERKS COUNTY · 428K RESIDENTS ST. LAWRENCE · 2K RESIDENTS
Berks County vs St. Lawrence — population comparison Berks County: 428,483 residents. St. Lawrence: 1,780 residents, 0.4% of Berks County population.
428,483 BERKS COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,780 ST. LAWRENCE RESIDENTS ↳ 0.4% of Berks County residents
Underwriting Guidelines

Does current cigarette smoking affect life insurance rates in St. Lawrence, PA?

Yes, qualification is common in St. Lawrence. Within Berks County's ~430,000 residents — including the 8.0% currently without health coverage — 14.8% of adults manage current cigarette smoking and 34.8% live with obesity per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches St. Lawrence families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Douglassville →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Berks County Gov Portal .GOV
Population ~1,780
Lack of health insurance (18–64) Data Pending

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4267304
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Available in St. Lawrence

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Berks County and Neighboring Pennsylvania Counties

Cities served near St. Lawrence.

June Marcia Williams writes life insurance and supplemental health policies across Berks County and adjacent Pennsylvania counties — all within the same Pennsylvania regulatory framework.

🌟 Cities Served near St. Lawrence

30 Cities · 3 Counties
Lancaster County10
ChurchtownFlorinGoodvilleHopelandIntercourseNinepointsReamstownSoudersburgSwartzvilleWitmer
Berks CountyHome10
AlleghenyvilleBowersDaubervilleDryvilleEdenburgGrillPennsidePennwynSchubertWhitfield
Chester County10
BerwynBrandamoreChester SpringsEagleEagleviewExtonFishervilleFrazerKimbertonSouth Pottstown
Official Resources

Know your rights in St. Lawrence.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

St. Lawrence insurance — answered.

💰

How much does life insurance cost in St. Lawrence?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

St. Lawrence
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of St. Lawrence?

Yes. June serves all of St. Lawrence and every municipality in Berks County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

Verified
Nearby Cities

Coverage continues next door.

← Previous Springmont Berks County, PA 10 products available
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