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Home›Florida›Madison County›Madison›Accident & Injury Insurance

June Marcia Williams — Licensed Accident & Injury Insurance Agent in Madison, FL
June Marcia Williams
Your Insurance Agent in Madison, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Madison, FL...
National Producer No.
17209549
Verify ↗

Accident & Injury Insurance in Madison, FL

Two coverage levels. AD&D up to $150K. No health questions.

Accident and injury insurance for Madison, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — lump-sum payouts for covered accidents and injuries, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
⭐
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Madison, FL

Madison, FL — Your Local Producer

For my neighbors here in Madison, the strong sense of community and historic charm is what makes our corner of Madison County so special. Protecting your family's future is a vital part of maintaining that peace of mind. As a local licensed insurance producer, I'm here to help you navigate your options for personal insurance, including Term Life, Whole Life, Final Expense, and other policies designed to safeguard what matters most. I am dedicated to serving our community with personalized attention. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Madison County Courthouse
  • Four Freedoms Park
  • Madison City Hall
NPN17209549FL LicenseW840529

Licensed Accident & Injury Producers in Madison

40 on public record · Florida DFS · Fla. Stat. §119.01

AG
Abby Ann Godwin
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 17364526 Licensed 2018
AG
Andrew Shane Gilbert
Life Including Variable Annuity & Health
NPN 20196819 Licensed 2022
BB
Bradley Oneil Bashaw
Life Including Variable Annuity & Health
NPN 3639632 Licensed 2000
BD
Brandi Nicole Dubas
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 21620467 Licensed 2025
BS
Brandi Sapp
Life Including Variable Annuity & Health
NPN 21780919 Licensed 2025
CH
Cadence Hughes
Life Including Variable Annuity & Health
NPN 20722083 Licensed 2023
CE
Christina Elizabeth Ebberson
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 8233024 Licensed 2005
CC
Clifford Hood Chaplin
Life Including Variable Annuity & Health
NPN 19653801 Licensed 2020
DF
Damon Chandler Fico
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 9948577 Licensed 2025
DS
Danielle Bentley Storey
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 17827392 Licensed 2016
DK
Drake Kurtz
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 22106533 Licensed 2026
ER
Erika G Robinson
Life Including Variable Annuity & Health
NPN 20602609 Licensed 2023
HO
Haley Marie Odiorne
Life Including Variable Annuity & Health
NPN 18315698 Licensed 2023
HH
Heidi Hewett
Life Including Variable Annuity & Health
NPN 16495869 Licensed 2023
JD
James Arch Davis
Life Including Variable Annuity & Health
NPN 19320410 Licensed 2019
JB
James Franklin Bell
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 509139 Licensed 2002
JK
James Lewis King
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 482359 Licensed 2001
JG
Janice Fortaleza Greene
Life Including Variable Annuity & Health
NPN 19838485 Licensed 2021
JR
Jeffery Allan Rush
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 1029090 Licensed 1997
JP
John Byron Poore
Life Including Variable Annuity & Health
NPN 8717708 Licensed 2006
JB
Joshua David Beever
Life Including Variable Annuity & Health
NPN 21095034 Licensed 2024
KK
Katie Knight
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 8233025 Licensed 2005
KG
Ketina Knowles Glover
Life Including Variable Annuity & Health
NPN 9393824 Licensed 2023
KS
Kevin Shipp
Life Including Variable Annuity & Health
NPN 21095086 Licensed 2024
View all 40 licensed accident & injury producers in Madison →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Accident & Injury Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Accident & Injury Insurance across the Madison regional market. Rates are localized using regional health baselines.

Official Madison Resources

County Madison County
Population ~2,930
Lack of insurance (18–64) 18.4%
FIPS code 1242425

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Madison rates. Start your quote request below.

FL OIR .GOV Madison County Gov Portal .GOV
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5.0 3 reviews
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Madison Natural Gas Department
(850) 973-5081
cityofmadisonfl.com
321 SW Rutledge St, Madison, FL 32340, USA
Recent Reviews
Gabby Ross ★★★★★
"Susan was so great and helped us understand how everything we needed worked"
Shirley King ★★★★★
"Excellent service fir turn on. Brent was very polite and knowledgeable. Answered our questions and treated us very respectfully"
About Your Agent

Why Choose June?

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Backed exclusively by top-tier, vertically integrated carrier capacity.

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Algorithmic rate classifications drop processing times down to seconds.

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Zero intermediary markup structures ensuring wholesale underwriting parity.

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Instant localized digital enrollment without offline processing roadblocks.

Read the full Accident & Injury Guide →

Select your coverage below to see your price in seconds.

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Financial backup for life's unexpected bumps — no obligation — fast, personalized options

Select an accident type to see benefit amounts.

