June Marcia Williams

Your Insurance Agent in Royal Palm Beach, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Royal Palm Beach, FL...

National Producer No.

17209549

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Life Insurance in Royal Palm Beach, FL

Top-Rated Financial Protection for Royal Palm Beach Residents

Honest, Local Insurance Guidance for Your Family's Future in Palm Beach County

Your local licensed agent in Royal Palm Beach, Palm Beach County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Royal Palm Beach, Palm Beach County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

🛡️ Get Your Quote 📅 Schedule a Call

🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

Right here · Royal Palm Beach, FL

Royal Palm Beach, FL — Your Local Producer

Hello, Royal Palm Beach neighbors. Living here in Palm Beach County, I appreciate our village's commitment to green spaces and a strong community fabric. It’s that same sense of looking out for one another that guides my work as your local licensed insurance producer. I'm June Marcia Williams, and I help families like yours plan for the future with personal insurance solutions, including Term Life, Whole Life, Final Expense, and Critical Illness policies. My goal is to help you understand your options so you can protect what matters most. (NPN: 17209549, Florida License No: W840529)

Royal Palm Beach Commons Park
Royal Palm Beach Village Hall
Royal Palm Beach High School

NPN17209549FL LicenseW840529

Royal Palm Beach is home to approximately 38,900 residents in Palm Beach County, with a median age of 40.2 and a median household income of $90,100. About 81% of homes are owner-occupied; the median home value is $349,000. 35% of adults hold a bachelor's degree or higher; households with children make up 35%; veterans comprise 4% of residents. Average household size is 3.0. These demographic markers shape which life insurance products fit Royal Palm Beach households.

How Royal Palm Beach compares to Palm Beach County

PALM BEACH COUNTY · 1.5M RESIDENTS ROYAL PALM BEACH · 39K RESIDENTS

1,494,805 PALM BEACH COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents

38,874 ROYAL PALM BEACH RESIDENTS ↳ 2.6% of Palm Beach County residents

Underwriting Guidelines

How does arthritis impact life insurance underwriting in Royal Palm Beach, FL?

Many Royal Palm Beach residents secure competitive rates despite arthritis. Palm Beach County reports 28.7% adult prevalence (CDC PLACES); 26.9% also manage obesity, with 14.6% of the ~1,495,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Acacia Villas →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

Official City Resources

Palm Beach County Gov Portal .GOV

Population ~38,874

Lack of health insurance (18–64) 13.7%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1262100

Photos by Michael Boodhai , Valeri Pribitkov , Natalya Nellis , Ray T. Goodson via Google Maps

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Royal Palm Beach

royalpalmbeach.com

Royal Palm Beach, FL, USA

Available in Royal Palm Beach

Life Insurance Products in Royal Palm Beach, FL

9 insurance products available in Royal Palm Beach

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance in Palm Beach County and Nearby Florida Counties

Life Insurance by City Near Royal Palm Beach, FL

22,287 licensed producers on public record in Palm Beach County.

🌟 Cities Served near Royal Palm Beach

21 Cities · 3 Counties

Hendry County8

Clewiston Felda Fort Denaud Harlem Labelle Montura Pioneer Port LaBelle

Palm Beach CountyHome10

Boynton Beach Canal Point Greenacres Lake Worth Lake Worth Beach Palm Beach Garde Palm Beach Gardens Plantation Mobile Home Park San Castle West Palm Beach

Glades County3

Buckhead Ridge Moore Haven Palmdale

🏛️ Know Your Agent · Public Record Directory

Licensed Insurance Agents in Royal Palm Beach, Florida

Florida DFS public records show 436 actively licensed insurance producers with business addresses in Royal Palm Beach (Palm Beach County County). 375 hold Life & Health authority; 111 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

436Licensed producers

375Life & Health

111General Lines (P&C)

Find a licensed producer or agency

Browse producers by line

Featured licensed producers

Browse all →

Barry Engbert Martin

Life Including Variable Annuity & Health

NPN 419733 Licensed 2007

Michael W Pitter

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 5112108 Licensed 2023

Thomas Everson Thornhill

Life Including Variable Annuity & Health

NPN 606396 Licensed 1990

Cathryn C Ross

Life Including Variable Annuity & Health

NPN 3925048 Licensed 2001

Michael W Pitter

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 5112108 Licensed 2023

Michelle Denise Mcintosh

General Lines (Property & Casualty)

NPN 523005 Licensed 1996

Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Official Resources

Know your rights in Royal Palm Beach.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Frequently Asked Questions

Royal Palm Beach Life Insurance Questions

💰

How much does life insurance cost in Royal Palm Beach?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Royal Palm Beach

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations

🏙️

Does June serve all of Royal Palm Beach?

Yes. June serves all of Royal Palm Beach and every municipality in Palm Beach County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage

🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Life Insurance in Royal Palm Beach, FL

Top-Rated Financial Protection for Royal Palm Beach Residents

Honest, Local Insurance Guidance for Your Family's Future in Palm Beach County

Royal Palm Beach, FL — Your Local Producer

How Royal Palm Beach compares to Palm Beach County

How does arthritis impact life insurance underwriting in Royal Palm Beach, FL?

📊 Top Health Considerations (CDC)

🏛️ Official City Resources

Life Insurance Products in Royal Palm Beach, FL

Term Life

Whole Life

Universal Life

Critical Illness

Hospital Indemnity

Accident & Injury

Business Life

Special Situations

Final Expense

Life Insurance by City Near Royal Palm Beach, FL

🌟 Cities Served near Royal Palm Beach

Licensed Insurance Agents in Royal Palm Beach, Florida

Browse producers by line

Featured licensed producers

Know your rights in Royal Palm Beach.

Florida Office of Insurance Regulation

Verify Agent License (NIPR)

NAIC Consumer Guides

FTC Life Insurance Guide

Royal Palm Beach Life Insurance Questions

How much does life insurance cost in Royal Palm Beach?

What types of insurance are available here?

Coverage with a pre-existing condition?

Does June serve all of Royal Palm Beach?

What is critical illness insurance?

How do I verify June's FL license?

Talk to a real person. Today.

Official City Resources