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June Marcia Williams — Licensed Insurance Agent in Silver Lake, NJ
June Marcia Williams
Your Insurance Agent in Silver Lake, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Silver Lake, NJ...
National Producer No.
17209549
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Life Insurance in Silver Lake, NJ

Dedicated Coverage Options from Final Expense to Term Life in Cumberland County

The Smart Choice for Dependable Life Insurance in Silver Lake, NJ

Your local licensed agent in Silver Lake, Cumberland County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Silver Lake, Cumberland County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Silver Lake, NJ

Silver Lake, NJ — Your Local Producer

Hello, Silver Lake neighbors! As a fellow New Jersey resident, I appreciate the unique character and community spirit found throughout Cumberland County. My name is June Marcia Williams, and as a licensed insurance producer, I am dedicated to serving individuals and families right here in our area. I offer personalized guidance on a range of products, including Term Life, Final Expense, and Accident & Injury policies, helping you navigate your options with clarity. My goal is to help you understand your choices and find coverage that helps protect what's most important. Let's connect to review your needs. (NPN: 17209549, NJ License No: 1543971)

  • Silver Lake
  • South Vineland Park
  • Dr. Mennies Elementary School
NPN17209549NJ License1543971

Silver Lake is home to approximately 324 residents in Cumberland County, with a median age of 55.5 and a median household income of $88,300. About 92% of homes are owner-occupied; the median home value is $239,000. 30% of adults hold a bachelor's degree or higher; households with children make up 20%; veterans comprise 4% of residents. Average household size is 2.0. These demographic markers shape which life insurance products fit Silver Lake households.

How Silver Lake compares to Cumberland County

CUMBERLAND COUNTY · 154K RESIDENTS SILVER LAKE · 324 RESIDENTS
Cumberland County vs Silver Lake — population comparison Cumberland County: 153,588 residents. Silver Lake: 324 residents, 0.2% of Cumberland County population.
153,588 CUMBERLAND COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
324 SILVER LAKE RESIDENTS ↳ 0.2% of Cumberland County residents
Underwriting Guidelines

How does high cholesterol impact life insurance underwriting in Silver Lake, NJ?

Many Silver Lake residents secure competitive rates despite high cholesterol. Cumberland County reports 38.7% adult prevalence (CDC PLACES); 22.5% also manage arthritis, with 18.4% of the ~154,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Greenwich →

📊 Top Health Considerations (CDC)

Top Health Considerations for Silver Lake (CITY) High cholesterol: 38.7%. High blood pressure: 26.4%. Obesity: 26.2%. Diagnosed diabetes: 10.6%. Current cigarette smoking: 10.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · SILVER LAKE High cholesterol 38.7% High blood pressure 26.4% Obesity 26.2% Diagnosed diabetes 10.6% Current cigarette smoking 10.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Cumberland County Gov Portal .GOV
Population ~324
Lack of health insurance (18–64) 18.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3467590
Google Maps
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Available in Silver Lake

Life Insurance Products in Silver Lake, NJ

10 insurance products available in Silver Lake

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Cumberland County and Nearby New Jersey Counties

Life Insurance by City Near Silver Lake, NJ

Life insurance by city across Cumberland County and adjacent New Jersey counties.

🌟 Cities Served near Silver Lake

30 Cities · 3 Counties
Cape May County10
AvalonCape MayCape May Court HCape May PointNorth WildwoodOcean CitySea Isle CityWildwoodWildwood CrestWoodbine
Cumberland CountyHome10
BridgetonCedarvilleDeerfield StreetDelmontDorchesterFairfieldFortescueGreenwichMillvilleVineland
Gloucester County10
BridgeportClarksboroClaytonDeptfordGlassboroMantuaNational ParkPaulsboroPitmanWoodbury
Official Resources

Know your rights in Silver Lake.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Silver Lake Life Insurance Questions

💰

How much does life insurance cost in Silver Lake?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Silver Lake
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Silver Lake?

Yes. June serves all of Silver Lake and every municipality in Cumberland County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

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