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Home›Florida›Collier County›Naples›Critical Illness Insurance

June Marcia Williams — Licensed Critical Illness Insurance Agent in Naples, FL
June Marcia Williams
Your Insurance Agent in Naples, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Naples, FL...
National Producer No.
17209549
Verify ↗

Critical Illness Insurance in Naples, FL

Fill the gap between health insurance and real-life costs.

Critical illness insurance for Naples, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — lump-sum benefits paid on diagnosis of cancer, heart attack, or stroke, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
⭐
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Naples, FL

Naples, FL — Your Local Producer

Hello, Naples neighbors! From the beautiful shores of the Gulf to the vibrant life along Fifth Avenue South, I understand the unique lifestyle we cherish here in Collier County. As a local resident myself, I'm dedicated to helping my fellow community members protect what matters most. My name is June Marcia Williams, and I'm a licensed insurance producer (NPN: 17209549, Florida License No: W840529) specializing in personal insurance solutions. Whether you're planning for your family's future with life insurance or seeking coverage for unexpected life events, I'm here to help you navigate your options with clarity and care.

  • Naples Pier
  • Fifth Avenue South
  • Cambier Park
NPN17209549FL LicenseW840529

Licensed Critical Illness Producers in Naples

2769 on public record · Florida DFS · Fla. Stat. §119.01

AT
Aaron James Tuttle
Life Including Variable Annuity & Health
NPN 17711953 Licensed 2025
AS
Aaron Skloff
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 8141125 Licensed 2014
AJ
Abasi James
Life Including Variable Annuity & Health
NPN 20882400 Licensed 2023
AP
Abraham Jesus Padilla
Life Including Variable Annuity & Health
NPN 20426410 Licensed 2022
AE
Adam Clark English
Life Including Variable Annuity & Health
NPN 10058321 Licensed 2008
AC
Adam David Caballo
Life Including Variable Annuity & Health
NPN 13565761 Licensed 2024
AK
Adam Kaplowitz
Life Including Variable Annuity & Health
NPN 5729259 Licensed 2019
AK
Adam Kent
Life Including Variable Annuity & Health
NPN 16972605 Licensed 2013
AB
Adam Spencer Boole
Life Including Variable Annuity & Health
NPN 18963369 Licensed 2018
AR
Adam William Richard
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 16769972 Licensed 2013
AG
Adam Wilson Ginsberg
Life Including Variable Annuity & Health
NPN 16929247 Licensed 2013
AC
Adamo Calistri
Life Including Variable Annuity & Health
NPN 7661848 Licensed 2013
AC
Adan Fumero Chaviano
Life Including Variable Annuity & Health
NPN 21437626 Licensed 2025
AL
Adan Meriani Latreche
Life Including Variable Annuity & Health
NPN 19431730 Licensed 2020
AR
Adelaide Marie Rizan
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 20126434 Licensed 2022
AC
Adrienne Cox
Life Including Variable Annuity & Health
NPN 21637578 Licensed 2025
AW
Agata Winnik
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 2136652 Licensed 2014
AM
Ailed M Valhuerdi Marrero
Life Including Variable Annuity & Health
NPN 22200844 Licensed 2026
AL
Ailen Vizcon Lugo
Life Including Variable Annuity & Health
NPN 21708257 Licensed 2025
AL
Aili Ravelo Lozano
Life Including Variable Annuity & Health
NPN 21052983 Licensed 2024
AR
Aimara Reyes-Perez
Life Including Variable Annuity & Health
NPN 21277040 Licensed 2024
AI
Akhil Iyengar
Life Including Variable Annuity & Health
NPN 21652665 Licensed 2025
AI
Alacia Jiselle Orsini Ihrig
Life Including Variable Annuity & Health
NPN 20442740 Licensed 2022
AM
Alan Scott Meckler
Life Including Variable Annuity & Health
NPN 1955927 Licensed 2024
View all 2769 licensed critical illness producers in Naples →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Critical Illness Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Critical Illness Insurance across the Naples regional market. Rates are localized using regional health baselines.

