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June Marcia Williams — Licensed Term Life Insurance Agent in Quincy, FL
June Marcia Williams
Your Insurance Agent in Quincy, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Quincy, FL...
National Producer No.
17209549
Verify ↗

Term Life Insurance in Quincy, FL

Compare 10, 20, and 30-year term rates from top carriers.

Term life insurance for Quincy, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Quincy, FL

Quincy, FL — Your Local Producer

Hello, Quincy! As a fellow Floridian who appreciates the unique character of Gadsden County, I understand the importance of community and looking out for one another. It’s in that spirit that I offer my services as a licensed insurance producer. My focus is on helping individuals and families find personal insurance solutions that fit their lives, whether it's life insurance, final expense, or accident and injury coverage. I'm here to provide clear, straightforward guidance so you can feel confident in your decisions for the future. I'm committed to serving my neighbors with integrity. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Gadsden County Courthouse
  • Quincy City Hall
  • The Leaf Theatre
NPN17209549FL LicenseW840529

Licensed Term Life Producers in Quincy

70 on public record · Florida DFS · Fla. Stat. §119.01

AO
A'Shaydrian Oliver O'Neal
Life Including Variable Annuity & Health
NPN 21622252 Licensed 2025
AB
Alexius Bullock
Life Including Variable Annuity & Health
NPN 21522484 Licensed 2025
AP
Angela Kaye Pitts
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 1434881 Licensed 2007
AL
Anthony Q Locey
Life Including Variable Annuity & Health
NPN 20668121 Licensed 2023
AG
Anthony Rudolph Gaymon
Life Including Variable Annuity & Health
NPN 461319 Licensed 2013
BT
Brenda Je'Neane Thompson
Life Including Variable Annuity & Health
NPN 17666083 Licensed 2015
BD
Brittany La'Vondra Denson
Life Including Variable Annuity & Health
NPN 20475898 Licensed 2022
BT
Brooke Suber Thomas
Life Including Variable Annuity & Health
NPN 16985303 Licensed 2013
CC
Charmaine Close
Life Including Variable Annuity & Health
NPN 21291969 Licensed 2024
CJ
Clarence Jackson
Life Including Variable Annuity & Health
NPN 19699548 Licensed 2020
CJ
Clayton George Johnson
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 15382737 Licensed 2009
CF
Cynthia R Figueroa
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 505770 Licensed 1998
DK
Darin Kimberl
Life Including Variable Annuity & Health
NPN 20095384 Licensed 2021
DJ
Dewey Jennings Jetton
Life Including Variable Annuity & Health
NPN 8598414 Licensed 2005
DW
Donovon Amare Woods
Life Including Variable Annuity & Health
NPN 21056841 Licensed 2024
EB
Ebony L. Bradwell
Life Including Variable Annuity & Health
NPN 20193995 Licensed 2022
EC
Elizabeth Celikis
Life Including Variable Annuity & Health
NPN 20294626 Licensed 2022
EW
Ester Watson
Life Including Variable Annuity & Health
NPN 471652 Licensed 1991
FA
Fred Anderson
Life Including Variable Annuity & Health
NPN 16467350 Licensed 2011
FS
Furtardo Titarian Shaw
Life Including Variable Annuity & Health
NPN 2087182 Licensed 2016
GW
Gregory L Wade
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 466902 Licensed 1996
IW
Immanuel Miquel Watts
Life Including Variable Annuity & Health
NPN 20494496 Licensed 2022
JC
Jared Cotton
Life Including Variable Annuity & Health
NPN 18300750 Licensed 2017
JL
Jasmine Lawson
Life Including Variable Annuity & Health
NPN 20433358 Licensed 2022
View all 70 licensed term life producers in Quincy →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Quincy regional market. Rates are localized using regional health baselines.

Official Quincy Resources

County Gadsden County
Population ~7,811
Lack of insurance (18–64) 21.7%
FIPS code 1259325

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Quincy rates. Start your quote request below.

Google Maps
2.6 13 reviews
Quincy City Hall photo 1Quincy City Hall photo 2Quincy City Hall photo 3Quincy City Hall photo 4
Quincy City Hall
Open now · Mon 8:30 AM – 5:00 PM
404 W Jefferson St, Quincy, FL 32351, USA
Recent Reviews
Super Verb ★☆☆☆☆
"Extorting city residents by falsely increasing the bills frivolously price gouging. I haven’t even been using much power and still managed to receive a 469.00 light bill after receiving a whopping 563…"
Linda Jefferson ★★★★★
"Customer service very satisfied."
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.
Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Term Life Options

10-Year Term

Lowest monthly cost
Complete the quick form above to see your estimate
  • Level premium for 10 years
  • Issue ages 18-80
  • No exam up to $400K
  • Convertible to permanent
  • Renewable to age 100
Get Quote

30-Year Term

Maximum protection
Complete the quick form above to see your estimate
  • Level premium for 30 years
  • Issue ages 18-55
  • No exam up to $400K
  • Convertible to permanent
  • Locks rate til retirement
Get Quote

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

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Term Life Insurance FAQ

💰

How much does term life cost in Quincy?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

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Lake Mystic Wealth Strategy

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Telogia Coverage Guide

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Licensed in 5 states NPN verified No obligation
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