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Home›New Jersey›Atlantic County›Folsom

June Marcia Williams — Licensed Insurance Agent in Folsom, NJ
June Marcia Williams
Your Insurance Agent in Folsom, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Folsom, NJ...
National Producer No.
17209549
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Life Insurance in Folsom, NJ

Top-Rated Financial Protection for Folsom Residents

Honest, Local Insurance Guidance for Your Family's Future in Atlantic County

Your local licensed agent in Folsom, Atlantic County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Folsom, Atlantic County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Folsom, NJ

Folsom, NJ — Your Local Producer

For my neighbors here in Folsom and across Atlantic County, I understand that our community values a life built on security and peace of mind. I'm June Marcia Williams, your local licensed insurance producer, dedicated to helping you protect what matters most. Whether you're considering Term Life, Final Expense, or other personal insurance policies, I provide clear, straightforward guidance tailored to your unique needs. As a New Jersey resident, I'm proud to serve our area with integrity. (NPN: 17209549, New Jersey License No: 1543971). Let's work together to secure your family's future.

  • Folsom School
  • Folsom Borough Hall
  • Intersection of Black Horse Pike & Mays Landing Road
NPN17209549NJ License1543971

Folsom is home to approximately 1,800 residents in Atlantic County, with a median age of 43.0 and a median household income of $113,000. About 94% of homes are owner-occupied; the median home value is $236,000. 29% of adults hold a bachelor's degree or higher; households with children make up 29%; veterans comprise 6% of residents. Average household size is 2.7. These demographic markers shape which life insurance products fit Folsom households.

How Folsom compares to Atlantic County

ATLANTIC COUNTY · 274K RESIDENTS FOLSOM · 2K RESIDENTS
Atlantic County vs Folsom — population comparison Atlantic County: 274,339 residents. Folsom: 1,761 residents, 0.6% of Atlantic County population.
274,339 ATLANTIC COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,761 FOLSOM RESIDENTS ↳ 0.6% of Atlantic County residents
Underwriting Guidelines

Are Folsom residents with obesity able to qualify for life insurance?

Folsom applicants with obesity qualify routinely. The local risk pool — Atlantic County's ~274,000 residents, 11.9% without health coverage — shows 30.0% adult prevalence of obesity and 25.0% with arthritis. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Nesco →

📊 Top Health Considerations (CDC)

Top Health Considerations for Folsom (CITY) High cholesterol: 41%. High blood pressure: 34.5%. Obesity: 30%. Diagnosed diabetes: 11.3%. Current cigarette smoking: 13.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · FOLSOM High cholesterol 41.0% High blood pressure 34.5% Obesity 30.0% Diagnosed diabetes 11.3% Current cigarette smoking 13.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Atlantic County Gov Portal .GOV
Population ~1,761
Lack of health insurance (18–64) 11.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3423940
Google Maps
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Available in Folsom

Life Insurance Products in Folsom, NJ

10 insurance products available in Folsom

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Atlantic County and Nearby New Jersey Counties

Life Insurance by City Near Folsom, NJ

Life insurance by city across Atlantic County and adjacent New Jersey counties.

🌟 Cities Served near Folsom

30 Cities · 3 Counties
Burlington County10
BordentownBurlingtonDelancoEastampton TwpFlorenceHainesportMoorestownMount LaurelRivertonWillingboro
Atlantic CountyHome10
AbseconAtlantic CityBrigantineCorbin CityHammontonMargate CityNorthfieldPleasantvilleSomers PointVentnor City
Cape May County10
AvalonCape MayCape May Court HCape May PointNorth WildwoodOcean CitySea Isle CityWildwoodWildwood CrestWoodbine
Official Resources

Know your rights in Folsom.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Folsom Life Insurance Questions

💰

How much does life insurance cost in Folsom?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Folsom
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Folsom?

Yes. June serves all of Folsom and every municipality in Atlantic County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

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