June Marcia Williams

Your Insurance Agent in Belleview, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Belleview, FL...

National Producer No.

17209549

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Business Life Insurance in Belleview, FL

Coverage based on revenue, key person income, and loan balance.

Business life insurance for Belleview, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — key person, buy-sell, and executive coverage for businesses, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Belleview, FL

Belleview, FL — Your Local Producer

Hello, Belleview! I love the small-town charm that makes our corner of Marion County so special. It’s a place where neighbors look out for each other, and that sense of community inspires my work. As a licensed insurance producer, I'm here to help you navigate your options for protecting your family's future. Whether you're considering Term Life, Final Expense, or other policies like Critical Illness or Accident & Injury, my goal is to provide clear, personalized guidance. I'm June Marcia Williams, and I look forward to helping my neighbors. (NPN: 17209549, FL License No: W840529)

Belleview City Hall
Lake Lillian Park
Belleview High School

NPN17209549FL LicenseW840529

Licensed Business Life Producers in Belleview

121 on public record · Florida DFS · Fla. Stat. §119.01

Albert Di Giulio

Life Including Variable Annuity & Health

NPN 375629 Licensed 2016

Alexander Calvo

Life Including Variable Annuity & Health

NPN 18181205 Licensed 2016

Alyssa Danielle Torrence

Life Including Variable Annuity & Health

NPN 19615718 Licensed 2020

Amber Dawn Morris

Life Including Variable Annuity & Health

NPN 20716115 Licensed 2023

Ana Ivelisse Lorenzo

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 8091006 Licensed 2004

Andrea Karin Pacheco

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 20497404 Licensed 2024

Andrew Michael Muniz

Life Including Variable Annuity & Health

NPN 20592220 Licensed 2023

Anjalina Churchill

Life Including Variable Annuity & Health

NPN 21601484 Licensed 2025

Anjelica Amber Taylor

Life Including Variable Annuity & Health

NPN 20743397 Licensed 2023

Aryanna Ashley Torres

Life Including Variable Annuity & Health

NPN 18918592 Licensed 2018

Ashley Rose Davis

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 19399370 Licensed 2021

Benjamin James Savage

Life Including Variable Annuity & Health

NPN 22201288 Licensed 2026

Bert Delroy Ritter

Life Including Variable Annuity & Health

NPN 622742 Licensed 1975

Bradley York Blessing

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 6409762 Licensed 2002

Braely Morgan Matthews

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 19022922 Licensed 2022

Brandi Jeanine Roy

Life Including Variable Annuity & Health

NPN 18806232 Licensed 2018

Brandon Alexander Yero

Life Including Variable Annuity & Health

NPN 20668663 Licensed 2023

Bret Robert Mickel

Life Including Variable Annuity & Health

NPN 2065550 Licensed 1998

Caleb James Nichols

Life Including Variable Annuity & Health

NPN 20805192 Licensed 2023

Carlos J Bigio

Life Including Variable Annuity & Health

NPN 6877736 Licensed 2013

Carol Bruce

Life Including Variable Annuity & Health

NPN 18526180 Licensed 2017

Caroline Mason Blessing

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 7376159 Licensed 2003

Cassandra Tackett

Life Including Variable Annuity & Health

NPN 21598432 Licensed 2025

Charles Benjamin Wheeler

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 1021502 Licensed 1997

View all 121 licensed business life producers in Belleview →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Business Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Business Life Insurance across the Belleview regional market. Rates are localized using regional health baselines.

Official Belleview Resources

County Marion County

Population ~5,438

Lack of insurance (18–64) 15.3%

FIPS code 1205375

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Belleview rates. Start your quote request below.

FL OIR .GOV Marion County Gov Portal .GOV

3.1 46 reviews

Photos by Michael Freeman , EtownStickly , Herve Andrieu via Google Maps

View on Google Maps

City of Belleview

Open now · Mon 7:00 AM – 6:00 PM

(352) 245-7021

belleviewfl.org

5343 SE Abshier Blvd, Belleview, FL 34420, USA

Recent Reviews

Jdawg B Tatted ★☆☆☆☆

"This city has the rudest Spanish lady I’ve ever dealt with. She’s always short n very rude. Then they give zero help when it comes to late fees n it’s $60 for late fee n yr monthly bill is barely over…"

Tanner Sondgeroth ★☆☆☆☆

"Called customer service to ask if they picked up trash for my home. She said no, which is fine. But the attitude and interruption as I was trying to ask was uncalled for. And then I asked if she knew …"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Business Life Guide →

Select your coverage below to see your price in seconds.

Get a Business Protection Assessment

Protect your company's financial future — no obligation — customized corporate coverage

What do you need to protect?

👤 Key Person

🤝 Buy-Sell Agreement

🏦 Business Loan

Age of the person being insured

Under 30

30-39

40-49

50-59

Annual revenue or key person income

$50K-$100K

$100K-$200K

$200K-$500K

$500K-$1M

$1M-$2M

$2M+

Number of partners/owners

Solo

✅

Your business assessment is ready!

