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Home›New Jersey›Cape May County›Ocean City

June Marcia Williams — Licensed Insurance Agent in Ocean City, NJ
June Marcia Williams
Your Insurance Agent in Ocean City, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Ocean City, NJ...
National Producer No.
17209549
Verify ↗

Life Insurance in Ocean City, NJ

Top-Rated Financial Protection for Ocean City Residents

Honest, Local Insurance Guidance for Your Family's Future in Cape May County

Your local licensed agent in Ocean City, Cape May County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Ocean City, Cape May County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Ocean City, NJ

Ocean City, NJ — Your Local Producer

Hello, Ocean City! As a licensed insurance producer serving our unique Cape May County community, I understand the importance of protecting what matters most. My name is June Marcia Williams, and I'm here to help you navigate your personal insurance options with clarity and care. From securing your family's future with Term, Whole, or Universal Life insurance to planning for the unexpected with Final Expense, Critical Illness, or Accident & Injury policies, I offer personalized guidance. I'm committed to helping my neighbors find the right coverage for their specific situations. (NPN: 17209549, NJ License: 1543971)

  • Ocean City Boardwalk
  • Asbury Avenue
  • Ocean City Music Pier
NPN17209549NJ License1543971
Underwriting Guidelines

Does high blood pressure affect life insurance rates in Ocean City, NJ?

Yes, qualification is common in Ocean City. Within Cape May County's ~95,000 residents — including the 8.3% currently without health coverage — 39.0% of adults manage high blood pressure and 31.2% live with obesity per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Tuckahoe →

📊 Top Health Considerations (CDC)

Top Health Considerations for Ocean City (CITY) High cholesterol: 47.2%. High blood pressure: 39%. Obesity: 31.2%. Diagnosed diabetes: 11.1%. Current cigarette smoking: 9.5%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · OCEAN CITY High cholesterol 47.2% High blood pressure 39.0% Obesity 31.2% Diagnosed diabetes 11.1% Current cigarette smoking 9.5% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Cape May County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) 6.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3454360
Google Maps
4.4 14 reviews
City of Ocean City, City Hall photo 1City of Ocean City, City Hall photo 2City of Ocean City, City Hall photo 3City of Ocean City, City Hall photo 4
Photos by Robin Birth , F Guidry , Jim McHugh , E. Miller via Google Maps
View on Google Maps
City of Ocean City, City Hall
Open now · Mon 8:45 AM – 6:00 PM
(609) 399-6111
ocnj.us
861 Asbury Ave, Ocean City, NJ 08226, USA
Recent Reviews
Lisa Richichi ★★★★★
"Came here for the free horse and carriage rides the town has through the weekends through the holiday season. We had an amazing time , we didn't wait long to get on either and the ride was about 5-10 …"
Charles Webb ★★★★☆
"Ocean City is a great family resort but the new public bathrooms on the boardwalk at 10th street are horrendous. They are DIRTY and not well maintained. Must have used poor materials because they …"
Available in Ocean City

Life Insurance Products in Ocean City, NJ

10 insurance products available in Ocean City

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Cape May County and Nearby New Jersey Counties

Life Insurance by City Near Ocean City, NJ

Life insurance by city across Cape May County and adjacent New Jersey counties.

🌟 Cities Served near Ocean City

30 Cities · 3 Counties
Atlantic County10
AbseconAtlantic CityBrigantineCorbin CityHammontonMargate CityNorthfieldPleasantvilleSomers PointVentnor City
Cape May CountyHome10
AvalonCape MayCape May Court HCape May PointMarmoraNorth WildwoodSea Isle CityWildwoodWildwood CrestWoodbine
Salem County10
AllowayCarneys PointDeepwaterElmerHancocks BridgePedricktownPennsvilleQuintonSalemWoodstown
Official Resources

Know your rights in Ocean City.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Ocean City Life Insurance Questions

💰

How much does life insurance cost in Ocean City?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Ocean City
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Ocean City?

Yes. June serves all of Ocean City and every municipality in Cape May County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

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Licensed in 5 states NPN verified No obligation
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