June Marcia Williams

Your Insurance Agent in Madeira Beach, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Madeira Beach, FL...

National Producer No.

17209549

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Accident & Injury Insurance in Madeira Beach, FL

Two coverage levels. AD&D up to $150K. No health questions.

Accident and injury insurance for Madeira Beach, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — lump-sum payouts for covered accidents and injuries, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Madeira Beach, FL

Madeira Beach, FL — Your Local Producer

Living in a unique coastal community like Madeira Beach offers a special quality of life. As a resident of the greater Pinellas County area, I understand the importance of protecting that lifestyle for your loved ones. My name is June Marcia Williams, and I am a licensed insurance producer committed to helping my Madeira Beach neighbors. I offer personalized guidance on a range of options, from Term and Whole Life to Final Expense and Critical Illness plans. My goal is to help you understand your choices so you can secure your family's financial future with confidence. (NPN: 17209549, Florida License No: W840529)

John's Pass Village & Boardwalk
Madeira Beach City Hall
R.O.C. Park (Remember Our Children)

NPN17209549FL LicenseW840529

Licensed Accident & Injury Producers in Madeira Beach

27 on public record · Florida DFS · Fla. Stat. §119.01

Anna Sarah Cordell

Life Including Variable Annuity & Health

NPN 20349583 Licensed 2022

Brent Lee Lehman

Life Including Variable Annuity & Health

NPN 20813312 Licensed 2023

Charles William Keeley

Life Including Variable Annuity & Health

NPN 17364470 Licensed 2021

Christopher M Gallimore

Life Including Variable Annuity & Health

NPN 8607014 Licensed 2007

David Brown

Life Including Variable Annuity & Health

NPN 21451103 Licensed 2025

Derek Edward Jerger

Life Including Variable Annuity & Health

NPN 16006599 Licensed 2010

Emily Handren

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 8504925 Licensed 2022

Eric C Martin

Life Including Variable Annuity & Health

NPN 8904551 Licensed 2006

Eric Matthew Dailey

Life Including Variable Annuity & Health

NPN 5800654 Licensed 2020

Gary Vernon Lawson

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 447958 Licensed 1999

Gasper Marcus Flores

Life Including Variable Annuity & Health

NPN 8816970 Licensed 2006

Giovanna Petrucci

Life Including Variable Annuity & Health

NPN 17917526 Licensed 2016

Jamie Michele Davis

Life Including Variable Annuity & Health

NPN 20794690 Licensed 2023

Jesse Landon Marcum

Life Including Variable Annuity & Health

NPN 19393989 Licensed 2020

Kris Adams

Life Including Variable Annuity & Health

NPN 19393954 Licensed 2020

Maryellen Waskiewicz

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 17067652 Licensed 2013

Michael Luke Legge

Life Including Variable Annuity & Health

NPN 19830935 Licensed 2021

Michael Slapp

Life Including Variable Annuity & Health

NPN 20410025 Licensed 2022

Nichole Waskiewicz

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 17367116 Licensed 2014

Ricardo J Sobalvarro Soto

Life Including Variable Annuity & Health

NPN 20328928 Licensed 2022

Richard Valentino Randazzo

Life Including Variable Annuity & Health

NPN 17076461 Licensed 2023

Ryan Edward Churchill

Life Including Variable Annuity & Health

NPN 14008927 Licensed 2009

Stephen Costanzo

Life Including Variable Annuity & Health

NPN 16366203 Licensed 2011

Sue M Patzschke

Life Including Variable Annuity & Health

NPN 9904465 Licensed 2012

View all 27 licensed accident & injury producers in Madeira Beach →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Accident & Injury Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Accident & Injury Insurance across the Madeira Beach regional market. Rates are localized using regional health baselines.

Official Madeira Beach Resources

County Pinellas County

Population ~3,931

Lack of insurance (18–64) 7.7%

FIPS code 1242400

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Madeira Beach rates. Start your quote request below.

FL OIR .GOV Pinellas County Gov Portal .GOV

2.8 24 reviews

Photos by Barbara “#AmbassadorBarb” Lynch via Google Maps

View on Google Maps

Madeira Beach City Hall

Open now · Mon 8:00 AM – 4:30 PM

(727) 391-9951

madeirabeachfl.gov .GOV

300 Municipal Dr, Madeira Beach, FL 33708, USA

Recent Reviews

Chris Mat ★☆☆☆☆

"Extremely frustrating experience: impossible to park as an international visitor. Would have loved to visit, but the parking setup is completely unusable if you don’t have a US phone. Texting the numb…"

nichoftime ★☆☆☆☆

"The lady answering the phone is extremely rude. That is the operator. She is extremely rude to me and everybody I know who’s ever called City Hall. I was trying to find out about why my garbage wasn’…"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Accident & Injury Guide →

Select your coverage below to see your price in seconds.

Check Your Coverage Options

Financial backup for life's unexpected bumps — no obligation — fast, personalized options

Select your coverage level

Level 1
$300/day hospital · $50K AD&D

Level 2
$500/day hospital · $150K AD&D

Who needs coverage?

Individual

+ Spouse

+ Children

Family

What type of accident?

Hospital

Fracture

Dislocation

Emergency

AD&D

Other

Select an accident type to see benefit amounts.

Your Name

Phone Number

Email Address

⚡ Call me ASAP — I want to speak with an agent as soon as possible

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Consultation Request Sent!