Based on your revenue and structure, June will calculate the exact coverage amount for key person protection, buy-sell funding, or loan collateral. Enter your contact info to receive your recommendation.

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Business Name

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June will call you within 30 minutes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Business Life Options

Most Common

Key Person

Protect against losing a vital employee

5-10× key person's income
Covers revenue loss during replacement
Recruitment & training costs
Business debt obligations
Term or permanent options

Get Quote

Buy-Sell Agreement

Fund partner/owner transitions

% ownership × company value
Cross-purchase or entity plan
Prevents forced liquidation
Ensures fair market buyout
All partners covered equally

Get Quote

Business Loan

Collateral assignment for lenders

Coverage = outstanding principal
Lender named as collateral assignee
SBA loan requirement satisfied
Decreasing or level term
Protects personal guarantors

Get Quote

📖 Business Life Knowledge

Everything You Need to Know About Business Life Insurance

💼

What Is Key Person Insurance?

Key person insurance protects your business against the financial impact of losing a critical employee — a founder, top salesperson, or essential manager. Coverage is typically 5-10× the key person's annual income plus bonuses. The business owns the policy, pays the premiums, and receives the death benefit to cover lost revenue, recruitment, and transition costs.

🤝

Buy-Sell Agreements Explained

A buy-sell agreement is a legally binding contract that determines what happens to a partner's ownership share when they die. Life insurance funds the buyout — surviving partners receive cash to purchase the deceased's share at fair market value. Without it, heirs could become unwanted business partners or force a liquidation. Cross-purchase (partners own each other's policies) or entity purchase (business owns all policies) structures available.

🏦

Business Loan Protection

Many lenders — especially SBA loans — require life insurance on the guarantor or key principal. Coverage equals the outstanding loan balance, with the lender named as collateral assignee. If the borrower dies, the policy pays off the loan. This protects both the business and the personal assets of any guarantors. Decreasing term aligns coverage with the declining loan balance.

📊

How Much Coverage Do You Need?

Key Person: 5-10× income based on age (higher multiplier for younger, harder-to-replace talent). Buy-Sell: Ownership percentage × company valuation. Business Loan: Outstanding principal balance. For businesses with multiple needs, June structures layered coverage — term for short-term obligations, permanent for long-term succession planning.

🏢

Tax Implications

Key person premiums are not tax-deductible, but the death benefit is generally received tax-free by the business (subject to alternative minimum tax rules). Buy-sell premiums are also not deductible, but provide tax-efficient ownership transfer. Consult a tax advisor for your specific situation — June coordinates with your CPA to structure coverage correctly.

⚖️

Business Insurance Requirements

Florida doesn't mandate business life insurance, but SBA lenders require collateral assignment on loans above certain thresholds. Under federal IRC § 101(j), employers must obtain written notice and consent from insured employees before issuing employer-owned life insurance; IRS Form 8925 is filed annually. All policies include Florida's 14-day free-look period (Fla. Stat. § 627.4554). June ensures all documentation meets regulatory requirements.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA. Appointed with A-rated life insurance carriers.

Life Insurance in Belleview

More Insurance Options in Belleview, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Business Life Insurance FAQ

💼

How much key person coverage do I need?

Typically 5-10x the key person's annual income plus bonuses. Factor in recruitment costs, training time, and potential revenue loss during transition. June provides a free needs analysis.

🤝

Do all partners need equal coverage?

Coverage should be proportional to ownership interest. If Partner A owns 60% and Partner B owns 40%, coverage amounts reflect their respective buyout values based on company valuation.

🏦

Does my SBA loan require life insurance?

Most SBA lenders require life insurance on key principals with collateral assignment. The coverage amount typically equals the outstanding loan balance. June helps structure compliant policies.

📊

Term or permanent for business insurance?

Term for time-bound needs (loans, short-term key person). Permanent for long-term succession planning and buy-sell agreements. Many businesses use a combination of both.

💰

Are business life insurance premiums tax-deductible?

Generally no — premiums for key person and buy-sell policies are not deductible. However, death benefits are typically received tax-free. Consult your CPA for your specific situation.

Nearby Business Life Coverage

Read the Full Business Life Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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Business Life Insurance in Belleview, FL

Belleview, FL — Your Local Producer

Licensed Business Life Producers in Belleview

🏢 Business Life Insurance Underwriting Scope

🏛️ Official Belleview Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

Get a Business Protection Assessment

Consultation Request Sent!

Business Life Options

Key Person

Buy-Sell Agreement

Business Loan

Everything You Need to Know About Business Life Insurance

What Is Key Person Insurance?

Buy-Sell Agreements Explained

Business Loan Protection

How Much Coverage Do You Need?

Tax Implications

Business Insurance Requirements

More Insurance Options in Belleview, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Business Life Insurance FAQ

How much key person coverage do I need?

Do all partners need equal coverage?

Does my SBA loan require life insurance?

Term or permanent for business insurance?

Are business life insurance premiums tax-deductible?

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Talk to a real person. Today.

Business Life Insurance Underwriting Scope

Official Belleview Resources