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Home›Florida›Palm Beach County›Ocean Ridge

June Marcia Williams — Licensed Insurance Agent in Ocean Ridge, FL
June Marcia Williams
Your Insurance Agent in Ocean Ridge, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Ocean Ridge, FL...
National Producer No.
17209549
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Life Insurance in Ocean Ridge, FL

Securing Families Across Palm Beach County with 9 Tailored Product Lines

Why Ocean Ridge Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Ocean Ridge, Palm Beach County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Ocean Ridge, Palm Beach County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Ocean Ridge, FL

Ocean Ridge, FL — Your Local Producer

Hello, Ocean Ridge neighbors. I'm June Marcia Williams, your local licensed insurance producer. Living here in Palm Beach County, we appreciate the unique tranquility and coastal charm of our small town. It’s this special quality of life that I'm dedicated to helping you protect. I offer a range of personal insurance options, from Term and Whole Life to Final Expense and Critical Illness plans, all designed to provide peace of mind for you and your loved ones. Let's have a conversation about your specific needs and find a strategy that fits your life. (NPN: 17209549, FL License No: W840529)

  • Ocean Ridge Town Hall
  • Ocean Ridge Natural Area
  • Ocean Inlet Park
NPN17209549FL LicenseW840529

Ocean Ridge is home to approximately 1,700 residents in Palm Beach County, with a median age of 60.0 and a median household income of $108,000. About 83% of homes are owner-occupied; the median home value is $1,055,000. 70% of adults hold a bachelor's degree or higher; households with children make up 13%; veterans comprise 6% of residents. Average household size is 1.9. These demographic markers shape which life insurance products fit Ocean Ridge households.

How Ocean Ridge compares to Palm Beach County

PALM BEACH COUNTY · 1.5M RESIDENTS OCEAN RIDGE · 2K RESIDENTS
Palm Beach County vs Ocean Ridge — population comparison Palm Beach County: 1,494,805 residents. Ocean Ridge: 1,712 residents, 0.1% of Palm Beach County population.
1,494,805 PALM BEACH COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,712 OCEAN RIDGE RESIDENTS ↳ 0.1% of Palm Beach County residents
Underwriting Guidelines

How does high cholesterol impact life insurance underwriting in Ocean Ridge, FL?

Coverage is widely available. Ocean Ridge sits within Palm Beach County (population ~1,495,000, 14.6% uninsured), where 37.6% of adults have high cholesterol alongside 38.8% with high blood pressure per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby South Bay →

📊 Top Health Considerations (CDC)

Top Health Considerations for Ocean Ridge (CITY) High cholesterol: 37.6%. High blood pressure: 38.8%. Obesity: 29.5%. Diagnosed diabetes: 14.9%. Current cigarette smoking: 13.9%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · OCEAN RIDGE High cholesterol 37.6% High blood pressure 38.8% Obesity 29.5% Diagnosed diabetes 14.9% Current cigarette smoking 13.9% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Palm Beach County Gov Portal .GOV
Population ~1,712
Lack of health insurance (18–64) 15.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1250950
Google Maps
4.9 8 reviews
Ocean Ridge Town Hall photo 1Ocean Ridge Town Hall photo 2Ocean Ridge Town Hall photo 3Ocean Ridge Town Hall photo 4
Photos by Herve Andrieu , Dan Jaeger , TheCHIEF BIGFAITH , SOFLo ID Remodeling via Google Maps
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Ocean Ridge Town Hall
Open now · Mon 8:30 AM – 3:00 PM
(561) 732-2635
oceanridgeflorida.com
6450 N Ocean Blvd, Ocean Ridge, FL 33435, USA
Recent Reviews
shane mcleish ★★★★★
"I'm a burglar, Fire Alarm, Access Control and Networking Technician and I'm impressed at how quickly I can arrive, pick up what I need and leave. Also if you need anything special, they can usually or…"
SOFLo ID Remodeling ★★★★★
"Small building department great customer service . I love the coy pond right outside"
Available in Ocean Ridge

Life Insurance Products in Ocean Ridge, FL

9 insurance products available in Ocean Ridge

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Palm Beach County and Nearby Florida Counties

Life Insurance by City Near Ocean Ridge, FL

22,287 licensed producers on public record in Palm Beach County.

🌟 Cities Served near Ocean Ridge

21 Cities · 3 Counties
Hendry County8
ClewistonFeldaFort DenaudHarlemLabelleMonturaPioneerPort LaBelle
Palm Beach CountyHome10
Boynton BeachCanal PointGreenacresLake WorthLake Worth BeachPalm Beach GardePalm Beach GardensPlantation Mobile Home ParkSan CastleWest Palm Beach
Glades County3
Buckhead RidgeMoore HavenPalmdale
Official Resources

Know your rights in Ocean Ridge.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Ocean Ridge Life Insurance Questions

💰

How much does life insurance cost in Ocean Ridge?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Ocean Ridge
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Ocean Ridge?

Yes. June serves all of Ocean Ridge and every municipality in Palm Beach County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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