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Home›Florida›Miami Dade County›Hialeah›Hospital Indemnity Insurance

June Marcia Williams — Licensed Hospital Indemnity Insurance Agent in Hialeah, FL
June Marcia Williams
Your Insurance Agent in Hialeah, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Hialeah, FL...
National Producer No.
17209549
Verify ↗

Hospital Indemnity Insurance in Hialeah, FL

Daily cash benefits — $100 to $1,500/day — paid directly to you.

Hospital indemnity insurance for Hialeah, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — fixed daily cash benefit for each day admitted to a hospital, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
⭐
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Hialeah, FL

Hialeah, FL — Your Local Producer

Hello, Hialeah! In a city as vibrant and full of life as ours, I know how important it is to protect the people and dreams that matter most. My name is June Marcia Williams, and as a licensed insurance producer right here in Florida, I'm dedicated to helping my neighbors navigate their options for personal insurance. Whether you're planning for your family's long-term future, seeking a safety net for unexpected life events, or securing your legacy, I'm here to provide clear, personalized guidance. Let's work together to find a plan that fits your unique life in our dynamic Miami-Dade community. (NPN: 17209549, FL License No: W840529)

  • Hialeah Park
  • Amelia Earhart Park
  • Westland Mall
NPN17209549FL LicenseW840529

Licensed Hospital Indemnity Producers in Hialeah

3067 on public record · Florida DFS · Fla. Stat. §119.01

AC
Abdiel Blanco Castellanos
Life Including Variable Annuity & Health
NPN 21737916 Licensed 2025
AC
Abel Gil Concepcion
Life Including Variable Annuity & Health
NPN 21303594 Licensed 2024
AT
Abel Jose Torres
Life Including Variable Annuity & Health
NPN 20752197 Licensed 2023
AR
Abel Rodriguez
Life Including Variable Annuity & Health
NPN 17474063 Licensed 2015
AN
Abigail Nieto
Life Including Variable Annuity & Health
NPN 21106074 Licensed 2024
AD
Abraham L Feraudy Diaz
Life Including Variable Annuity & Health
NPN 22174376 Licensed 2026
AM
Acacio Dos Santos Marques
Life Including Variable Annuity & Health
NPN 20470864 Licensed 2022
AP
Ada Perez
Life Including Variable Annuity & Health
NPN 20428700 Licensed 2022
AG
Ada Y Gonzalez
Life Including Variable Annuity & Health
NPN 18226283 Licensed 2016
AT
Adaivis Consuegra Toledo
Life Including Variable Annuity & Health
NPN 21360822 Licensed 2024
AD
Adam Duarte
Life Including Variable Annuity & Health
NPN 20674891 Licensed 2023
AJ
Adderly Jones
Life Including Variable Annuity & Health
NPN 21718928 Licensed 2025
AN
Adel Al Choufi Naim
Life Including Variable Annuity & Health
NPN 19315122 Licensed 2019
AL
Adel Leon-Arian
Life Including Variable Annuity & Health
NPN 18988153 Licensed 2018
AC
Adelaida Barra De Costantini
Life Including Variable Annuity & Health
NPN 18738378 Licensed 2018
AO
Aderonke Olubunmi Oluwagbemiga
Life Including Variable Annuity & Health
NPN 18478020 Licensed 2017
AH
Adianez Hechavarria
Life Including Variable Annuity & Health
NPN 21156977 Licensed 2024
AP
Adianez Padron
Life Including Variable Annuity & Health
NPN 17405144 Licensed 2014
AP
Adisney Pino
Life Including Variable Annuity & Health
NPN 22273850 Licensed 2026
AA
Adnier Duran Aguiar
Life Including Variable Annuity & Health
NPN 21324233 Licensed 2024
AA
Adrian Ardila
Life Including Variable Annuity & Health
NPN 8939121 Licensed 2020
AM
Adrian Basulto Malpica
Life Including Variable Annuity & Health
NPN 20342311 Licensed 2022
AP
Adrian David Perez
Life Including Variable Annuity & Health
NPN 21640087 Licensed 2025
AD
Adrian Delgado
Life Including Variable Annuity & Health
NPN 21730353 Licensed 2025
View all 3067 licensed hospital indemnity producers in Hialeah →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Hospital Indemnity Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Hospital Indemnity Insurance across the Hialeah regional market. Rates are localized using regional health baselines.

Official Hialeah Resources

County Miami Dade County
Population ~222,996
Lack of insurance (18–64) 36.8%
FIPS code 1230000

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Hialeah rates. Start your quote request below.

