Directory
Life & Health Agents Property & Casualty Agents Insurance Agencies Verify a License For Producers
Life Insurance
Term Life Insurance ↳ Term Life Quote & Cost Whole Life Insurance ↳ Whole Life Quotes Term vs Whole Life ↳ Compare Term vs Whole Life Universal Life (IUL) Final Expense Insurance ↳ Final Expense Quotes
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact 🗺️ Map I'm an Agent — It's Free
June Marcia Williams — Licensed Term Life Insurance Agent in North Fort Myers, FL
June Marcia Williams
Your Insurance Agent in North Fort Myers, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing North Fort Myers, FL...
National Producer No.
17209549
Verify ↗

Term Life Insurance in North Fort Myers, FL

Lock in level premiums and protect your family's income.

Term life insurance for North Fort Myers, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · North Fort Myers, FL

North Fort Myers, FL — Your Local Producer

For my neighbors in North Fort Myers, planning for the future is just as important as enjoying our unique Lee County lifestyle today. As a licensed insurance producer, I'm dedicated to helping local families understand their options for protecting what matters most. My name is June Marcia Williams, and I offer guidance on a range of personal policies, including Term Life, Whole Life, Final Expense, and Critical Illness coverage. My approach is simple: to provide clear, personalized information so you can feel confident in your decisions. Let's work together to secure your family's financial well-being. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • The Shell Factory & Nature Park
  • North Fort Myers Park
  • Hancock Bridge Parkway
NPN17209549FL LicenseW840529

Licensed Term Life Producers in North Fort Myers

246 on public record · Florida DFS · Fla. Stat. §119.01

AB
Afeisha M Brathwaite
Life Including Variable Annuity & Health
NPN 18264872 Licensed 2017
AB
Aldo Miralles Betancourt
Life Including Variable Annuity & Health
NPN 21113588 Licensed 2024
AP
Alejandro Perez-Gonzalez
Life Including Variable Annuity & Health
NPN 21019082 Licensed 2023
AS
Alison Schaible
Life Including Variable Annuity & Health
NPN 19577651 Licensed 2020
AM
Amanda Mccalden
Life Including Variable Annuity & Health
NPN 18458994 Licensed 2017
AL
Amber Nicole Lucas
Life Including Variable Annuity & Health
NPN 21701041 Licensed 2025
AB
Amirys Dominga Bozan
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 9072466 Licensed 2015
AC
Amy Kristine Charles
Life Including Variable Annuity & Health
NPN 19703420 Licensed 2020
AP
Amy Nicole Perry
Life Including Variable Annuity & Health
NPN 19846868 Licensed 2021
AF
Ana Maria Florez
Life Including Variable Annuity & Health
NPN 21748034 Licensed 2025
AE
Anacelis Estrella-Paulino
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 5417847 Licensed 2012
AR
Andrea Nathaly Sanchez Roa
Life Including Variable Annuity & Health
NPN 21758065 Licensed 2025
AA
Andrew D Adams
Life Including Variable Annuity & Health
NPN 21704656 Licensed 2025
AJ
Andrew Darryl Johns
Life Including Variable Annuity & Health
NPN 19285625 Licensed 2019
AP
Andrew Pflieger
Life Including Variable Annuity & Health
NPN 21434718 Licensed 2025
AM
Anna G Molin
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 7321875 Licensed 2023
AP
Anne Michelle Poirier
Life Including Variable Annuity & Health
NPN 19985805 Licensed 2021
AJ
Arunabh Lalit Jaywant
Life Including Variable Annuity & Health
NPN 9673589 Licensed 2015
AC
Ashley Nicole Clark
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 18682557 Licensed 2018
AG
Axel Aramis Gutierrez
Life Including Variable Annuity & Health
NPN 22191855 Licensed 2026
BS
Barbara Stuttgen
Life Including Variable Annuity & Health
NPN 8699530 Licensed 2023
BK
Bharat B Kikani
Life Including Variable Annuity & Health
NPN 2439898 Licensed 2024
BC
Brandi Caldwell
Life Including Variable Annuity & Health
NPN 20890445 Licensed 2023
BG
Brenda Goettemoeller
Life Including Variable Annuity & Health
NPN 21081418 Licensed 2024
View all 246 licensed term life producers in North Fort Myers →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the North Fort Myers regional market. Rates are localized using regional health baselines.

Official North Fort Myers Resources

County Lee County
Population ~42,492
Lack of insurance (18–64) 14.0%
FIPS code 1249350

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized North Fort Myers rates. Start your quote request below.

