Life Insurance
Term Life Insurance ↳ Term Life Quote & Cost Whole Life Insurance ↳ Whole Life Quotes Term vs Whole Life ↳ Compare Term vs Whole Life Universal Life (IUL) Final Expense Insurance ↳ Final Expense Quotes
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations Notary Public
Areas Served
New Jersey About Contact

Home›New Jersey›Cumberland County›Othello

June Marcia Williams — Licensed Insurance Agent in Othello, NJ
June Marcia Williams
Your Insurance Agent in Othello, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Othello, NJ...
National Producer No.
17209549
Verify ↗

Life Insurance in Othello, NJ

Dedicated Coverage Options from Final Expense to Term Life in Cumberland County

The Smart Choice for Dependable Life Insurance in Othello, NJ

Your local licensed agent in Othello, Cumberland County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Othello, Cumberland County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Othello, NJ

Othello, NJ — Your Local Producer

For my neighbors in Othello and across Cumberland County, planning for the future is a key part of our community's strong foundation. I'm June Marcia Williams, a licensed New Jersey insurance producer, and I'm here to help you understand your options. From Term and Whole Life to Final Expense and Accident & Injury policies, my focus is on providing clear, personal guidance. I can help you explore coverage that fits your unique life circumstances, ensuring your loved ones are protected. Let's work together to secure your peace of mind. (NPN: 17209549, NJ License No: 1543971).

  • Othello Road
  • Ye Greate Street
  • Bacon's Neck Road
NPN17209549NJ License1543971

Othello is home to approximately 110 residents in Cumberland County, with a median age of 65.0 and a median household income of $104,000. About 91% of homes are owner-occupied; the median home value is $264,000. 34% of adults hold a bachelor's degree or higher; households with children make up 4%; veterans comprise 6% of residents. Average household size is 1.9. These demographic markers shape which life insurance products fit Othello households.

How Othello compares to Cumberland County

CUMBERLAND COUNTY · 154K RESIDENTS OTHELLO · 110 RESIDENTS
Cumberland County vs Othello — population comparison Cumberland County: 153,588 residents. Othello: 110 residents, 0.1% of Cumberland County population.
153,588 CUMBERLAND COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
110 OTHELLO RESIDENTS ↳ 0.1% of Cumberland County residents
Underwriting Guidelines

How does current cigarette smoking impact life insurance underwriting in Othello, NJ?

Many Othello residents secure competitive rates despite current cigarette smoking. Cumberland County reports 13.3% adult prevalence (CDC PLACES); 34.6% also manage obesity, with 18.4% of the ~154,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Cumberland-Hesstown →

📊 Top Health Considerations (CDC)

Top Health Considerations for Othello (CITY) High cholesterol: 42.8%. High blood pressure: 40%. Obesity: 34.6%. Diagnosed diabetes: 11.8%. Current cigarette smoking: 13.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · OTHELLO High cholesterol 42.8% High blood pressure 40.0% Obesity 34.6% Diagnosed diabetes 11.8% Current cigarette smoking 13.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Cumberland County Gov Portal .GOV
Population ~110
Lack of health insurance (18–64) 8.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3455320
Google Maps
View on Google Maps
Available in Othello

Life Insurance Products in Othello, NJ

10 insurance products available in Othello

All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Cumberland County and Nearby New Jersey Counties

Life Insurance by City Near Othello, NJ

Life insurance by city across Cumberland County and adjacent New Jersey counties.

🌟 Cities Served near Othello

30 Cities · 3 Counties
Cape May County10
AvalonCape MayCape May PointMarmoraNorth WildwoodOcean CitySea Isle CityWildwoodWildwood CrestWoodbine
Cumberland CountyHome10
BridgetonCedarvilleDeerfield StreetDelmontDorchesterFairfieldFortescueGreenwichMillvilleVineland
Gloucester County10
BridgeportClarksboroClaytonDeptfordGlassboroMantuaNational ParkPaulsboroPitmanWoodbury
Official Resources

Know your rights in Othello.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Othello Life Insurance Questions

💰

How much does life insurance cost in Othello?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Othello
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Othello?

Yes. June serves all of Othello and every municipality in Cumberland County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

Verified

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
📅 Schedule a Call 💬 Get Your Quote
Select a time and we'll call you · Serving NJ, PA, FL, MD & VA
🛡️ Get Your Quote 📅 Schedule a Call