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Home›Florida›Palm Beach County›Gulf Stream

June Marcia Williams — Licensed Insurance Agent in Gulf Stream, FL
June Marcia Williams
Your Insurance Agent in Gulf Stream, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Gulf Stream, FL...
National Producer No.
17209549
Verify ↗

Life Insurance in Gulf Stream, FL

Dedicated Coverage Options from Final Expense to Term Life in Palm Beach County

The Smart Choice for Dependable Life Insurance in Gulf Stream, FL

Your local licensed agent in Gulf Stream, Palm Beach County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Gulf Stream, Palm Beach County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Gulf Stream, FL

Gulf Stream, FL — Your Local Producer

Hello, Gulf Stream neighbors. I love the unique, tranquil character of our small town, a true gem here in Palm Beach County. As a fellow resident of this beautiful area, I understand the importance of protecting what matters most. My name is June Marcia Williams, and I am a licensed insurance producer right here in Florida. I specialize in helping individuals and families find personal insurance solutions, from term and whole life to final expense and accident coverage. My goal is to provide clear, straightforward guidance so you can make confident decisions for your future. (NPN: 17209549, FL License: W840529)

  • Gulf Stream Town Hall
  • North Ocean Boulevard (A1A)
  • The Gulf Stream School
NPN17209549FL LicenseW840529

Gulf Stream is home to approximately 848 residents in Palm Beach County, with a median age of 61.8 and a median household income of $228,000. About 90% of homes are owner-occupied; the median home value is $2,000,000. 74% of adults hold a bachelor's degree or higher; households with children make up 12%; veterans comprise 7% of residents. Average household size is 2.2. These demographic markers shape which life insurance products fit Gulf Stream households.

How Gulf Stream compares to Palm Beach County

PALM BEACH COUNTY · 1.5M RESIDENTS GULF STREAM · 848 RESIDENTS
Palm Beach County vs Gulf Stream — population comparison Palm Beach County: 1,494,805 residents. Gulf Stream: 848 residents, 0.1% of Palm Beach County population.
1,494,805 PALM BEACH COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
848 GULF STREAM RESIDENTS ↳ 0.1% of Palm Beach County residents
Underwriting Guidelines

How does high cholesterol impact life insurance underwriting in Gulf Stream, FL?

Coverage is widely available. Gulf Stream sits within Palm Beach County (population ~1,495,000, 14.6% uninsured), where 41.7% of adults have high cholesterol alongside 37.4% with high blood pressure per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Lake Worth →

📊 Top Health Considerations (CDC)

Top Health Considerations for Gulf Stream (CITY) High cholesterol: 41.7%. High blood pressure: 37.4%. Obesity: 23.7%. Diagnosed diabetes: 12.4%. Current cigarette smoking: 9.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · GULF STREAM High cholesterol 41.7% High blood pressure 37.4% Obesity 23.7% Diagnosed diabetes 12.4% Current cigarette smoking 9.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Palm Beach County Gov Portal .GOV
Population ~848
Lack of health insurance (18–64) 8.9%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1228275
Google Maps
5.0 3 reviews
Gulf Stream town Hall photo 1
Photos by Out & About via Google Maps
View on Google Maps
Gulf Stream town Hall
(561) 276-5116
gulf-stream.org
100 Sea Rd, Gulf Stream, FL 33483, USA
Recent Reviews
bob balzer ★★★★★
"Very nice people"
Stacy ann Powell ★★★★★
Available in Gulf Stream

Life Insurance Products in Gulf Stream, FL

9 insurance products available in Gulf Stream

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Palm Beach County and Nearby Florida Counties

Life Insurance by City Near Gulf Stream, FL

22,287 licensed producers on public record in Palm Beach County.

🌟 Cities Served near Gulf Stream

23 Cities · 3 Counties
Glades County3
Buckhead RidgeMoore HavenPalmdale
Palm Beach CountyHome10
Boynton BeachCanal PointGreenacresLake WorthLake Worth BeachPalm Beach GardePalm Beach GardensPlantation Mobile Home ParkSan CastleWest Palm Beach
St Lucie County10
Fort PierceFort Pierce NorthFort Pierce SouthHutchinson Island SouthIndian River EstatesLakewood ParkPort Saint LuciePort St. LucieRiver ParkSt. Lucie Village
Official Resources

Know your rights in Gulf Stream.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Gulf Stream Life Insurance Questions

💰

How much does life insurance cost in Gulf Stream?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Gulf Stream
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Gulf Stream?

Yes. June serves all of Gulf Stream and every municipality in Palm Beach County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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