June will call you within 30 minutes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Accident Insurance Options

Core Benefit

Hospital & Emergency

Daily cash when admitted

Hospital: $300-$500/day
ICU: $600-$1,000/day
ER services covered
Ambulance (ground + air)
Physician office visits

Get Quote

Specific Injuries

Scheduled benefit per injury

Fractures: up to $4,800
Dislocations: up to $4,000
Burns: up to $10,000
Lacerations, concussions
Pain management + dental

Get Quote

AD&D + Disability

Accidental death & dismemberment

AD&D: $50K-$150K
Common carrier: up to $300K
Dismemberment schedule
Paralysis coverage
Optional disability income

Get Quote

Important — what this coverage does not pay

This is limited benefit supplemental coverage. It is not major medical insurance, not comprehensive health coverage, and not a substitute for either. It does not meet minimum essential coverage requirements.

Benefits are paid only when the policy’s specific conditions are met. This policy contains exclusions, limitations, and reductions of benefits, and terms under which the policy may be continued in force or discontinued. Some benefits do not begin until a waiting period has passed. Losses caused by a health condition you had before your coverage start date may not be covered. Coverage of this type is guaranteed renewable; premium rates may change, but only for an entire class of policies, never for you individually.

For costs and complete details of the coverage, including the full list of exclusions and limitations, review the policy documents or contact us before applying.

📖 Accident & Injury Knowledge

Everything You Need to Know About Accident Insurance

🩹

What Is Accident Insurance?

Accident insurance pays cash benefits directly to you when you're injured in an accident — regardless of other insurance. It covers hospital stays, fractures, dislocations, ER visits, ambulance, physical therapy, and more. The money goes to you, not the hospital. Use it for copays, deductibles, rent, groceries — whatever you need while recovering.

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Hospital & ICU Benefits

If an accident puts you in the hospital, you receive $300-$500 per day for inpatient stays and $600-$1,000 per day for ICU — paid for up to 15 days per ICU confinement. These benefits are paid in addition to what health insurance covers. Even a 3-day hospital stay generates $900-$1,500 in cash benefits.

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The Injury Benefit Schedule

Every covered injury has a specific dollar amount. Hip fracture: $2,400-$4,800. Knee dislocation: $1,500-$3,000. Burns over 36 sq inches: $5,000-$10,000. The schedule covers fractures (16 types), dislocations (9 types), lacerations, concussions, coma, and even emergency dental. No guesswork — you know exactly what you'll receive.

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AD&D: Accidental Death & Dismemberment

Built into every policy: $50,000-$150,000 for accidental death (adult), with enhanced benefits for common carrier accidents (planes, trains) up to double. Dismemberment benefits cover loss of limbs, sight, hearing, and speech. Children covered at 25% of adult benefit. This is real financial protection beyond just injury coverage.

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Optional Disability Income

Add a disability income rider for $500-$2,000/month if a covered accident prevents you from working. Off-the-job accidents and 24-hour short-term disability available for up to 12 months. Requires 27.5+ hours/week employment. This turns accident insurance into true income protection — not just medical gap coverage.

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Florida Consumer Protections

Accident insurance policies through our carriers are guaranteed renewable for life with level premiums. Florida requires a 14-day free-look period (Fla. Stat. § 627.4554). There's a 12-month pre-existing condition lookback for sickness-related riders only — the base accident plan has no health questions for covered accidents. Issue ages 18–69 for new policies.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA. Appointed with A-rated supplemental health carriers.

Life Insurance in Madeira Beach

More Insurance Options in Madeira Beach, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Accident & Injury Insurance FAQ

💰

How much does accident insurance pay?

Benefits are paid per incident: hospital stays ($300-$500/day), ICU ($600-$1,000/day), fractures (up to $4,800), plus ER, ambulance, and therapy. AD&D up to $150K.

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Does this work with my health insurance?

Yes. Accident insurance pays you directly — on top of whatever your health insurance covers. Use the cash for copays, deductibles, lost wages, or anything else.

👨‍👩‍👧

Can I cover my whole family?

Yes. Coverage options include Individual, Individual + Spouse, Individual + Children, and Family. All covered members receive the same benefit amounts for covered accidents.

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Are car accidents covered?

Yes. Motor vehicle accidents are covered, including enhanced AD&D benefits for motorized vehicle or pedestrian death. All accidental injuries from car, motorcycle, and pedestrian accidents qualify.

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Is a medical exam required?

No medical exam for the base accident plan. The optional sickness disability rider may require health questions. Issue ages 18-69, guaranteed renewable for life.

Nearby Accident & Injury Coverage

Read the Full Accident & Injury Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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Licensed in 5 states NPN verified No obligation

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Accident & Injury Insurance in Madeira Beach, FL

Madeira Beach, FL — Your Local Producer

Licensed Accident & Injury Producers in Madeira Beach

⚡ Accident & Injury Insurance Underwriting Scope

🏛️ Official Madeira Beach Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

Check Your Coverage Options

Consultation Request Sent!

Accident Insurance Options

Hospital & Emergency

Specific Injuries

AD&D + Disability

Everything You Need to Know About Accident Insurance

What Is Accident Insurance?

Hospital & ICU Benefits

The Injury Benefit Schedule

AD&D: Accidental Death & Dismemberment

Optional Disability Income

Florida Consumer Protections

More Insurance Options in Madeira Beach, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Accident & Injury Insurance FAQ

How much does accident insurance pay?

Does this work with my health insurance?

Can I cover my whole family?

Are car accidents covered?

Is a medical exam required?

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Talk to a real person. Today.

Accident & Injury Insurance Underwriting Scope

Official Madeira Beach Resources