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June Marcia Williams — Licensed Term Life Insurance Agent in Gulfport, FL
June Marcia Williams
Your Insurance Agent in Gulfport, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Gulfport, FL...
National Producer No.
17209549
Verify ↗

Term Life Insurance in Gulfport, FL

Income replacement, mortgage protection, and key person coverage.

Term life insurance for Gulfport, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Gulfport, FL

Gulfport, FL — Your Local Producer

Hello, Gulfport! I love the unique, artistic spirit and waterfront charm that make our corner of Pinellas County so special. As a local resident and licensed insurance producer, I'm dedicated to helping my neighbors navigate their financial futures with confidence. Whether you're thinking about term life, final expense, or other personal insurance options to protect your family, I'm here to provide clear, one-on-one guidance. My goal is to help you understand your choices so you can find a plan that fits your life. I'm June Marcia Williams (NPN: 17209549, FL License W840529), and I look forward to serving our vibrant community.

  • Gulfport Casino Ballroom
  • Clam Bayou Nature Park
  • Boca Ciega High School
NPN17209549FL LicenseW840529

Licensed Term Life Producers in Gulfport

58 on public record · Florida DFS · Fla. Stat. §119.01

AA
Alexandra Marie Alessi
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 16967404 Licensed 2025
AC
Amy Laureen Craig
Life Including Variable Annuity & Health
NPN 21434805 Licensed 2025
AO
Andrea Orbe
Life Including Variable Annuity & Health
NPN 21152473 Licensed 2024
AC
Angi Marie Chance
Life Including Variable Annuity & Health
NPN 20520516 Licensed 2022
AD
April S Davis
Life Including Variable Annuity & Health
NPN 17683793 Licensed 2026
BG
Barbara Ann Geiger
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 7594422 Licensed 2012
BR
Brandi Lynn Robinson
Life Including Variable Annuity & Health
NPN 20811553 Licensed 2023
BW
Brenda Sue Whitman
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 578514 Licensed 1998
BB
Brian Scott Bakken
Life Including Variable Annuity & Health
NPN 15987856 Licensed 2016
CC
Cherie Yvonne Cassens
Life Including Variable Annuity & Health
NPN 20336369 Licensed 2022
CH
Christopher E Holzwart
Life Including Variable Annuity & Health
NPN 15818565 Licensed 2010
CR
Christopher Joseph Russo
Life Including Variable Annuity & Health
NPN 18248891 Licensed 2016
CC
Colleen Clark
Life Including Variable Annuity & Health
NPN 18425884 Licensed 2023
DT
Dao Tuyet Tran
Life Including Variable Annuity & Health
NPN 1825412 Licensed 2018
DV
David Vargas
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 8646496 Licensed 2008
DS
Deborah Ann Stephens
Life Including Variable Annuity & Health
NPN 18840048 Licensed 2021
DK
Deborah Kane
Life Including Variable Annuity & Health
NPN 19878475 Licensed 2021
DB
Drisilla Blanchard
Life Including Variable Annuity & Health
NPN 16217895 Licensed 2011
EK
Emanuel Killian
Life Including Variable Annuity & Health
NPN 19100583 Licensed 2020
ET
Eric Peter Tinley
Life Including Variable Annuity & Health
NPN 18548045 Licensed 2017
EF
Erik Gustave Freudenberg
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 9603019 Licensed 2023
EG
Erik Norman Golub
Life Including Variable Annuity & Health
NPN 9475216 Licensed 2021
HB
Hannah Bilkey
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 19761711 Licensed 2022
JV
Jason Thomas Vanderwalker
Life Including Variable Annuity & Health
NPN 22117638 Licensed 2026
View all 58 licensed term life producers in Gulfport →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Gulfport regional market. Rates are localized using regional health baselines.

Official Gulfport Resources

County Pinellas County
Population ~11,796
Lack of insurance (18–64) 9.3%
FIPS code 1228175

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Gulfport rates. Start your quote request below.

Google Maps
2.3 19 reviews
Gulfport Council Members
Open now · Mon 8:00 AM – 4:30 PM
2401 53rd St S, Gulfport, FL 33707, USA
Recent Reviews
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"It’s unfortunate that it has come to the point where I feel compelled to leave a review on a building department, but I genuinely feel sorry for the homeowners and business owners who have to navigate…"
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"I spoke with Katie in the permitting division. What a 💎 Gem! She was responsive, kind, and helpful. I work for contractors and I wish all City Building Departments had people like her working for the…"
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.
Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Term Life Options

10-Year Term

Lowest monthly cost
Complete the quick form above to see your estimate
  • Level premium for 10 years
  • Issue ages 18-80
  • No exam up to $400K
  • Convertible to permanent
  • Renewable to age 100
Get Quote

30-Year Term

Maximum protection
Complete the quick form above to see your estimate
  • Level premium for 30 years
  • Issue ages 18-55
  • No exam up to $400K
  • Convertible to permanent
  • Locks rate til retirement
Get Quote

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Term Life Insurance FAQ

💰

How much does term life cost in Gulfport?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

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