Life Insurance
Term Life Insurance Whole Life Insurance Universal Life (IUL) Final Expense Insurance
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact

Home›Florida›Palm Beach County›Lake Harbor

June Marcia Williams — Licensed Insurance Agent in Lake Harbor, FL
June Marcia Williams
Your Insurance Agent in Lake Harbor, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Lake Harbor, FL...
National Producer No.
17209549
Verify ↗

Expert Life Insurance Agent in Lake Harbor, FL | 12+ Years Experience

Top-Rated Financial Protection for Lake Harbor Residents

Honest, Local Insurance Guidance for Your Family's Future in Palm Beach County

Your local licensed agent in Lake Harbor, Palm Beach County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Lake Harbor, Palm Beach County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Lake Harbor, FL

Lake Harbor, FL — Your Local Producer

Hello, Lake Harbor neighbors. Living here in Palm Beach County, with the vast beauty of Lake Okeechobee at our doorstep, we appreciate the value of being prepared. I'm June Marcia Williams, a local licensed insurance producer, and I'm here to help my fellow residents navigate their options for financial protection. Whether you're exploring Term Life, Final Expense, or other personal insurance policies to safeguard your family's future, I provide clear, personalized guidance. Let's build a plan that fits your unique life here in the Glades. (NPN: 17209549, Florida License No: W840529)

  • Herbert Hoover Dike
  • John Stretch Memorial Park
  • U.S. Highway 27
NPN17209549FL LicenseW840529
Underwriting Guidelines

What rate class can Lake Harbor applicants with current cigarette smoking expect from life insurance carriers?

Yes, qualification is common in Lake Harbor. Within Palm Beach County's ~1,534,000 residents — including the 14.6% currently without health coverage — 18.0% of adults manage current cigarette smoking and 37.4% live with high cholesterol per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Lake Harbor families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Palm Beach Gardens →

📊 Top Health Considerations (CDC)

Top Health Considerations for Lake Harbor (CITY) High cholesterol: 37.4%. High blood pressure: 39.7%. Obesity: 38.5%. Diagnosed diabetes: 18.4%. Current cigarette smoking: 18%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · LAKE HARBOR High cholesterol 37.4% High blood pressure 39.7% Obesity 38.5% Diagnosed diabetes 18.4% Current cigarette smoking 18.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Palm Beach County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) 29.7%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1238000
Google Maps
3.6 11 reviews
Safety Harbor City Hall photo 1Safety Harbor City Hall photo 2Safety Harbor City Hall photo 3Safety Harbor City Hall photo 4
Photos by EtownStickly , Brigitte Ferdinandsen , Bradley Marshall , Vince Jones via Google Maps
View on Google Maps
Safety Harbor City Hall
Open now · Mon 8:00 AM – 4:30 PM
(727) 724-1555
cityofsafetyharbor.com
750 Main St, Safety Harbor, FL 34695, USA
Recent Reviews
Vince Jones ★☆☆☆☆
"Update: It appears as though the getting the job done fast is why we don't get good service anymore!!! I'd hate to see what the rest of our city looks like. Two out of four cans were but back properly…"
Samantha Wiggins ★☆☆☆☆
"Very rude employees, felt like I was being looked down upon… Scoffed when I asked a simple question. Safety Harbor is usually better than this."
Available in Lake Harbor

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Palm Beach County and Neighboring Florida Counties

Cities served near Lake Harbor.

June Marcia Williams writes life insurance and supplemental health policies across Palm Beach County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Lake Harbor

28 Cities · 3 Counties
Broward County10
Boulevard GardensCooper CityFort LauderdaleHallandaleHallandale BeachHollywoodMiramarPompano BeachRoosevelt GardensTamarac
Palm Beach CountyHome10
Boynton BeachCanal PointGreenacresLake WorthLake Worth BeachPalm Beach GardePalm Beach GardensPalm SpringsPlantation Mobile Home ParkSan Castle
Hendry County8
ClewistonFeldaFort DenaudHarlemLabelleMonturaPioneerPort LaBelle
Official Resources

Know your rights in Lake Harbor.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Lake Harbor insurance — answered.

💰

How much does life insurance cost in Lake Harbor?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Lake Harbor
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Lake Harbor?

Yes. June serves all of Lake Harbor and every municipality in Palm Beach County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

← Previous Lake Clarke Shores Palm Beach County, FL 10 products available
•
You Are Here Lake Harbor Palm Beach County, FL
•
Next → Lake Park Palm Beach County, FL 10 products available

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
📅 Schedule a Call 💬 Get Your Quote
Select a time and we'll call you · Serving NJ, PA, FL, MD & VA
🛡️ Get Your Quote 📅 Schedule a Call
Ask Lia