June Marcia Williams

Your Insurance Agent in Marianna, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Marianna, FL...

National Producer No.

17209549

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Final Expense Insurance in Marianna, FL

Irrevocable burial trusts, Medicaid-exempt assets, estate protection.

Final expense insurance for Marianna, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — simplified-issue funeral and burial coverage from age 50 to 85, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Marianna, FL

Marianna, FL — Your Local Producer

Hello Marianna! As a licensed insurance producer, I'm proud to serve my neighbors here in Jackson County. I understand that life in the Panhandle has its own unique character, and your financial safety net should be tailored to your specific needs. Whether you're planning for the future with term or whole life insurance, or seeking protection against unexpected events like critical illness or accidents, I'm here to help you navigate your options. My goal is to provide clear, straightforward information to help you protect what matters most. I'm June Marcia Williams, ready to assist you (NPN: 17209549; Florida License No: W840529).

Jackson County Courthouse
Chipola College
Marianna City Hall

NPN17209549FL LicenseW840529

Licensed Final Expense Producers in Marianna

106 on public record · Florida DFS · Fla. Stat. §119.01

Abigail Lynn West

Life Including Variable Annuity & Health

NPN 21754548 Licensed 2025

Adam Williams

Life Including Variable Annuity & Health

NPN 21700973 Licensed 2025

Albert Truempy Milton

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 480296 Licensed 1979

Alex Morris Pleas

Life Including Variable Annuity & Health

NPN 9393592 Licensed 2007

Amber Lyne Johnson

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 17768600 Licensed 2016

Ashley Renee Tucker

Life Including Variable Annuity & Health

NPN 18373637 Licensed 2017

Breanna Lee Weeks

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 18217606 Licensed 2022

Britney Williams

Life Including Variable Annuity & Health

NPN 20457332 Licensed 2022

Cameron Lee Oliver

Life Including Variable Annuity & Health

NPN 18780072 Licensed 2018

Cara Leigh Cripes

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 1036945 Licensed 1999

Carolyn Shoemaker Bennett

Life Including Variable Annuity & Health

NPN 19623690 Licensed 2020

Cathii L Obryan

Life Including Variable Annuity & Health

NPN 19838511 Licensed 2021

Chelsea Denise Russ

Life Including Variable Annuity & Health

NPN 18458988 Licensed 2017

Christopher Ray Sikes

Life Including Variable Annuity & Health

NPN 475307 Licensed 1983

Clinton Dewey Touchton

Life Including Variable Annuity & Health

NPN 18813069 Licensed 2018

Codi Waldron

Life Including Variable Annuity & Health

NPN 20485203 Licensed 2022

Connie Lynn Hodges

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 596575 Licensed 1991

Courtney Ann Patterson

Life Including Variable Annuity & Health

NPN 21639089 Licensed 2025

Curtis Wayne Hamilton

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 480278 Licensed 1989

Cynthia Ann Gilbert

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 1027062 Licensed 1997

Cynthia Ann Neel

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 458882 Licensed 1990

Dana Nicole Chason

Life Including Variable Annuity & Health

NPN 20102818 Licensed 2021

Daniel S Adams

Life Including Variable Annuity & Health

NPN 3744464 Licensed 2000

David Roy Carrel

Life Including Variable Annuity & Health

NPN 7317093 Licensed 2004

View all 106 licensed final expense producers in Marianna →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Final Expense Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Final Expense Insurance across the Marianna regional market. Rates are localized using regional health baselines.

Official Marianna Resources

County Jackson County

Population ~6,681

Lack of insurance (18–64) 12.6%

FIPS code 1243175

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Marianna rates. Start your quote request below.

FL OIR .GOV Jackson County Gov Portal .GOV

4.0 7 reviews

Photos by Juan Pablo Tello Montoya , Tommy Valle , paul buchanan , Stephen Houlihan via Google Maps

View on Google Maps

City of Marianna City Hall

Open now · Mon 8:00 AM – 4:30 PM

(850) 482-4353

cityofmarianna.com

2895 Jefferson St, Marianna, FL 32446, USA

Recent Reviews

Christoph Jones (Christoph Jones) ★☆☆☆☆

"Speed trap town. Cops park off the highway ready to write tickets to out of town folks. Avoid the area if possible. Not a welcoming city, gives small towns a bad name."

Shauna Benefield ★★★★★

"Mrs. Mary at the front is always so kind & helps with all my questions. Thanks Mary!"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Final Expense Guide →

Select your coverage below to see your price in seconds.

See If You Qualify — No Exam Required

Remove the financial burden from loved ones — no obligation — guaranteed acceptance options available

How much burial coverage do you need?

$5K

$10K

$15K

$20K

$25K

$35K

What matters most to you?

Funeral Costs

Medical Bills

Both

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Yes

Have you been diagnosed with or treated for cancer, heart disease, stroke, COPD, or organ failure?