FL OIR .GOV Miami Dade County Gov Portal .GOV
Google Maps
3.4 110 reviews
Hialeah City Hall photo 1Hialeah City Hall photo 2Hialeah City Hall photo 3Hialeah City Hall photo 4
Photos by Daniel , Arlen Tavares , Eloy A. Perez Montejo , Daniel Forte via Google Maps
View on Google Maps
Hialeah City Hall
Open now · Mon 9:00 AM – 5:00 PM
(305) 883-5800
hialeahfl.gov .GOV
501 Palm Ave, Hialeah, FL 33010, USA
Recent Reviews
Maria Martinez ★★★★★
"This is how we work, the employees of the Domino's pizzeria 1235 w 49 st Hialeah fl 33012 and our customers no longer know how to pick up their orders. We have been like this for years and no one serv…"
RAY’S BARBERSHOP LLC ★★★★★
"Amazing costumer service, very helpful, and educational. Mr. Steve tong is an excellent representative of Hialeah city hall. I m thankful and highly recommend this place to anyone in need of its servi…"
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Hospital Indemnity Guide →

Select your coverage below to see your price in seconds.

Check Your Coverage Options

Cash benefits for unexpected hospital stays — no obligation — quick & easy pre-qualification

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Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689
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Hospital Indemnity Options

Core Benefit

Hospital Confinement

Daily cash for inpatient stays
  • $100-$1,100 per day
  • Paid from day 1 of admission
  • Any covered reason
  • No network restrictions
  • Paid directly to you
Get Quote

ICU Confinement

Enhanced daily rate for intensive care
  • $200-$1,500 per day
  • Paid in lieu of hospital rate
  • Critical care situations
  • No lifetime maximum
  • Guaranteed renewable
Get Quote

Optional Benefits

Skilled nursing + outpatient
  • Skilled nursing: $50-$550/day
  • Up to 14 days after 7-day elimination
  • Outpatient surgery: $50-$550
  • One surgery per year
  • Wellness visit: $75/year
Get Quote
📖 Hospital Indemnity Knowledge

Everything You Need to Know About Hospital Indemnity Insurance

🏨

What Is Hospital Indemnity Insurance?

Hospital indemnity pays a fixed daily cash benefit for every day you're confined to a hospital — regardless of the reason. Accident, illness, planned surgery — it doesn't matter. The cash is paid directly to you, not the hospital. Use it for copays, deductibles, lost income, childcare, mortgage, or anything else while you recover.

💲

How Daily Benefits Work

You choose your daily benefit at enrollment: $100 to $1,100/day for hospital, $200 to $1,500/day for ICU. A 5-day hospital stay at $500/day = $2,500 cash. A 3-day ICU stay at $1,000/day = $3,000 cash. Benefits are paid per confinement with no annual or lifetime maximum on the number of stays.

📊

Hospital Indemnity vs. Health Insurance

Health insurance covers hospital bills. Hospital indemnity covers everything health insurance doesn't — your deductible (national average $1,787 for single coverage, KFF 2024), copays, out-of-network charges, transportation, childcare, and lost wages. Even with health insurance, out-of-pocket costs for a hospital stay in Florida can run $1,200–$3,500. Hospital indemnity fills the gap from day one.

💊

Skilled Nursing & Outpatient

Optional riders add skilled nursing facility benefits ($50-$550/day for up to 14 days after a 7-day elimination period) and outpatient surgery benefits ($50-$550 per procedure, one per year). The wellness visit rider pays $75/year for preventative care — a benefit that pays even if you're never hospitalized.

👨‍👩‍👧

Who Needs Hospital Indemnity?

Anyone with a high-deductible health plan (HDHP), an HSA, or Medicare. If your health insurance deductible is $1,000+, hospital indemnity fills the gap from day one. It's also ideal for self-employed workers who lose income during hospital stays, and families where one hospitalization could create a financial emergency.

⚖️

Florida Consumer Protections

Hospital indemnity policies through our carriers are guaranteed renewable with level premiums. Florida requires a 14-day free-look period (Fla. Stat. § 627.4554). Issue ages 18–85. Guaranteed issue available for qualified worksites. Simplified issue for individuals requires health questions. Medicaid may reduce benefits. Federal law (Social Security Act § 1882) requires uniform Medigap disclosure for applicants 65+.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA. Appointed with A-rated supplemental health carriers.
Life Insurance in Hialeah

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Frequently Asked Questions

Hospital Indemnity Insurance FAQ

💰

How much does hospital indemnity pay per day?

Hospital confinement benefits range from $100 to $1,100 per day. ICU benefits range from $200 to $1,500 per day. You choose your daily benefit amount at enrollment.

🏥

Does it cover any reason for hospitalization?

Yes. Hospital indemnity pays for any covered hospitalization — accident, illness, or planned surgery. Pre-existing conditions have a 12-month lookback period.

📋

Can I use it with Medicare?

Yes. Hospital indemnity is a popular Medicare supplement. It helps cover Medicare Part A deductibles and copays. Issue ages up to 85. Federal law (Social Security Act § 1882) requires a uniform Medigap Outline of Coverage disclosure for all applicants age 65+.

🏥

Is there a limit on how many times I can use it?

No annual or lifetime maximum on the number of hospital stays. Benefits are paid per confinement. The policy is guaranteed renewable for life with level premiums.

🩺

Is a medical exam required?

No medical exam. Simplified issue requires health questions. Guaranteed issue available through qualified employer groups. Issue ages 18-85.

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Read the Full Hospital Indemnity Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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