June Marcia Williams

Your Insurance Agent in Pace, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Pace, FL...

National Producer No.

17209549

Verify ↗

Term Life Insurance in Pace, FL

Income replacement, mortgage protection, and key person coverage.

Term life insurance for Pace, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Pace, FL

Pace, FL — Your Local Producer

As a resident of the Santa Rosa County area, I understand the unique character and close-knit feel that makes Pace a wonderful place to call home. Planning for your family's financial security is a vital part of life here, and I'm dedicated to helping my neighbors navigate their options with clarity. As an individual licensed insurance producer, I can help you explore personal policies like term life, final expense, and accident & injury coverage. My focus is on providing straightforward information so you can choose the right protection for your loved ones. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

Pace High School
Benny Russell Park
Stonebrook Golf Club

NPN17209549FL LicenseW840529

Licensed Term Life Producers in Pace

188 on public record · Florida DFS · Fla. Stat. §119.01

Adam Ross Feiler

Life Including Variable Annuity & Health

NPN 21738015 Licensed 2025

Aixa Enid Muniz Cardona

Life Including Variable Annuity & Health

NPN 20289965 Licensed 2022

Alexie Angel Diaz

Life Including Variable Annuity & Health

NPN 20526408 Licensed 2022

Alicia Rice

Life Including Variable Annuity & Health

NPN 20339266 Licensed 2022

Amanda Irene Gatrell

Life Including Variable Annuity & Health

NPN 20070771 Licensed 2021

Amy Lynn Smith

Life Including Variable Annuity & Health

NPN 18951547 Licensed 2023

Amy Michelle Fisher

Life Including Variable Annuity & Health

NPN 18816224 Licensed 2018

Amy Sue Hendershott

Life Including Variable Annuity & Health

NPN 20154653 Licensed 2021

Andrew Michael White

Life Including Variable Annuity & Health

NPN 20495952 Licensed 2022

Angela C Melvin

Life Including Variable Annuity & Health

NPN 20441692 Licensed 2022

Anthony Bolden

Life Including Variable Annuity & Health

NPN 20668192 Licensed 2023

Ashleigh Elise Cason

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 20629043 Licensed 2023

Ashley Pratt

Life Including Variable Annuity & Health

NPN 20395396 Licensed 2022

Ashlie Dittfield

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 8094829 Licensed 2025

Ashly Benson

Life Including Variable Annuity & Health

NPN 21741034 Licensed 2025

Austen T Smith

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 18441109 Licensed 2017

Austin Lee

Life Including Variable Annuity & Health

NPN 20381310 Licensed 2022

Autumn Rose Wingate

Life Including Variable Annuity & Health

NPN 18775743 Licensed 2018

Benjamin Walton Helms

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 21015272 Licensed 2023

Bethany Ford

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 20557806 Licensed 2022

Bradley Allen Cutts

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 475684 Licensed 1997

Brandon James Leavy Carr

Life Including Variable Annuity & Health

NPN 21079974 Licensed 2024

Brandy Michele Anderson

Life Including Variable Annuity & Health

NPN 20758875 Licensed 2023

Brian Vincent Andrews

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 6409623 Licensed 2003

View all 188 licensed term life producers in Pace →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Pace regional market. Rates are localized using regional health baselines.

Official Pace Resources

County Santa Rosa County

Population ~25,657

Lack of insurance (18–64) 9.7%

FIPS code 1253725

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Pace rates. Start your quote request below.

FL OIR .GOV Santa Rosa County Gov Portal .GOV

Photos by Matthew Melvin , Julie ann Grantham , Troy Upshaw via Google Maps

View on Google Maps

Pace

Pace, FL 32571, USA

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Term Life Guide →

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

How much coverage do you need?

$50K

$100K

$150K

$250K

$400K

$500K+

How long do you need coverage?

10 yr

15 yr

20 yr

25 yr

30 yr

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Never

Quit 5+ yrs

Quit 1-5 yrs

Current

Have you ever been treated for high blood pressure?

Yes

Have you ever been treated for high cholesterol?

Yes

Have you been diagnosed with or treated for diabetes?

Yes

Has a parent died before age 65 from heart disease or cancer?

Yes

Any DUI/DWI in the past 5 years?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Term Life Options

10-Year Term

Lowest monthly cost

Complete the quick form above to see your estimate

Level premium for 10 years
Issue ages 18-80
No exam up to $400K
Convertible to permanent
Renewable to age 100

Get Quote

20-Year Term

Best value for families

Complete the quick form above to see your estimate

Level premium for 20 years
Issue ages 18-65
No exam up to $400K
Convertible to permanent
Covers mortgage + college

Get Quote

30-Year Term

Maximum protection

Complete the quick form above to see your estimate

Level premium for 30 years
Issue ages 18-55
No exam up to $400K
Convertible to permanent
Locks rate til retirement

Get Quote

📖 Term Life Knowledge

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in Pace

More Insurance Options in Pace, FL

💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Term Life Insurance FAQ

💰

How much does term life cost in Pace?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

Nearby Term Life Coverage

Read the Full Term Life Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Term Life Insurance in Pace, FL

Pace, FL — Your Local Producer

Licensed Term Life Producers in Pace

🛡️ Term Life Insurance Underwriting Scope

🏛️ Official Pace Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Pre-Qualify in 60 Seconds

Quote Request Received!

Term Life Options

10-Year Term

20-Year Term

30-Year Term

Everything You Need to Know About Term Life Insurance

What Is Term Life Insurance?

How Much Does Term Life Cost?

Can I Convert to Permanent Later?

How Much Coverage Do I Need?

Do I Need a Medical Exam?

Florida Life Insurance Consumer Rights

More Insurance Options in Pace, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Term Life Insurance FAQ

How much does term life cost in Pace?

What term lengths are available?

Can I convert to whole life later?

Do I need a medical exam?

How much coverage do I need?

Also Serving Santa Rosa County

Allentown Financial Security

Avalon Life Protection

Bagdad Wealth Strategy

East Milton Financial Security

Gulf Breeze Coverage Guide

Jay Coverage Guide

The Milton Legacy Plan

Navarre Financial Security

The Tiger Point Legacy Plan

Woodlawn Beach Life Protection

Bonifay Financial Security

Esto Financial Security

The Noma Legacy Plan

Westville Coverage Guide

Caryville Wealth Strategy

Chipley Coverage Guide

Ebro Coverage Guide

The Vernon Legacy Plan

Wausau Coverage Guide

Talk to a real person. Today.

Term Life Insurance Underwriting Scope

Official Pace Resources