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Home›Florida›Columbia County›Five Points

June Marcia Williams — Licensed Insurance Agent in Five Points, FL
June Marcia Williams
Your Insurance Agent in Five Points, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Five Points, FL...
National Producer No.
17209549
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Life Insurance in Five Points, FL

Top-Rated Financial Protection for Five Points Residents

Honest, Local Insurance Guidance for Your Family's Future in Columbia County

Your local licensed agent in Five Points, Columbia County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Five Points, Columbia County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Five Points, FL

Five Points, FL — Your Local Producer

For my neighbors in Five Points and across Columbia County, I understand that our community is built on trust and looking out for one another. That's the same principle I bring to my work as a licensed insurance producer. My goal is to help you understand the options available for protecting your family's financial future. Whether you're considering term or whole life insurance, planning for final expenses, or looking for a safety net with critical illness or accident policies, I'm here to provide clear, straightforward guidance. As an individual producer (NPN: 17209549, Florida License No: W840529), I'm dedicated to helping you make confident decisions.

  • Intersection of US-90 and US-441
  • Columbia High School
  • Florida Gateway College
NPN17209549FL LicenseW840529

Five Points is home to approximately 1,000 residents in Columbia County, with a median age of 39.9 and a median household income of $40,000. About 44% of homes are owner-occupied; the median home value is $210,000. 6% of adults hold a bachelor's degree or higher; households with children make up 31%; veterans comprise 6% of residents. Average household size is 2.9. These demographic markers shape which life insurance products fit Five Points households.

How Five Points compares to Columbia County

COLUMBIA COUNTY · 70K RESIDENTS FIVE POINTS · 1K RESIDENTS
Columbia County vs Five Points — population comparison Columbia County: 69,832 residents. Five Points: 1,022 residents, 1.5% of Columbia County population.
69,832 COLUMBIA COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,022 FIVE POINTS RESIDENTS ↳ 1.5% of Columbia County residents
Underwriting Guidelines

How does high blood pressure impact life insurance underwriting in Five Points, FL?

Many Five Points residents secure competitive rates despite high blood pressure. Columbia County reports 43.7% adult prevalence (CDC PLACES); 41.7% also manage obesity, with 15.5% of the ~70,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Watertown →

📊 Top Health Considerations (CDC)

Top Health Considerations for Five Points (CITY) High cholesterol: 40.9%. High blood pressure: 43.7%. Obesity: 41.7%. Diagnosed diabetes: 16.8%. Current cigarette smoking: 20%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · FIVE POINTS High cholesterol 40.9% High blood pressure 43.7% Obesity 41.7% Diagnosed diabetes 16.8% Current cigarette smoking 20.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Columbia County Gov Portal .GOV
Population ~1,022
Lack of health insurance (18–64) 16.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1222475
Google Maps
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Five Points
Five Points, FL 32055, USA
Available in Five Points

Life Insurance Products in Five Points, FL

9 insurance products available in Five Points

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Columbia County and Nearby Florida Counties

Life Insurance by City Near Five Points, FL

360 licensed producers on public record in Columbia County.

🌟 Cities Served near Five Points

13 Cities · 3 Counties
Union County4
Lake ButlerRaifordWorthington SpriWorthington Springs
Columbia CountyHome4
Fort WhiteLake CityLuluWatertown
Baker County5
Glen Saint MaryGlen St. MaryMacclennyOlusteeSanderson
Official Resources

Know your rights in Five Points.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Five Points Life Insurance Questions

💰

How much does life insurance cost in Five Points?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Five Points
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Five Points?

Yes. June serves all of Five Points and every municipality in Columbia County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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