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June Marcia Williams — Licensed Insurance Agent in Laurel Lake, NJ
June Marcia Williams
Your Insurance Agent in Laurel Lake, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Laurel Lake, NJ...
National Producer No.
17209549
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Life Insurance in Laurel Lake, NJ

Your Local NJ Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Laurel Lake Without the Complexity

Your local licensed agent in Laurel Lake, Cumberland County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Laurel Lake, Cumberland County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Laurel Lake, NJ

Laurel Lake, NJ — Your Local Producer

For my neighbors in Laurel Lake, the unique character of our Cumberland County community is something special. Planning for the future is one of the most important ways we can protect our families and our way of life here. My name is June Marcia Williams, and as a licensed New Jersey insurance producer, I'm dedicated to helping local residents understand their options. I offer personal guidance on policies like Term Life, Final Expense, and Critical Illness coverage, ensuring you have the information you need to feel secure. I'm here to serve my community with care. (NPN: 17209549, NJ License No: 1543971)

  • Lakeside Middle School
  • Laurel Lake Fire Company
  • Laurel Lake Baptist Church
NPN17209549NJ License1543971

Laurel Lake is home to approximately 2,300 residents in Cumberland County, with a median age of 40.5 and a median household income of $52,300. About 71% of homes are owner-occupied; the median home value is $132,000. 11% of adults hold a bachelor's degree or higher; households with children make up 37%; veterans comprise 7% of residents. Average household size is 2.6. These demographic markers shape which life insurance products fit Laurel Lake households.

How Laurel Lake compares to Cumberland County

CUMBERLAND COUNTY · 154K RESIDENTS LAUREL LAKE · 2K RESIDENTS
Cumberland County vs Laurel Lake — population comparison Cumberland County: 153,588 residents. Laurel Lake: 2,346 residents, 1.5% of Cumberland County population.
153,588 CUMBERLAND COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
2,346 LAUREL LAKE RESIDENTS ↳ 1.5% of Cumberland County residents
Underwriting Guidelines

Can I get life insurance with high cholesterol in Laurel Lake, NJ?

Yes. Cumberland County's health profile — 154,000 residents, 18.4% uninsured, 39.7% adults with high cholesterol, 22.5% with arthritis — shapes how A-rated carriers tier rate classes for Laurel Lake applicants. Standard or Preferred is achievable when high cholesterol is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby West Park →

📊 Top Health Considerations (CDC)

Top Health Considerations for Laurel Lake (CITY) High cholesterol: 39.7%. High blood pressure: 39.5%. Obesity: 39.5%. Diagnosed diabetes: 12.8%. Current cigarette smoking: 17%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · LAUREL LAKE High cholesterol 39.7% High blood pressure 39.5% Obesity 39.5% Diagnosed diabetes 12.8% Current cigarette smoking 17.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Cumberland County Gov Portal .GOV
Population ~2,346
Lack of health insurance (18–64) 13.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3439120
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Available in Laurel Lake

Life Insurance Products in Laurel Lake, NJ

10 insurance products available in Laurel Lake

All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Cumberland County and Nearby New Jersey Counties

Life Insurance by City Near Laurel Lake, NJ

Life insurance by city across Cumberland County and adjacent New Jersey counties.

🌟 Cities Served near Laurel Lake

30 Cities · 3 Counties
Salem County10
AllowayCarneys PointDeepwaterElmerHancocks BridgePedricktownPennsvilleQuintonSalemWoodstown
Cumberland CountyHome10
BridgetonCedarvilleDeerfield StreetDelmontDorchesterFairfieldFortescueGreenwichMillvilleVineland
Cape May County10
AvalonCape MayCape May PointMarmoraNorth WildwoodOcean CitySea Isle CityWildwoodWildwood CrestWoodbine
Official Resources

Know your rights in Laurel Lake.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Laurel Lake Life Insurance Questions

💰

How much does life insurance cost in Laurel Lake?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Laurel Lake
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Laurel Lake?

Yes. June serves all of Laurel Lake and every municipality in Cumberland County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

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No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
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