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Home›New Jersey›Monmouth County›Ocean

June Marcia Williams — Licensed Insurance Agent in Ocean, NJ
June Marcia Williams
Your Insurance Agent in Ocean, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Ocean, NJ...
National Producer No.
17209549
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Life Insurance in Ocean, NJ

Top-Rated Financial Protection for Ocean Residents

Honest, Local Insurance Guidance for Your Family's Future in Monmouth County

Your local licensed agent in Ocean, Monmouth County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Ocean, Monmouth County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Ocean, NJ

Ocean, NJ — Your Local Producer

Hello, Ocean! As a fellow New Jersey resident, I appreciate the unique charm and community spirit we have here in Monmouth County. It's a wonderful place to build a life, and having the right protection in place can provide invaluable peace of mind. My name is June Marcia Williams, and I'm a licensed insurance producer helping individuals and families secure their financial futures. I specialize in personal lines like Term and Whole Life, Final Expense, Critical Illness, and Accident & Injury insurance. My goal is to help you understand your options clearly, without pressure. As your local resource (NPN: 17209549, NJ License No: 1543971), I'm committed to serving our community with integrity.

  • Joe Palaia Park
  • Ocean Township High School
  • Intersection of Route 35 and Deal Road
NPN17209549NJ License1543971

Ocean is home to approximately 11,300 residents in Monmouth County, with a median age of 56.9 and a median household income of $98,600. About 72% of homes are owner-occupied; the median home value is $664,000. 55% of adults hold a bachelor's degree or higher; households with children make up 17%; veterans comprise 7% of residents. Average household size is 2.0. These demographic markers shape which life insurance products fit Ocean households.

How Ocean compares to Monmouth County

MONMOUTH COUNTY · 643K RESIDENTS OCEAN · 11K RESIDENTS
Monmouth County vs Ocean — population comparison Monmouth County: 643,064 residents. Ocean: 11,260 residents, 1.8% of Monmouth County population.
643,064 MONMOUTH COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
11,260 OCEAN RESIDENTS ↳ 1.8% of Monmouth County residents
Underwriting Guidelines

Does obesity affect life insurance rates in Ocean, NJ?

Yes, qualification is common in Ocean. Within Monmouth County's ~643,000 residents — including the 7.7% currently without health coverage — 30.3% of adults manage obesity and 27.7% live with high blood pressure per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Spring Lake →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Monmouth County Gov Portal .GOV
Population ~11,260
Lack of health insurance (18–64) Data Pending

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3454360
Google Maps
Ocean civic building photo 1Ocean civic building photo 2Ocean civic building photo 3Ocean civic building photo 4
Photos by Robin Birth , F Guidry , Jim McHugh , E. Miller via Google Maps
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Available in Ocean

Life Insurance Products in Ocean, NJ

10 insurance products available in Ocean

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Monmouth County and Nearby New Jersey Counties

Life Insurance by City Near Ocean, NJ

Life insurance by city across Monmouth County and adjacent New Jersey counties.

🌟 Cities Served near Ocean

30 Cities · 3 Counties
Hudson County10
BayonneGuttenbergHobokenJersey CityKearnyNorth BergenSecaucusUnion CityWeehawkenWest New York
Monmouth CountyHome10
Asbury ParkHazletHolmdelHowellKeansburgLong BranchManalapanMarlboroUnion BeachWall
Middlesex County10
CarteretCranburyEast BrunswickEdisonHighland ParkNew BrunswickOld BridgePerth AmboyPlainsboroWoodbridge
Official Resources

Know your rights in Ocean.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Ocean Life Insurance Questions

💰

How much does life insurance cost in Ocean?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Ocean
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Ocean?

Yes. June serves all of Ocean and every municipality in Monmouth County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

Verified

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Licensed in 5 states NPN verified No obligation
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