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Home›New Jersey›Monmouth County›Sea Bright

June Marcia Williams — Licensed Insurance Agent in Sea Bright, NJ
June Marcia Williams
Your Insurance Agent in Sea Bright, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Sea Bright, NJ...
National Producer No.
17209549
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Life Insurance in Sea Bright, NJ

Securing Families Across Monmouth County with 9 Tailored Product Lines

Why Sea Bright Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Sea Bright, Monmouth County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Sea Bright, Monmouth County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Sea Bright, NJ

Sea Bright, NJ — Your Local Producer

Life along the shore in Sea Bright has its own unique rhythm, and planning for the future is a key part of enjoying our beautiful Monmouth County community with peace of mind. My name is June Marcia Williams, and I'm a local, licensed insurance producer dedicated to helping my neighbors navigate their options. I specialize in a range of personal and business life insurance plans, as well as supplemental health coverage for things like critical illness or accidents. Together, we can review your needs and find a strategy that fits your life. (NPN: 17209549, New Jersey License No: 1543971)

  • Sea Bright Borough Hall
  • Ocean Avenue
  • Rumson-Sea Bright Bridge
NPN17209549NJ License1543971

Sea Bright is home to approximately 1,600 residents in Monmouth County, with a median age of 51.9 and a median household income of $109,000. About 69% of homes are owner-occupied; the median home value is $798,000. 67% of adults hold a bachelor's degree or higher; households with children make up 9%; veterans comprise 6% of residents. Average household size is 1.8. These demographic markers shape which life insurance products fit Sea Bright households.

How Sea Bright compares to Monmouth County

MONMOUTH COUNTY · 643K RESIDENTS SEA BRIGHT · 2K RESIDENTS
Monmouth County vs Sea Bright — population comparison Monmouth County: 643,064 residents. Sea Bright: 1,629 residents, 0.3% of Monmouth County population.
643,064 MONMOUTH COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,629 SEA BRIGHT RESIDENTS ↳ 0.3% of Monmouth County residents
Underwriting Guidelines

Are Sea Bright residents with cancer (non-skin) or melanoma able to qualify for life insurance?

Sea Bright applicants with cancer (non-skin) or melanoma qualify routinely. The local risk pool — Monmouth County's ~643,000 residents, 7.7% without health coverage — shows 8.9% adult prevalence of cancer (non-skin) or melanoma and 39.0% with high cholesterol. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby West Long Branch →

📊 Top Health Considerations (CDC)

Top Health Considerations for Sea Bright (CITY) High cholesterol: 39%. High blood pressure: 29.9%. Obesity: 28.5%. Diagnosed diabetes: 7.9%. Current cigarette smoking: 7.5%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · SEA BRIGHT High cholesterol 39.0% High blood pressure 29.9% Obesity 28.5% Diagnosed diabetes 7.9% Current cigarette smoking 7.5% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Monmouth County Gov Portal .GOV
Population ~1,629
Lack of health insurance (18–64) 4.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3466240
Google Maps
3.0 3 reviews
Sea Bright Boro Hall photo 1Sea Bright Boro Hall photo 2Sea Bright Boro Hall photo 3
Photos by Nelly DM , Nelly DM , Raul Salas via Google Maps
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Sea Bright Boro Hall
Open now · Mon 8:00 AM – 5:00 PM
(732) 842-0099
seabrightnj.org
1099 E Ocean Ave, Sea Bright, NJ 07760, USA
Recent Reviews
Honest Reviews ★☆☆☆☆
"Biggest reason for one star is the fact that you have to pay admission to get on the beach ..blue state things I guess ? it’s enough that we have to pay for parking, but now the beach towns of New Jer…"
Nelly DM ★★★☆☆
"Very clean, beautiful, relaxing, very family-friendly, I highly recommend it"
Available in Sea Bright

Life Insurance Products in Sea Bright, NJ

10 insurance products available in Sea Bright

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Monmouth County and Nearby New Jersey Counties

Life Insurance by City Near Sea Bright, NJ

Life insurance by city across Monmouth County and adjacent New Jersey counties.

🌟 Cities Served near Sea Bright

30 Cities · 3 Counties
Hudson County10
BayonneGuttenbergHobokenJersey CityKearnyNorth BergenSecaucusUnion CityWeehawkenWest New York
Monmouth CountyHome10
Asbury ParkHazletHolmdelHowellKeansburgLong BranchManalapanMarlboroUnion BeachWall
Middlesex County10
CarteretCranburyEast BrunswickEdisonHighland ParkNew BrunswickOld BridgePerth AmboyPlainsboroWoodbridge
Official Resources

Know your rights in Sea Bright.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Sea Bright Life Insurance Questions

💰

How much does life insurance cost in Sea Bright?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Sea Bright
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Sea Bright?

Yes. June serves all of Sea Bright and every municipality in Monmouth County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

Verified

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