June Marcia Williams

Your Insurance Agent in Weeki Wachee, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Weeki Wachee, FL...

National Producer No.

17209549

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Universal Life Insurance in Weeki Wachee, FL

Tax-free policy loans, long-term care rider, estate planning.

Universal life insurance for Weeki Wachee, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — flexible permanent coverage with cash accumulation, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Weeki Wachee, FL

Weeki Wachee, FL — Your Local Producer

For my neighbors in Weeki Wachee, living here means embracing a unique and magical part of Florida. Just as the famous springs are a local treasure, I believe your family's financial security is a treasure worth protecting. As a licensed insurance producer right here in Florida, I'm dedicated to helping you navigate your options for life insurance, final expense, and other supplemental health policies. My goal is to provide clear, personalized guidance so you can make confident decisions for your loved ones' futures. Let's talk about a plan that fits your life. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

Weeki Wachee Springs State Park
Intersection of Commercial Way (US-19) and Cortez Blvd (SR 50)
Weeki Wachee River

NPN17209549FL LicenseW840529

Licensed Universal Life Producers in Weeki Wachee

121 on public record · Florida DFS · Fla. Stat. §119.01

Aidsa Torres

Life Including Variable Annuity & Health

NPN 19601584 Licensed 2020

Alexis Rosado

Life Including Variable Annuity & Health

NPN 20599164 Licensed 2023

Amanda Cooper

Life Including Variable Annuity & Health

NPN 19398295 Licensed 2020

Andy Roman

Life Including Variable Annuity & Health

NPN 17596594 Licensed 2015

Annette Mera

Life Including Variable Annuity & Health

NPN 18859253 Licensed 2018

Anthony F Vines

Life Including Variable Annuity & Health

NPN 19315151 Licensed 2019

Arlety Juvier

Life Including Variable Annuity & Health

NPN 20532048 Licensed 2024

Billy Joe Collum

Life Including Variable Annuity & Health

NPN 18773131 Licensed 2018

Breanna Marie Radka

Life Including Variable Annuity & Health

NPN 21685882 Licensed 2025

Breena Greek-Woodrum

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 21087657 Licensed 2024

Brendan Kyle Sessa

Life Including Variable Annuity & Health

NPN 18817623 Licensed 2018

Brittany Dwyer

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 21237306 Licensed 2024

Bryan A Torres

Life Including Variable Annuity & Health

NPN 20665661 Licensed 2023

Bryce Sebastian Pascale

Life Including Variable Annuity & Health

NPN 20770917 Licensed 2023

Carissa Lynn Shafer

Life Including Variable Annuity & Health

NPN 21401091 Licensed 2024

Catherine Jackson

Life Including Variable Annuity & Health

NPN 21074568 Licensed 2024

Chale Jean Phelps

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 920577 Licensed 2022

Charles Hickman

Life Including Variable Annuity & Health

NPN 22125117 Licensed 2026

Daniel Albert Grob

Life Including Variable Annuity & Health

NPN 20859736 Licensed 2023

Daniel Felipe Borrero

Life Including Variable Annuity & Health

NPN 16824247 Licensed 2012

Danielle Pendola

Life Including Variable Annuity & Health

NPN 19441362 Licensed 2020

Diego Armando Dos Rios

Life Including Variable Annuity & Health

NPN 22268687 Licensed 2026

Donna L Nilsson

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 2162336 Licensed 2022

Douglas Robert Brill

Life Including Variable Annuity & Health

NPN 16816692 Licensed 2012

View all 121 licensed universal life producers in Weeki Wachee →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Universal Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Universal Life Insurance across the Weeki Wachee regional market. Rates are localized using regional health baselines.

Official Weeki Wachee Resources

County Hernando County

Population Data Pending

Lack of insurance (18–64) 16.3%

FIPS code 1275625

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Weeki Wachee rates. Start your quote request below.

FL OIR .GOV Hernando County Gov Portal .GOV

4.5 9188 reviews

"Live "mermaids" perform in a natural spring at this historic park, which also has caves & rides." Google editorial · Weeki Wachee Springs State Park

Photos by Michael Mcnabb , Ladys Godoy , shine S , Joy Mann via Google Maps

View on Google Maps

Weeki Wachee Springs State Park

Open now · Mon 9:00 AM – 5:30 PM

(352) 610-5660

floridastateparks.org

6131 Commercial Way, Spring Hill, FL 34606, USA

Recent Reviews

Sav_cc33 ★★★★★

"Launching and shuttling your kayak is so cheap and easy! The staff are very friendly as well. I wish there was more variety in their gift shop though, I wanted more than a sticker for sure. The spring…"

Antonella Santoro ★★★★★

"It’s great for kids, but I enjoyed it too. Unfortunately, the river cruise wasn’t operating, which was a bit disappointing. However, the place is very interesting overall. The mermaids put on a lovely…"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Universal Life Guide →

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Flexible coverage for your changing needs — no obligation — custom strategies from top carriers

How much coverage do you need?

$50K

$100K

$150K

$250K

$400K

$500K+

How long do you need coverage?

10 yr

15 yr

20 yr

25 yr

30 yr

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Never

Quit 5+ yrs

Quit 1-5 yrs

Current

Have you ever been treated for high blood pressure?

Yes

Have you ever been treated for high cholesterol?