Yes

Have you been hospitalized in the past 2 years (other than for routine procedures)?

Yes

Do you currently use a wheelchair, oxygen, or receive home health care?

Yes

Have you been diagnosed with diabetes requiring insulin?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Your illustrative monthly estimate Example: $10,000 coverage — select your amount above for your range.

Compare Plans

Final Expense Options

Best Value

Preferred Plan

Full benefit from day one

100% death benefit immediately
Ages 50-85, up to $35K
No medical exam
Accidental Death rider available
Terminal illness rider included

Get Quote

Standard Plan

Full benefit from day one

100% death benefit immediately
Ages 50-85, up to $20K
No medical exam
Some health conditions OK
Level premiums for life

Get Quote

Guaranteed Issue Plan

Graded benefit — guaranteed

Years 1-2: premiums + 10% interest
Year 3+: full death benefit
Ages 50-80, up to $15K
No medical exam
Accidental death = full benefit yr 1

Get Quote

📖 Final Expense Knowledge

Everything You Need to Know About Final Expense Insurance

🕊️

What Is Final Expense Insurance?

Final expense is a small whole life policy designed to cover end-of-life costs — funeral, burial, cremation, outstanding medical bills, and legal fees. Coverage typically ranges from $5,000 to $50,000. Unlike traditional whole life, final expense is simplified issue — no medical exam, no blood work, just health questions.

💲

How Much Does a Funeral Cost in Florida?

According to the Choice Mutual 2026 / NFDA 2023, the median cost of a traditional funeral with burial in Florida is $8,023. The national median is $8,300. Cremation is less ($3,000–$6,000) but still a significant expense. Final expense insurance covers these costs so your family doesn't have to.

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Guaranteed Issue vs. Simplified Issue

Simplified issue (preferred/standard plans): answer health questions, no exam, immediate full benefit if approved. Guaranteed issue (guaranteed acceptance plans): no health questions at all — everyone qualifies — but has a 2-3 year graded benefit waiting period. Accidental death pays full benefit from day one on both.

🏦

Irrevocable Burial Trusts & Medicaid

In Florida, an irrevocable burial trust funded by a final expense policy is exempt from Medicaid asset calculations. Florida exempts irrevocable prepaid funeral contracts with no dollar cap (Fla. Admin. Code R. 65A-1.712, SSI-Related Medicaid Resource Eligibility Criteria). See Florida guidance. June helps structure these correctly.

👴

Who Should Get Final Expense?

Final expense is designed for seniors ages 50-85 who want to ensure their funeral and end-of-life costs are covered without burdening family. It's also for anyone who has been declined for traditional coverage due to health conditions — guaranteed issue means no one is turned away. Fixed premiums, coverage for life.

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Florida Consumer Protections

Florida law provides a 14-day free-look period on all life insurance policies — return for a full refund, no questions asked (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing benefits and costs. State insurance regulators prohibit misleading "burial insurance" advertising that overstates coverage or understates limitations.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in Marianna

More Insurance Options in Marianna, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Final Expense Insurance FAQ

💰

How much does final expense cost?

Premiums vary by age, health, and coverage amount. Plans range from $5K-$35K. Premiums are level and never increase.

🏥

Is a medical exam required?

No. No medical exam, no blood work, no health interview. Eligibility determined at point of sale from application questions.

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What does it cover?

Funeral, burial or cremation, casket, memorial, outstanding medical bills, and end-of-life expenses. Florida median funeral with burial: $8,023 (Choice Mutual 2026 / NFDA 2023).

📋

What's the graded benefit?

Basic plan: years 1-2 pay premiums + 10% interest if death occurs. Year 3+ pays full face amount. Accidental death = full benefit day one.

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Can I get coverage at age 80?

Yes. Ages 50-85 are eligible. Preferred up to $15K, Standard up to $10K at ages 81-85. Level premiums guaranteed.

Nearby Final Expense Coverage

Read the Full Final Expense Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Final Expense Insurance in Marianna, FL

Marianna, FL — Your Local Producer

Licensed Final Expense Producers in Marianna

🕊️ Final Expense Insurance Underwriting Scope

🏛️ Official Marianna Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Qualify — No Exam Required

Quote Request Received!

Final Expense Options

Preferred Plan

Standard Plan

Guaranteed Issue Plan

Everything You Need to Know About Final Expense Insurance

What Is Final Expense Insurance?

How Much Does a Funeral Cost in Florida?

Guaranteed Issue vs. Simplified Issue

Irrevocable Burial Trusts & Medicaid

Who Should Get Final Expense?

Florida Consumer Protections

More Insurance Options in Marianna, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Final Expense Insurance FAQ

How much does final expense cost?

Is a medical exam required?

What does it cover?

What's the graded benefit?

Can I get coverage at age 80?

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Talk to a real person. Today.

Final Expense Insurance Underwriting Scope

Official Marianna Resources