June Marcia Williams

Your Insurance Agent in Edgewater, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Edgewater, FL...

National Producer No.

17209549

Verify ↗

Whole Life Insurance in Edgewater, FL

June Williams — 12 years experience. Cash value and estate planning.

Whole life insurance for Edgewater, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — permanent coverage with guaranteed cash value and dividend potential, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Edgewater, FL

Edgewater, FL — Your Local Producer

Hello, Edgewater! As a fellow Floridian, I appreciate the unique charm of our Volusia County communities, from the peaceful views along the Intracoastal Waterway to the strong sense of local pride. As a licensed insurance producer, my goal is to help my neighbors here in Edgewater navigate their options for personal insurance. Whether you're considering Term Life, Final Expense, or other policies to protect your family's future, I'm here to provide clear, personalized guidance. Let's work together to find a plan that fits your life. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

Menard-May Park
Edgewater Public Library
Indian River Elementary School

NPN17209549FL LicenseW840529

Licensed Whole Life Producers in Edgewater

134 on public record · Florida DFS · Fla. Stat. §119.01

Abigail Lyn Tellier

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 18380186 Licensed 2021

Alexis Phillette Wright Picardi

Life Including Variable Annuity & Health

NPN 16814583 Licensed 2012

Amanda Marie Ventura

Life Including Variable Annuity & Health

NPN 21735002 Licensed 2025

Amatsu Maloney

Life Including Variable Annuity & Health

NPN 19954501 Licensed 2021

Ana Karina Carrero Labrador

Life Including Variable Annuity & Health

NPN 18971771 Licensed 2018

Andrew Schell

Life Including Variable Annuity & Health

NPN 18474002 Licensed 2017

Angela Marie Poniris

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 7746571 Licensed 2009

Anish Patel

Life Including Variable Annuity & Health

NPN 20246208 Licensed 2022

Anne Merline Mcculloch

Life Including Variable Annuity & Health

NPN 15299446 Licensed 2009

Anton Ivannikov

Life Including Variable Annuity & Health

NPN 21652688 Licensed 2025

April D Davis

Life Including Variable Annuity & Health

NPN 7641872 Licensed 2022

Audrie Utley

Life Including Variable Annuity & Health

NPN 19871751 Licensed 2021

Bea Marie Patterson

Life Including Variable Annuity & Health

NPN 18560366 Licensed 2017

Beth Ann Thibodeau

Life Including Variable Annuity & Health

NPN 18256825 Licensed 2017

Betty J Whiteman

Life Including Variable Annuity & Health

NPN 3663894 Licensed 2019

Bobbi Lee Heck Broers

Life Including Variable Annuity & Health

NPN 20517616 Licensed 2022

Bobby James Mcfarland

Life Including Variable Annuity & Health

NPN 19640526 Licensed 2020

Boyd Harrison Nicely

Life Including Variable Annuity & Health

NPN 781291 Licensed 1997

Brenda Joyce George

Life Including Variable Annuity & Health

NPN 19395638 Licensed 2020

Brianna Gloria Baird Mengel

Life Including Variable Annuity & Health

NPN 22253975 Licensed 2026

Brittany Nicole Johnston

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 19356274 Licensed 2020

Caitlin Coughlin

Life Including Variable Annuity & Health

NPN 20240064 Licensed 2022

Calista Kaylee Spano

Life Including Variable Annuity & Health

NPN 19916096 Licensed 2021

Carl Richard Mastropolo

Life Including Variable Annuity & Health

NPN 21575754 Licensed 2025

View all 134 licensed whole life producers in Edgewater →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Whole Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Whole Life Insurance across the Edgewater regional market. Rates are localized using regional health baselines.

Official Edgewater Resources

County Volusia County

Population ~23,138

Lack of insurance (18–64) 10.2%

FIPS code 1219825

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Edgewater rates. Start your quote request below.

FL OIR .GOV Volusia County Gov Portal .GOV

3.0 13 reviews

Photos by Alan Rosko , Dilena Talley , Maurice _Cyclone , Christopher Janssen via Google Maps

View on Google Maps

Edgewater City Hall

(386) 424-2400

cityofedgewater.org

104 N Riverside Dr, Edgewater, FL 32132, USA

Recent Reviews

Jon Boy ★☆☆☆☆

"Insanely high water and utilities bills. Some of the highest in the state and despite this the water quality is terrible. Discolored, stinks, and off taste. The storm water prevention has been neglect…"

T ★☆☆☆☆

"Get a hold of your police "officers," Daniel Rippeon is probably escalating every interaction where he isn't viewed as superior 🤣😂"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Whole Life Guide →

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Lifelong protection & guaranteed rates — no obligation — expert guidance tailored to you

How much lifetime coverage do you need?

$50K

$100K

$250K

$500K

$1M

$2M

What's most important to you?

Family Protection

Cash Value Growth

Estate Planning

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Never

Quit 5+ yrs

Quit 1-5 yrs

Current

Have you ever been treated for high blood pressure?

Yes

Have you ever been treated for high cholesterol?

Yes

Have you been diagnosed with or treated for diabetes?

Yes

Has a parent died before age 65 from heart disease or cancer?