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Accident Insurance Options

Core Benefit

Hospital & Emergency

Daily cash when admitted
  • Hospital: $300-$500/day
  • ICU: $600-$1,000/day
  • ER services covered
  • Ambulance (ground + air)
  • Physician office visits
Get Quote

Specific Injuries

Scheduled benefit per injury
  • Fractures: up to $4,800
  • Dislocations: up to $4,000
  • Burns: up to $10,000
  • Lacerations, concussions
  • Pain management + dental
Get Quote

AD&D + Disability

Accidental death & dismemberment
  • AD&D: $50K-$150K
  • Common carrier: up to $300K
  • Dismemberment schedule
  • Paralysis coverage
  • Optional disability income
Get Quote
📖 Accident & Injury Knowledge

Everything You Need to Know About Accident Insurance

🩹

What Is Accident Insurance?

Accident insurance pays cash benefits directly to you when you're injured in an accident — regardless of other insurance. It covers hospital stays, fractures, dislocations, ER visits, ambulance, physical therapy, and more. The money goes to you, not the hospital. Use it for copays, deductibles, rent, groceries — whatever you need while recovering.

🏨

Hospital & ICU Benefits

If an accident puts you in the hospital, you receive $300-$500 per day for inpatient stays and $600-$1,000 per day for ICU — paid for up to 15 days per ICU confinement. These benefits are paid in addition to what health insurance covers. Even a 3-day hospital stay generates $900-$1,500 in cash benefits.

🦴

The Injury Benefit Schedule

Every covered injury has a specific dollar amount. Hip fracture: $2,400-$4,800. Knee dislocation: $1,500-$3,000. Burns over 36 sq inches: $5,000-$10,000. The schedule covers fractures (16 types), dislocations (9 types), lacerations, concussions, coma, and even emergency dental. No guesswork — you know exactly what you'll receive.

⚠️

AD&D: Accidental Death & Dismemberment

Built into every policy: $50,000-$150,000 for accidental death (adult), with enhanced benefits for common carrier accidents (planes, trains) up to double. Dismemberment benefits cover loss of limbs, sight, hearing, and speech. Children covered at 25% of adult benefit. This is real financial protection beyond just injury coverage.

💼

Optional Disability Income

Add a disability income rider for $500-$2,000/month if a covered accident prevents you from working. Off-the-job accidents and 24-hour short-term disability available for up to 12 months. Requires 27.5+ hours/week employment. This turns accident insurance into true income protection — not just medical gap coverage.

⚖️

Florida Consumer Protections

Accident insurance policies through our carriers are guaranteed renewable for life with level premiums. Florida requires a 14-day free-look period (Fla. Stat. § 627.4554). There's a 12-month pre-existing condition lookback for sickness-related riders only — the base accident plan has no health questions for covered accidents. Issue ages 18–69 for new policies.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA. Appointed with A-rated supplemental health carriers.
Life Insurance in Madison

More Insurance Options in Madison, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense
Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

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Frequently Asked Questions

Accident & Injury Insurance FAQ

💰

How much does accident insurance pay?

Benefits are paid per incident: hospital stays ($300-$500/day), ICU ($600-$1,000/day), fractures (up to $4,800), plus ER, ambulance, and therapy. AD&D up to $150K.

🏥

Does this work with my health insurance?

Yes. Accident insurance pays you directly — on top of whatever your health insurance covers. Use the cash for copays, deductibles, lost wages, or anything else.

👨‍👩‍👧

Can I cover my whole family?

Yes. Coverage options include Individual, Individual + Spouse, Individual + Children, and Family. All covered members receive the same benefit amounts for covered accidents.

🚗

Are car accidents covered?

Yes. Motor vehicle accidents are covered, including enhanced AD&D benefits for motorized vehicle or pedestrian death. All accidental injuries from car, motorcycle, and pedestrian accidents qualify.

📋

Is a medical exam required?

No medical exam for the base accident plan. The optional sickness disability rider may require health questions. Issue ages 18-69, guaranteed renewable for life.

Nearby Accident & Injury Coverage

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Branford Wealth Strategy

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The McAlpin Legacy Plan

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The O'Brien Legacy Plan

Accident & Injury protection tailored to O'Brien families and businesses.

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Wellborn Life Protection

Accident & Injury protection tailored to Wellborn families and businesses.

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The Perry Legacy Plan

Compare Accident & Injury rates from licensed carriers serving Perry.

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Salem Life Protection

Personalized Accident & Injury quotes for Salem residents — no obligation.

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Shady Grove Life Protection

Dedicated Accident & Injury coverage page for Shady Grove with local agent support.

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Steinhatchee Life Protection

Accident & Injury protection tailored to Steinhatchee families and businesses.

View Steinhatchee Coverage
Read the Full Accident & Injury Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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