June Marcia Williams

Your Insurance Agent in Bonita Springs, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Bonita Springs, FL...

National Producer No.

17209549

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Final Expense Insurance in Bonita Springs, FL

June Williams — simplified issue specialist. Same-day quotes.

Final expense insurance for Bonita Springs, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — simplified-issue funeral and burial coverage from age 50 to 85, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Bonita Springs, FL

Bonita Springs, FL — Your Local Producer

Living in Bonita Springs, we get to enjoy the best of Lee County's natural beauty, from the Imperial River to our stunning Gulf Coast beaches. It’s a wonderful place to build a life, and I believe your peace of mind should be just as secure as our beautiful surroundings. As a local and licensed insurance producer, I am dedicated to helping my neighbors understand their options for personal insurance, including life, final expense, and supplemental health policies. My focus is on listening to your needs to help you protect what matters most. I'm June Marcia Williams (NPN: 17209549, Florida License No: W840529).

Everglades Wonder Gardens
Bonita Beach Park
Lovers Key State Park

NPN17209549FL LicenseW840529

Licensed Final Expense Producers in Bonita Springs

477 on public record · Florida DFS · Fla. Stat. §119.01

Aaron Christopher Cook

Life Including Variable Annuity & Health

NPN 17498243 Licensed 2015

Aaron P Sevigny

Life Including Variable Annuity & Health

NPN 8196021 Licensed 2004

Abby Moir

Life Including Variable Annuity & Health

NPN 20618997 Licensed 2023

Ada M Ruiz Prieto

Life Including Variable Annuity & Health

NPN 20683601 Licensed 2023

Adam Boffa

Life Including Variable Annuity & Health

NPN 20080320 Licensed 2021

Adrienne Elizabeth Meijer

Life Including Variable Annuity & Health

NPN 18978335 Licensed 2022

Aidan Smith

Life Including Variable Annuity & Health

NPN 21066870 Licensed 2024

Aimie Lynette Tanner

Life Including Variable Annuity & Health

NPN 19695921 Licensed 2020

Aixa Odette Chaves-Nieves

Life Including Variable Annuity & Health

NPN 21522457 Licensed 2025

Alan D Luttman

Life Including Variable Annuity & Health

NPN 1557873 Licensed 2022

Alejandra Goswick

Life Including Variable Annuity & Health

NPN 21232010 Licensed 2024

Alex Carrillo

Life Including Variable Annuity & Health

NPN 8079541 Licensed 2016

Alexa Cotel Altman

Life Including Variable Annuity & Health

NPN 21110144 Licensed 2024

Alexis Magdaleno

Life Including Variable Annuity & Health

NPN 19048087 Licensed 2019

Alexys Marie Vanderford

Life Including Variable Annuity & Health

NPN 20002772 Licensed 2022

Alicia Longo

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 20841781 Licensed 2023

Allaindee Joseph

Life Including Variable Annuity & Health

NPN 19901565 Licensed 2021

Alvaro Cezar De Azevedo

Life Including Variable Annuity & Health

NPN 22068649 Licensed 2025

Alysia L Bennett

Life Including Variable Annuity & Health

NPN 20130411 Licensed 2021

Alyssa Brianne Coolidge

Life Including Variable Annuity & Health

NPN 18785225 Licensed 2018

Amanda Suzanne Boge

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 9160864 Licensed 2009

Amber Janee Fiess

Life Including Variable Annuity & Health

NPN 17673551 Licensed 2022

Amber Reed

Life Including Variable Annuity & Health

NPN 21727495 Licensed 2025

Amy A Manley

Life Including Variable Annuity & Health

NPN 16800887 Licensed 2012

View all 477 licensed final expense producers in Bonita Springs →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Final Expense Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Final Expense Insurance across the Bonita Springs regional market. Rates are localized using regional health baselines.

Official Bonita Springs Resources

County Lee County

Population ~53,945

Lack of insurance (18–64) 16.4%

FIPS code 1207525

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Bonita Springs rates. Start your quote request below.

FL OIR .GOV Lee County Gov Portal .GOV

2.0 29 reviews

Photos by C.B. , Herve Andrieu , Miguel Galarza , City of Bonita Springs via Google Maps

View on Google Maps

City of Bonita Springs

Open now · Mon 8:00 AM – 5:00 PM

(239) 949-6262

cityofbonitasprings.org

9101 Bonita Beach Rd SE, Bonita Springs, FL 34135, USA

Recent Reviews

Chris Cubbison ★★☆☆☆

"Main entrance hidden in back of building. No provision for visitors. Nothing to see. I asked for a map of Bonita Springs (boundaries, streets) so I can tell when I leave Bonita Springs and enter an…"

WiseSalamander ★☆☆☆☆

"If you haven't seen the video of a reasonable citizen being arrested for buying flowers, you should go check it out. I am leaving out some details but if you go find the video and then look at the off…"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Final Expense Guide →

Select your coverage below to see your price in seconds.

See If You Qualify — No Exam Required

Remove the financial burden from loved ones — no obligation — guaranteed acceptance options available

How much burial coverage do you need?

$5K

$10K

$15K

$20K

$25K

$35K

What matters most to you?

