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June Marcia Williams — Licensed Term Life Insurance Agent in Labelle, FL
June Marcia Williams
Your Insurance Agent in Labelle, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Labelle, FL...
National Producer No.
17209549
Verify ↗

Term Life Insurance in Labelle, FL

Income replacement, mortgage protection, and key person coverage.

Term life insurance for Labelle, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Labelle, FL

Labelle, FL — Your Local Producer

Hello Labelle! I appreciate the strong sense of community and unique charm we have here in Hendry County. Life along the Caloosahatchee River has its own pace, and protecting your family's future should fit seamlessly into it. As your local licensed insurance producer, I'm here to help you understand your options for personal protection. I can walk you through policies like Term and Whole Life, Final Expense, Critical Illness, and Accident & Injury plans, ensuring you have clear information to make the best choice for your loved ones. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Hendry County Courthouse
  • Barron Park
  • LaBelle High School
NPN17209549FL LicenseW840529

Licensed Term Life Producers in Labelle

83 on public record · Florida DFS · Fla. Stat. §119.01

AC
Abel Ivan Estevez Calzadilla
Life Including Variable Annuity & Health
NPN 21682514 Licensed 2025
AR
Adon Cosme Rosello
Life Including Variable Annuity & Health
NPN 8857113 Licensed 2023
AE
Ahitza Carrazana Estrada
Life Including Variable Annuity & Health
NPN 20145581 Licensed 2021
AH
Alexandra Victoria Hernandez
Life Including Variable Annuity & Health
NPN 20509648 Licensed 2022
AR
Alexandria Anita Ramirez
Life Including Variable Annuity & Health
NPN 20068046 Licensed 2021
AF
Aline Coelho Frasca
Life Including Variable Annuity & Health
NPN 21303517 Licensed 2024
AD
Ashlee Dove
Life Including Variable Annuity & Health
NPN 20800483 Licensed 2023
AI
Assefitta Imbertjoseph
Life Including Variable Annuity & Health
NPN 21008856 Licensed 2023
BD
Beessaelle Desir
Life Including Variable Annuity & Health
NPN 21553878 Licensed 2025
BS
Beverly L Schram
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 3693942 Licensed 2002
BK
Blayre Kuznik
Life Including Variable Annuity & Health
NPN 22137363 Licensed 2026
CC
Cameron Drew Carter
Life Including Variable Annuity & Health
NPN 19680963 Licensed 2020
CP
Carlos Andres Munoz Perez
Life Including Variable Annuity & Health
NPN 20887152 Licensed 2023
CM
Cynthia Salazar Martinez
Life Including Variable Annuity & Health
NPN 19389107 Licensed 2020
DP
Dahiana Peralta
Life Including Variable Annuity & Health
NPN 21093793 Licensed 2024
DW
Dalton Lane Watson
Life Including Variable Annuity & Health
NPN 20797234 Licensed 2023
DK
Dante Karr
Life Including Variable Annuity & Health
NPN 20689760 Licensed 2023
DB
Daylin Montano Borrego
Life Including Variable Annuity & Health
NPN 21142902 Licensed 2024
DA
Deborah Lynn Awis
Life Including Variable Annuity & Health
NPN 517808 Licensed 2019
DB
Denise D Garcia Bujan
Life Including Variable Annuity & Health
NPN 19880441 Licensed 2022
DR
Dion Luise Rivera
Life Including Variable Annuity & Health
NPN 21072852 Licensed 2024
DH
Doris Anirka Hernandez
Life Including Variable Annuity & Health
NPN 21263058 Licensed 2024
EM
Edgar Damian Cuadrado Martinez
Life Including Variable Annuity & Health
NPN 20130428 Licensed 2021
EH
Elaine Gomez Hernandez
Life Including Variable Annuity & Health
NPN 21236260 Licensed 2024
View all 83 licensed term life producers in Labelle →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Labelle regional market. Rates are localized using regional health baselines.

Official Labelle Resources

County Hendry County
Population ~4,963
Lack of insurance (18–64) 31.8%
FIPS code 1237225

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Labelle rates. Start your quote request below.

Google Maps
3.7 3 reviews
Labelle City Hall photo 1Labelle City Hall photo 2Labelle City Hall photo 3Labelle City Hall photo 4
Labelle City Hall
Open now · Mon 8:30 AM – 5:00 PM
481 W Hickpochee Ave, LaBelle, FL 33935, USA
Recent Reviews
Kassandra Pedraza ★☆☆☆☆
"I think mayor Wilkins is one of the worst mayors we've had in the past 4 years. Not only has she abused her power. As far as getting in the way of small busineshe's also let her daughter and son-in-la…"
Don Browne ★★★★★
"Local city government is centered at this former bank building. Lots of parking and the city's Civic Center Auditorium at the rear."
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.
Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Term Life Options

10-Year Term

Lowest monthly cost
Complete the quick form above to see your estimate
  • Level premium for 10 years
  • Issue ages 18-80
  • No exam up to $400K
  • Convertible to permanent
  • Renewable to age 100
Get Quote

30-Year Term

Maximum protection
Complete the quick form above to see your estimate
  • Level premium for 30 years
  • Issue ages 18-55
  • No exam up to $400K
  • Convertible to permanent
  • Locks rate til retirement
Get Quote

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

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Term Life Insurance FAQ

💰

How much does term life cost in Labelle?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

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