Yes

Have you been diagnosed with or treated for diabetes?

Yes

Has a parent died before age 65 from heart disease or cancer?

Yes

Any DUI/DWI in the past 5 years?

Yes

First Name

Last Name

Phone

Zip Code

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Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

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Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

IUL Options

Simplified Issue IUL

No medical exam required

Simplified issue — fast approval
Issue ages 18–75
$25K–$300K face amounts
Living Benefits included
20-year no-lapse guarantee

Get Quote

Cash Accumulation IUL

Cash accumulation focus

Fully underwritten — best rates
Issue ages 0–85
$100K+ face amounts
S&P 500 + 3 index strategies
Long-Term Care rider available

Get Quote

Protection-Focused IUL

Death benefit guarantee focus

Fully underwritten — best rates
Issue ages 0–85
No-lapse guarantee to age 90
Same 4 index strategies
Long-Term Care rider available

Get Quote

📖 Universal Life / IUL Knowledge

Everything You Need to Know About Universal Life Insurance

📈

How Does IUL Work?

IUL links your cash value growth to a market index like the S&P 500. You participate in market gains up to a cap rate (typically 9–12%), while a guaranteed floor (0–1%) protects against losses. Your money is never directly invested in the market — it's credited based on index performance. Flexible premiums let you adjust payments as your income changes.

🛡️

What Are Cap Rates and Floors?

The cap rate is the maximum interest credited in a given period — commonly 9–12%. The floor is the minimum — typically 0–1%. If the S&P gains 20%, you earn up to the cap. If it loses 15%, you earn the floor. Your cash value never decreases due to market loss. Important: carriers can adjust cap rates over time.

🏥

Can IUL Pay for Long-Term Care?

Yes. Many IUL policies offer a long-term care rider that accelerates the death benefit to cover nursing home, assisted living, or home health care costs. If you never need LTC, your beneficiaries receive the full death benefit. This hybrid approach eliminates the "use it or lose it" problem of standalone LTC policies.

💰

IUL for Retirement Planning

IUL can supplement retirement income through tax-free policy loans against accumulated cash value. With a properly funded IUL, you can access cash in retirement without triggering income tax. It works best alongside 401(k) and IRA contributions — not as a replacement. June helps structure the right funding level for your goals.

🔄

IUL vs. Whole Life vs. Term

Term: Cheapest, pure death benefit, no cash value. Whole Life: Fixed premiums, guaranteed growth, lower returns. IUL: Flexible premiums, market-linked growth with higher potential, downside protection. IUL is ideal for those wanting permanent coverage plus wealth accumulation with more growth potential than whole life.

⚖️

Florida Life Insurance Consumer Rights

Florida law gives you a 14-day free-look period — return the policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values — critical for IUL where projected returns vary. June walks you through both columns so you know exactly what's guaranteed.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in Weeki Wachee

More Insurance Options in Weeki Wachee, FL

🛡️ Term Life 💎 Whole Life 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Indexed Universal Life (IUL) FAQ

📈

How does indexed universal life (IUL) work?

IUL links your cash value growth to a stock market index like the S&P 500. You earn up to a cap rate (9–12%) with a guaranteed floor (0–1%) protecting against losses. Your money is never directly in the market.

🛡️

What are cap rates and floors?

Cap rate = maximum interest earned per period (commonly 9–12%). Floor = minimum (typically 0–1%). If the index gains 20%, you earn up to the cap. If it drops 15%, you earn the floor — cash value never decreases from market loss.

🏥

Can IUL pay for long-term care?

Yes. Many IUL policies offer a long-term care rider that accelerates the death benefit for nursing home, assisted living, or home health care. If you never need LTC, beneficiaries receive the full death benefit.

💰

Is IUL good for retirement?

IUL can supplement retirement income through tax-free policy loans against cash value. Best as one component of a diversified plan alongside 401(k) and IRA. June helps structure the right funding level.

🔄

What's the difference between IUL and whole life?

Whole life has fixed premiums and guaranteed but lower growth. IUL has flexible premiums and market-linked growth with higher potential. Both provide permanent death benefit. IUL suits those wanting more growth potential with downside protection.

Nearby Universal Life Coverage

Read the Full Universal Life Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Universal Life Insurance in Weeki Wachee, FL

Weeki Wachee, FL — Your Local Producer

Licensed Universal Life Producers in Weeki Wachee

📈 Universal Life Insurance Underwriting Scope

🏛️ Official Weeki Wachee Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Pre-Qualify in 60 Seconds

Quote Request Received!

IUL Options

Simplified Issue IUL

Cash Accumulation IUL

Protection-Focused IUL

Everything You Need to Know About Universal Life Insurance

How Does IUL Work?

What Are Cap Rates and Floors?

Can IUL Pay for Long-Term Care?

IUL for Retirement Planning

IUL vs. Whole Life vs. Term

Florida Life Insurance Consumer Rights

More Insurance Options in Weeki Wachee, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Indexed Universal Life (IUL) FAQ

How does indexed universal life (IUL) work?

What are cap rates and floors?

Can IUL pay for long-term care?

Is IUL good for retirement?

What's the difference between IUL and whole life?

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Talk to a real person. Today.

Universal Life Insurance Underwriting Scope

Official Weeki Wachee Resources