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June Marcia Williams — Licensed Insurance Agent in Cape May, NJ
June Marcia Williams
Your Insurance Agent in Cape May, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Cape May, NJ...
National Producer No.
17209549
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Fast & Affordable Life Insurance in Cape May | Same-Day Quotes

Your Local NJ Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Cape May Without the Complexity

Your local licensed agent in Cape May, Cape May County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Cape May, Cape May County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Cape May, NJ

Cape May, NJ — Your Local Producer

For my neighbors in beautiful Cape May, life is about enjoying the historic Victorian streetscapes and relaxing by the shore. It's also about ensuring your family's future is secure, no matter what comes next. As a licensed New Jersey insurance producer, I'm here to help you navigate your options for personal insurance. From Term and Whole Life to Final Expense and Critical Illness plans, I can help you understand the coverage that fits your unique life here in Cape May County. Let's have a conversation about protecting your loved ones. (NPN: 17209549, NJ License No: 1543971)

  • Cape May Lighthouse
  • Washington Street Mall
  • Emlen Physick Estate
NPN17209549NJ License1543971

Cape May is home to approximately 2,800 residents in Cape May County, with a median age of 39.6 and a median household income of $69,900. About 58% of homes are owner-occupied; the median home value is $767,000. 53% of adults hold a bachelor's degree or higher; households with children make up 24%; veterans comprise 3% of residents. Average household size is 2.1. These demographic markers shape which life insurance products fit Cape May households.

How Cape May compares to Cape May County

CAPE MAY COUNTY · 95K RESIDENTS CAPE MAY · 3K RESIDENTS
Cape May County vs Cape May — population comparison Cape May County: 95,456 residents. Cape May: 2,815 residents, 2.9% of Cape May County population.
95,456 CAPE MAY COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
2,815 CAPE MAY RESIDENTS ↳ 2.9% of Cape May County residents
Underwriting Guidelines

Can I get life insurance with current cigarette smoking in Cape May, NJ?

Coverage is widely available. Cape May sits within Cape May County (population ~95,000, 8.3% uninsured), where 11.6% of adults have current cigarette smoking alongside 11.6% with diagnosed diabetes per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Our underwriting team matches Cape May families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby North Wildwood →

📊 Top Health Considerations (CDC)

Top Health Considerations for Cape May (CITY) High cholesterol: 46.2%. High blood pressure: 38.9%. Obesity: 33.2%. Diagnosed diabetes: 11.6%. Current cigarette smoking: 11.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CAPE MAY High cholesterol 46.2% High blood pressure 38.9% Obesity 33.2% Diagnosed diabetes 11.6% Current cigarette smoking 11.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Cape May County Gov Portal .GOV
Population ~2,815
Lack of health insurance (18–64) 7.7%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3410270
Google Maps
3.7 3 reviews
Cape May City Hall photo 1Cape May City Hall photo 2Cape May City Hall photo 3Cape May City Hall photo 4
Photos by George Abrantes , Joan Brown , Miguel Angel Valderrama Gomez , Joan Brown via Google Maps
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Cape May City Hall
Closed now · Mon 7:30 AM – 3:30 PM
(609) 884-9525
capemaycity.com
643 Washington St, Cape May, NJ 08204, USA
Recent Reviews
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Available in Cape May

Your coverage options.

Life insurance, supplemental health, business protection, and notary services — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Cape May County and Neighboring New Jersey Counties

Cities served near Cape May.

June Marcia Williams writes life insurance and supplemental health policies across Cape May County and adjacent New Jersey counties — all within the same New Jersey regulatory framework.

🌟 Cities Served near Cape May

30 Cities · 3 Counties
Camden County10
BarclayBlackwoodCamdenEchelonGrenlochHi-NellaLindenwoldSicklervilleWestmontWinslow
Cape May CountyHome10
BurleighDiamond BeachMarmoraNorth WildwoodOcean CitySea Isle CitySouth SeavilleStrathmereTownsends InletWhitesboro
Cumberland County10
BridgetonCarlls CornerCumberland-HesstownLakeside-Beebe RunMillvilleRoadstownSheppards MillSunset LakeVinelandWest Park
Official Resources

Know your rights in Cape May.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Cape May insurance — answered.

💰

How much does life insurance cost in Cape May?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Cape May
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Cape May?

Yes. June serves all of Cape May and every municipality in Cape May County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

Verified
Nearby Cities

Coverage continues next door.

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