Funeral Costs

Medical Bills

Both

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Yes

Have you been diagnosed with or treated for cancer, heart disease, stroke, COPD, or organ failure?

Yes

Have you been hospitalized in the past 2 years (other than for routine procedures)?

Yes

Do you currently use a wheelchair, oxygen, or receive home health care?

Yes

Have you been diagnosed with diabetes requiring insulin?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Your illustrative monthly estimate Example: $10,000 coverage — select your amount above for your range.

Compare Plans

Final Expense Options

Best Value

Preferred Plan

Full benefit from day one

100% death benefit immediately
Ages 50-85, up to $35K
No medical exam
Accidental Death rider available
Terminal illness rider included

Get Quote

Standard Plan

Full benefit from day one

100% death benefit immediately
Ages 50-85, up to $20K
No medical exam
Some health conditions OK
Level premiums for life

Get Quote

Guaranteed Issue Plan

Graded benefit — guaranteed

Years 1-2: premiums + 10% interest
Year 3+: full death benefit
Ages 50-80, up to $15K
No medical exam
Accidental death = full benefit yr 1

Get Quote

📖 Final Expense Knowledge

Everything You Need to Know About Final Expense Insurance

🕊️

What Is Final Expense Insurance?

Final expense is a small whole life policy designed to cover end-of-life costs — funeral, burial, cremation, outstanding medical bills, and legal fees. Coverage typically ranges from $5,000 to $50,000. Unlike traditional whole life, final expense is simplified issue — no medical exam, no blood work, just health questions.

💲

How Much Does a Funeral Cost in Florida?

According to the Choice Mutual 2026 / NFDA 2023, the median cost of a traditional funeral with burial in Florida is $8,023. The national median is $8,300. Cremation is less ($3,000–$6,000) but still a significant expense. Final expense insurance covers these costs so your family doesn't have to.

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Guaranteed Issue vs. Simplified Issue

Simplified issue (preferred/standard plans): answer health questions, no exam, immediate full benefit if approved. Guaranteed issue (guaranteed acceptance plans): no health questions at all — everyone qualifies — but has a 2-3 year graded benefit waiting period. Accidental death pays full benefit from day one on both.

🏦

Irrevocable Burial Trusts & Medicaid

In Florida, an irrevocable burial trust funded by a final expense policy is exempt from Medicaid asset calculations. Florida exempts irrevocable prepaid funeral contracts with no dollar cap (Fla. Admin. Code R. 65A-1.712, SSI-Related Medicaid Resource Eligibility Criteria). See Florida guidance. June helps structure these correctly.

👴

Who Should Get Final Expense?

Final expense is designed for seniors ages 50-85 who want to ensure their funeral and end-of-life costs are covered without burdening family. It's also for anyone who has been declined for traditional coverage due to health conditions — guaranteed issue means no one is turned away. Fixed premiums, coverage for life.

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Florida Consumer Protections

Florida law provides a 14-day free-look period on all life insurance policies — return for a full refund, no questions asked (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing benefits and costs. State insurance regulators prohibit misleading "burial insurance" advertising that overstates coverage or understates limitations.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in Bonita Springs

More Insurance Options in Bonita Springs, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Final Expense Insurance FAQ

💰

How much does final expense cost?

Premiums vary by age, health, and coverage amount. Plans range from $5K-$35K. Premiums are level and never increase.

🏥

Is a medical exam required?

No. No medical exam, no blood work, no health interview. Eligibility determined at point of sale from application questions.

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What does it cover?

Funeral, burial or cremation, casket, memorial, outstanding medical bills, and end-of-life expenses. Florida median funeral with burial: $8,023 (Choice Mutual 2026 / NFDA 2023).

📋

What's the graded benefit?

Basic plan: years 1-2 pay premiums + 10% interest if death occurs. Year 3+ pays full face amount. Accidental death = full benefit day one.

👴

Can I get coverage at age 80?

Yes. Ages 50-85 are eligible. Preferred up to $15K, Standard up to $10K at ages 81-85. Level premiums guaranteed.

Nearby Final Expense Coverage

Read the Full Final Expense Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Final Expense Insurance in Bonita Springs, FL

Bonita Springs, FL — Your Local Producer

Licensed Final Expense Producers in Bonita Springs

🕊️ Final Expense Insurance Underwriting Scope

🏛️ Official Bonita Springs Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Qualify — No Exam Required

Quote Request Received!

Final Expense Options

Preferred Plan

Standard Plan

Guaranteed Issue Plan

Everything You Need to Know About Final Expense Insurance

What Is Final Expense Insurance?

How Much Does a Funeral Cost in Florida?

Guaranteed Issue vs. Simplified Issue

Irrevocable Burial Trusts & Medicaid

Who Should Get Final Expense?

Florida Consumer Protections

More Insurance Options in Bonita Springs, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Final Expense Insurance FAQ

How much does final expense cost?

Is a medical exam required?

What does it cover?

What's the graded benefit?

Can I get coverage at age 80?

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Talk to a real person. Today.

Final Expense Insurance Underwriting Scope

Official Bonita Springs Resources