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June Marcia Williams — Licensed Term Life Insurance Agent in Lehigh Acres, FL
June Marcia Williams
Your Insurance Agent in Lehigh Acres, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Lehigh Acres, FL...
National Producer No.
17209549
Verify ↗

Term Life Insurance in Lehigh Acres, FL

Lock in level premiums and protect your family's income.

Term life insurance for Lehigh Acres, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Lehigh Acres, FL

Lehigh Acres, FL — Your Local Producer

Hello, Lehigh Acres! As a fellow Floridian, I appreciate the unique character of our sprawling Lee County communities. My name is June Marcia Williams, and I am a licensed insurance producer serving residents across the state (NPN: 17209549, Florida License No: W840529). My focus is on helping individuals and families navigate their personal insurance options, from Term and Whole Life to Final Expense, Critical Illness, and Accident & Injury plans. I'm here to provide clear, straightforward guidance so you can feel confident in the choices you make to protect what matters most.

  • Lehigh Acres Municipal Services Improvement District
  • Veterans Park
  • Lehigh Senior High School
NPN17209549FL LicenseW840529

Licensed Term Life Producers in Lehigh Acres

773 on public record · Florida DFS · Fla. Stat. §119.01

AR
Adele J Rodriguez
Life Including Variable Annuity & Health
NPN 19281037 Licensed 2019
AS
Adisley Velazquez Suarez
Life Including Variable Annuity & Health
NPN 21565370 Licensed 2025
AV
Adrian Gonzalez Vidal
Life Including Variable Annuity & Health
NPN 20058012 Licensed 2021
AM
Adrian Morales
Life Including Variable Annuity & Health
NPN 19369197 Licensed 2019
AM
Adriana Vilches Martinez
Life Including Variable Annuity & Health
NPN 19033854 Licensed 2019
AV
Ahmeed Jesus Cruz Viera
Life Including Variable Annuity & Health
NPN 21393477 Licensed 2024
AA
Ailin Averhoff
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 10753397 Licensed 2022
AR
Airika Ruiz
Life Including Variable Annuity & Health
NPN 17184784 Licensed 2014
AT
Al Theard
Life Including Variable Annuity & Health
NPN 18655102 Licensed 2017
AC
Aland William Luc Calixte
Life Including Variable Annuity & Health
NPN 8646052 Licensed 2006
AP
Alberto Amaro Pardo
Life Including Variable Annuity & Health
NPN 21019178 Licensed 2023
AD
Alberto Deleon
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 489439 Licensed 1991
AR
Alberto Reyes Ruiz
Life Including Variable Annuity & Health
NPN 22193716 Licensed 2026
AJ
Alec Christopher Jackson-Patterson
Life Including Variable Annuity & Health
NPN 21306292 Licensed 2024
AM
Aleisha Marie Mcneice
Life Including Variable Annuity & Health
NPN 22128696 Licensed 2026
AG
Alejandro Amigo Gomez
Life Including Variable Annuity & Health
NPN 21782236 Licensed 2025
AA
Alejandro Arbois
Life Including Variable Annuity & Health
NPN 21682495 Licensed 2025
AF
Alex Farr
Life Including Variable Annuity & Health
NPN 20058462 Licensed 2021
AG
Alexander Jorge Gerardy
Life Including Variable Annuity & Health
NPN 21711292 Licensed 2025
AV
Alexis Valdivia
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 18474284 Licensed 2017
AP
Alexsara Cardoso Coelho Prado
Life Including Variable Annuity & Health
NPN 20819103 Licensed 2023
AM
Alianni Cecilia Gonzalez Montiel
Life Including Variable Annuity & Health
NPN 21765115 Licensed 2025
AD
Alisa Davis
Life Including Variable Annuity & Health
NPN 20851301 Licensed 2023
AL
Althea Pitter Lambert
Life Including Variable Annuity & Health
NPN 21714847 Licensed 2025
View all 773 licensed term life producers in Lehigh Acres →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Lehigh Acres regional market. Rates are localized using regional health baselines.

Official Lehigh Acres Resources

County Lee County
Population ~124,440
Lack of insurance (18–64) 20.6%
FIPS code 1239925

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Lehigh Acres rates. Start your quote request below.

Google Maps
3.7 3 reviews
Lehigh Acres Municipal Services Improvement District photo 1Lehigh Acres Municipal Services Improvement District photo 2Lehigh Acres Municipal Services Improvement District photo 3
Lehigh Acres Municipal Services Improvement District
Open now · Mon 7:00 AM – 5:30 PM
601 East County Lane, Lehigh Acres, FL 33936, USA
Recent Reviews
Javier Marin ★★★★★
"Had the pleasure of meeting Mr. Chris Houser while he performed his duties. He was a wealth of knowledge on the water ways and wildlife in our community, and took the time to educate me. Thank you sir…"
CMG office ★★★★★
"A couple days ago I ran into Nathan while he was next to my property in buckingham working. Super nice guy and actually told me about everything they do and how important it is. I watched while he did…"
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.
Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Term Life Options

10-Year Term

Lowest monthly cost
Complete the quick form above to see your estimate
  • Level premium for 10 years
  • Issue ages 18-80
  • No exam up to $400K
  • Convertible to permanent
  • Renewable to age 100
Get Quote

30-Year Term

Maximum protection
Complete the quick form above to see your estimate
  • Level premium for 30 years
  • Issue ages 18-55
  • No exam up to $400K
  • Convertible to permanent
  • Locks rate til retirement
Get Quote

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

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Term Life Insurance FAQ

💰

How much does term life cost in Lehigh Acres?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

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