Google Maps
3.9 16 reviews
City of Fort Myers City Hall photo 1City of Fort Myers City Hall photo 2City of Fort Myers City Hall photo 3City of Fort Myers City Hall photo 4
City of Fort Myers City Hall
Open now · Mon 8:00 AM – 5:00 PM
2200 Second St, Fort Myers, FL 33901, USA
Recent Reviews
Eric Nightlinger ★★★★★
"Full recovery in effect and it's looking better everyday. Army of workers getting it done ASAP. The weather is beautiful again, late Oct 2024 and no storms on the horizon! Help support the tourism and…"
Robert Waldrop ★☆☆☆☆
"The city of Fort Myers has an administration that is criminally arrogant while incredibly inept. Between taking away free downtown parking, basically attacking shops and business owners, and ignoring …"
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.
Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Term Life Options

10-Year Term

Lowest monthly cost
Complete the quick form above to see your estimate
  • Level premium for 10 years
  • Issue ages 18-80
  • No exam up to $400K
  • Convertible to permanent
  • Renewable to age 100
Get Quote

30-Year Term

Maximum protection
Complete the quick form above to see your estimate
  • Level premium for 30 years
  • Issue ages 18-55
  • No exam up to $400K
  • Convertible to permanent
  • Locks rate til retirement
Get Quote

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Term Life Insurance FAQ

💰

How much does term life cost in North Fort Myers?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

Also Serving Lee County

Buckingham Life Protection

Term Life protection tailored to Buckingham families and businesses.

View Buckingham Coverage

Cape Coral Financial Security

Dedicated Term Life coverage page for Cape Coral with local agent support.

View Cape Coral Coverage

The Cypress Lake Legacy Plan

Term Life protection tailored to Cypress Lake families and businesses.

View Cypress Lake Coverage

Fort Myers Beach Wealth Strategy

Personalized Term Life quotes for Fort Myers Beach residents — no obligation.

View Fort Myers Beach Coverage

Fort Myers Shores Coverage Guide

Dedicated Term Life coverage page for Fort Myers Shores with local agent support.

View Fort Myers Shores Coverage

Matlacha Financial Security

Dedicated Term Life coverage page for Matlacha with local agent support.

View Matlacha Coverage

Matlacha Isles-Matlacha Shores Wealth Strategy

Term Life protection tailored to Matlacha Isles-Matlacha Shores families and businesses.

View Matlacha Isles-Matlacha Shores Coverage

The Punta Rassa Legacy Plan

Term Life protection tailored to Punta Rassa families and businesses.

View Punta Rassa Coverage

Saint James City Financial Security

Compare Term Life rates from licensed carriers serving Saint James City.

View Saint James City Coverage

St. James City Financial Security

Compare Term Life rates from licensed carriers serving St. James City.

View St. James City Coverage

Charlotte Harbor Coverage Guide

Term Life protection tailored to Charlotte Harbor families and businesses.

View Charlotte Harbor Coverage

Charlotte Park Coverage Guide

Term Life protection tailored to Charlotte Park families and businesses.

View Charlotte Park Coverage

Cleveland Wealth Strategy

Personalized Term Life quotes for Cleveland residents — no obligation.

View Cleveland Coverage

Grove City Wealth Strategy

Term Life protection tailored to Grove City families and businesses.

View Grove City Coverage

Harbour Heights Coverage Guide

Personalized Term Life quotes for Harbour Heights residents — no obligation.

View Harbour Heights Coverage

Manasota Key Financial Security

Personalized Term Life quotes for Manasota Key residents — no obligation.

View Manasota Key Coverage

Placida Wealth Strategy

Compare Term Life rates from licensed carriers serving Placida.

View Placida Coverage

Port Charlotte Financial Security

Compare Term Life rates from licensed carriers serving Port Charlotte.

View Port Charlotte Coverage

Punta Gorda Life Protection

Compare Term Life rates from licensed carriers serving Punta Gorda.

View Punta Gorda Coverage

Rotonda Life Protection

Dedicated Term Life coverage page for Rotonda with local agent support.

View Rotonda Coverage

The Arcadia Legacy Plan

Dedicated Term Life coverage page for Arcadia with local agent support.

View Arcadia Coverage

Pine Level Life Protection

Term Life protection tailored to Pine Level families and businesses.

View Pine Level Coverage

Southeast Arcadia Wealth Strategy

Personalized Term Life quotes for Southeast Arcadia residents — no obligation.

View Southeast Arcadia Coverage

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
Ask Lia