Yes

Any DUI/DWI in the past 5 years?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Your illustrative monthly premium Select your coverage and add your date of birth and gender above for your premium range.

Whole life premiums vary far less by health class than term — a tight range is the real shape of this market. The low end of this range reflects a preferred-plus applicant (best health, non-tobacco) and the high end a standard class; a person's exact class — and therefore their premium — is set by the carrier after full underwriting, which usually includes a medical exam, and someone in a substandard or impaired-risk class can pay more than the high end. Unlike term, this premium is level for life and the coverage is permanent: it does not expire or re-price as you age. Whole life also builds cash value over time, but how much depends on the carrier's guarantees and, for participating policies, its dividend scale — so no cash-value figure is shown here, and a cash-value illustration is a licensed-producer conversation. This is an educational premium illustration, not a policy, quote, or offer; the exact premium and any cash value are set by the carrier.

Compare Plans

Whole Life Options

Live Well Plus

Participating whole life

Coverage never expires
Fixed premium, paid up at 100
Guaranteed cash value
Eligible for dividends
Issue ages 18-60, up to $2M

Get Quote

Live Well Plus + PUA Rider

Supercharged cash value

Everything in base plan
Flexible extra payments
Up to $200K/yr additional
6% expense charge only
Tax-deferred growth

Get Quote

Live Well Plus + Term Rider

Maximum death benefit

Permanent base + term boost
10, 15, or 20-year rider
Rider convertible to permanent
Lower cost than all whole life
Guaranteed insurability option

Get Quote

📖 Whole Life Knowledge

Everything You Need to Know About Whole Life Insurance

💎

What Is Whole Life Insurance?

Whole life is permanent life insurance that covers you for your entire life — not a set term. Premiums are fixed at the time of purchase and never increase. Every policy builds guaranteed cash value that grows tax-deferred. It's both a death benefit and a living financial asset.

📈

How Cash Value Works

A portion of every premium payment goes into a cash value account that grows at a guaranteed rate set by the carrier. This cash value is yours — borrow against it, withdraw it, or use it to pay premiums later. With participating policies, you may also receive annual dividends that accelerate growth.

🔄

Whole Life vs. Term Life

Term life is temporary and cheaper. Whole life is permanent and builds wealth. Term is renting; whole life is owning. Many families use both: term for the high-coverage years (mortgage, kids), whole life for lifetime needs (estate, legacy, final expenses). June helps you find the right balance.

🏦

Policy Loans & Living Benefits

Once cash value accumulates, you can take policy loans at competitive rates — no credit check, no approval process. Use it for emergencies, opportunities, or supplemental retirement income. Some carriers also offer accelerated death benefit riders for terminal or chronic illness — access to benefits while alive.

👶

Whole Life for Children

A children's whole life policy locks in insurability for life at the lowest possible rate. Even if your child develops health issues later, they keep their coverage. The cash value grows over decades — a head start on financial security. Many parents use it as a first financial gift that compounds for 60+ years.

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Florida Consumer Protections

Florida requires carriers to provide policy illustrations showing guaranteed and non-guaranteed values before purchase. You get a 14-day free-look period to return any policy for a full refund (Fla. Stat. § 627.4554). Your agent must disclose all compensation. June operates with full transparency — your interests first.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in Edgewater

More Insurance Options in Edgewater, FL

🛡️ Term Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Whole Life Insurance FAQ

💰

How much does whole life cost in Edgewater?

Premiums depend on age, health, and coverage. A healthy 35-year-old can expect $140-$180/month for $250K. Premiums are fixed for life.

📈

What is the cash value benefit?

Your policy builds guaranteed cash value over time, growing tax-deferred. Borrow against it, use for emergencies, or supplement retirement.

⚖️

Whole life vs. term life?

Term expires after 10-30 years. Whole life covers you forever, builds cash value, and has fixed premiums. Costs more but never expires.

🏥

Can I get whole life with no exam?

Yes. Non-medical underwriting available up to $250K for ages 18-55. No exams, no blood work — decisions in under 10 minutes.

🏦

Can I borrow from my policy?

Yes. Once cash value accumulates, you can take policy loans at competitive rates. No credit check, no approval process — it's your money.

Nearby Whole Life Coverage

Read the Full Whole Life Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Whole Life Insurance in Edgewater, FL

Edgewater, FL — Your Local Producer

Licensed Whole Life Producers in Edgewater

💎 Whole Life Insurance Underwriting Scope

🏛️ Official Edgewater Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Pre-Qualify in 60 Seconds

Quote Request Received!

Whole Life Options

Live Well Plus

Live Well Plus + PUA Rider

Live Well Plus + Term Rider

Everything You Need to Know About Whole Life Insurance

What Is Whole Life Insurance?

How Cash Value Works

Whole Life vs. Term Life

Policy Loans & Living Benefits

Whole Life for Children

Florida Consumer Protections

More Insurance Options in Edgewater, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Whole Life Insurance FAQ

How much does whole life cost in Edgewater?

What is the cash value benefit?

Whole life vs. term life?

Can I get whole life with no exam?

Can I borrow from my policy?

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Talk to a real person. Today.

Whole Life Insurance Underwriting Scope

Official Edgewater Resources