June Marcia Williams

Your Insurance Agent in Oldsmar, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Oldsmar, FL...

National Producer No.

17209549

Verify ↗

Term Life Insurance in Oldsmar, FL

June Williams — NPN 17209549. No-exam options up to $500K.

Term life insurance for Oldsmar, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Oldsmar, FL

Oldsmar, FL — Your Local Producer

Hello Oldsmar! I love the unique charm of our city, from the beautiful waterfront views to the strong sense of community that makes Pinellas County special. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to serving my neighbors right here in Florida. I help individuals and families explore their options for personal insurance, including Term Life, Whole Life, Final Expense, and other supplemental plans. My focus is on providing clear information so you can feel confident in the choices you make to protect your loved ones. (NPN: 17209549, Florida License No: W840529)

R.E. Olds Park
Oldsmar Public Library
Oldsmar City Hall

NPN17209549FL LicenseW840529

Licensed Term Life Producers in Oldsmar

215 on public record · Florida DFS · Fla. Stat. §119.01

Aaron Lee Malarick

Life Including Variable Annuity & Health

NPN 20136730 Licensed 2021

Alejandra Mena

Life Including Variable Annuity & Health

NPN 20141140 Licensed 2021

Alexander Edward Mairano

Life Including Variable Annuity & Health

NPN 14895234 Licensed 2009

Alexander Roybal

Life Including Variable Annuity & Health

NPN 20698720 Licensed 2023

Alfonso Guillermo Vargas-Boggiano

Life Including Variable Annuity & Health

NPN 21697144 Licensed 2025

Alison Elizabeth Painter

Life Including Variable Annuity & Health

NPN 1430763 Licensed 1998

Amir Chamlati

Life Including Variable Annuity & Health

NPN 21363819 Licensed 2024

Amy Elaine Reimann

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 1465389 Licensed 1997

Andrew Hunter Bateman

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 21552471 Licensed 2025

Angela Fuhler

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 17276548 Licensed 2015

Anislei Rodriguez

Life Including Variable Annuity & Health

NPN 20654980 Licensed 2023

Athanasios Tomaras

Life Including Variable Annuity & Health

NPN 4598501 Licensed 2001

Austin James Partee

Life Including Variable Annuity & Health

NPN 20379982 Licensed 2022

Austin James Reimann

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 19801599 Licensed 2022

Austin Wade Hildreth

Life Including Variable Annuity & Health

NPN 21495986 Licensed 2025

Avery Tennant Tacea

Life Including Variable Annuity & Health

NPN 18850797 Licensed 2018

Avery Von Thaden

Life Including Variable Annuity & Health

NPN 21682682 Licensed 2025

Beatrice Ortiz

Life Including Variable Annuity & Health

NPN 3745277 Licensed 2000

Brian Daniel Martinov

Life Including Variable Annuity & Health

NPN 20611509 Licensed 2023

Brian Mclaughlin

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 430720 Licensed 1991

Bryant Edward Black

Life Including Variable Annuity & Health

NPN 21348679 Licensed 2024

Carlos Andres Requena

Life Including Variable Annuity & Health

NPN 21007749 Licensed 2023

Carlos Cortez

Life Including Variable Annuity & Health

NPN 10176670 Licensed 2009

Carlos R Canto

Life Including Variable Annuity & Health

NPN 15904486 Licensed 2010

View all 215 licensed term life producers in Oldsmar →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Oldsmar regional market. Rates are localized using regional health baselines.

Official Oldsmar Resources

County Pinellas County

Population ~14,877

Lack of insurance (18–64) 10.6%

FIPS code 1251350

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Oldsmar rates. Start your quote request below.

FL OIR .GOV Pinellas County Gov Portal .GOV

3.2 10 reviews

City of Oldsmar, FL - Government photo 1

City of Oldsmar, FL - Government photo 2

Photos by F3 Steve McQueen , Steven Ryder via Google Maps

View on Google Maps

City of Oldsmar, FL - Government

Open now · Mon 8:00 AM – 5:00 PM

(813) 749-1100

oldsmarfl.gov .GOV

100 State St W, Oldsmar, FL 34677, USA

Recent Reviews

Jorge Gutierrez ★☆☆☆☆

"Extremely disappointed with the City of Oldsmar’s park reservation system. I reserved a location online for a special family event, trusting the information provided, only to find out on the day of th…"

Devin Trammell ★☆☆☆☆

"My husband and I have lived in Oldsmar since 2017 when we moved here from Carrollwood to buy our first home. We absolutely love our community and love living here with the exception of the Oldsmar Cit…"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Term Life Guide →

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

How much coverage do you need?

$50K

$100K

$150K

$250K

$400K

$500K+

How long do you need coverage?

10 yr

15 yr

20 yr

25 yr

30 yr

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Never

Quit 5+ yrs

Quit 1-5 yrs

Current

Have you ever been treated for high blood pressure?

Yes

Have you ever been treated for high cholesterol?

Yes

Have you been diagnosed with or treated for diabetes?

Yes

Has a parent died before age 65 from heart disease or cancer?

Yes

Any DUI/DWI in the past 5 years?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Term Life Options

10-Year Term

Lowest monthly cost

Complete the quick form above to see your estimate

Level premium for 10 years
Issue ages 18-80
No exam up to $400K
Convertible to permanent
Renewable to age 100

Get Quote

20-Year Term

Best value for families

Complete the quick form above to see your estimate

Level premium for 20 years
Issue ages 18-65
No exam up to $400K
Convertible to permanent
Covers mortgage + college

Get Quote

30-Year Term

Maximum protection

Complete the quick form above to see your estimate

Level premium for 30 years
Issue ages 18-55
No exam up to $400K
Convertible to permanent
Locks rate til retirement

Get Quote

📖 Term Life Knowledge

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in Oldsmar

More Insurance Options in Oldsmar, FL

💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Term Life Insurance FAQ

💰

How much does term life cost in Oldsmar?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

Nearby Term Life Coverage

Read the Full Term Life Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Term Life Insurance in Oldsmar, FL

Oldsmar, FL — Your Local Producer

Licensed Term Life Producers in Oldsmar

🛡️ Term Life Insurance Underwriting Scope

🏛️ Official Oldsmar Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Pre-Qualify in 60 Seconds

Quote Request Received!

Term Life Options

10-Year Term

20-Year Term

30-Year Term

Everything You Need to Know About Term Life Insurance

What Is Term Life Insurance?

How Much Does Term Life Cost?

Can I Convert to Permanent Later?

How Much Coverage Do I Need?

Do I Need a Medical Exam?

Florida Life Insurance Consumer Rights

More Insurance Options in Oldsmar, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Term Life Insurance FAQ

How much does term life cost in Oldsmar?

What term lengths are available?

Can I convert to whole life later?

Do I need a medical exam?

How much coverage do I need?

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Talk to a real person. Today.

Term Life Insurance Underwriting Scope

Official Oldsmar Resources