Official Naples Resources

County Collier County
Population ~19,315
Lack of insurance (18–64) 8.4%
FIPS code 1247625

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Naples rates. Start your quote request below.

FL OIR .GOV Collier County Gov Portal .GOV
Google Maps
3.8 22 reviews
Naples City Hall photo 1Naples City Hall photo 2Naples City Hall photo 3
Photos by George Joseph - Photos by Josef , Alice Miller , Jorge Juan Sarduy via Google Maps
View on Google Maps
Naples City Hall
Open now · Mon 8:00 AM – 5:00 PM
(239) 213-1000
naplesgov.com
735 8th St S, Naples, FL 34102, USA
Recent Reviews
Tee Dee ★☆☆☆☆
"The person at the beach permit counter is having a bad day. Initially forgot my car registration- my bad. Then only my husbands name was on the registration so I had to show her my car insurance card …"
Xyrius D ★☆☆☆☆
"If you’re going for a beach permit be aware that they only give it to you in this location depending on zip code! I read 2 different areas online and it doesn't state anywhere that only certain zip co…"
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Critical Illness Guide →

Select your coverage below to see your price in seconds.

Check Your Coverage Options

Focus on recovery, not medical bills — no obligation — tailored quotes from leading providers

✅

You may qualify for coverage!

Based on your selections, June can compare rates from multiple A-rated carriers. Enter your contact info below so she can reach out with your personalized options.

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Consultation Request Sent!

June will call you within 30 minutes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.
Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689
Compare Plans

Critical Illness Options

Cancer Only

Diagnosis-triggered lump sum
  • 100% lump sum on cancer diagnosis
  • $300 skin cancer benefit
  • $75/yr annual care for 5 years
  • Option B: $200/day hospital
  • Option B: $50/yr wellness screening
Get Quote
Most Comprehensive

Cancer + Heart & Stroke

Combined critical illness protection
  • 100% lump sum: cancer, heart attack, stroke
  • 50% for bypass surgery
  • 25% for angioplasty, stent, TIA
  • Option B: $100/yr wellness screening
  • Subsequent diagnosis scale to 100%
Get Quote

Heart & Stroke Only

Cardiovascular protection
  • 100% lump sum: heart attack or stroke
  • 50% for coronary artery bypass
  • 25% for angioplasty, stent, TIA
  • End-stage renal failure covered
  • Option B: $50/yr wellness screening
Get Quote
📖 Critical Illness Knowledge

Everything You Need to Know About Critical Illness Insurance

🏥

What Is Critical Illness Insurance?

Critical illness insurance pays a one-time, tax-free lump sum if you're diagnosed with a covered condition — cancer, heart attack, stroke, or other specified illnesses. It's not health insurance. It's income replacement when you can't work. Use the cash for anything: treatment copays, mortgage payments, childcare, travel to specialists, or lost wages.

💲

How the Lump Sum Works

Choose a benefit amount from $10,000 to $100,000. If diagnosed with a covered condition, you receive the full lump sum (or a percentage for lesser conditions like TIA or skin cancer). The money is paid directly to you — not the hospital, not the insurance company. Subsequent diagnoses pay on a graduated scale: 20% after 13 months, scaling to 100% after 61 months.

🎗️

What Conditions Are Covered?

Cancer: All invasive cancers (100% lump sum), carcinoma in-situ (25%), skin cancer ($300). Heart & Stroke: Heart attack (100%), stroke (100%), coronary artery bypass (50%), angioplasty/stent (25%), TIA (25%). Combined plans also cover end-stage renal failure. All conditions must be first-time diagnoses after the policy effective date.

💎

Option A vs. Option B

Option A: Lump sum only — simple, clean, one payment on diagnosis. Option B: Lump sum PLUS hospital confinement ($200/day for days 1-30, $400/day for 31+), wellness screening benefit ($50-$100/year for preventative care), and radiation/chemo benefits ($200/day). Option B costs more but provides ongoing support during treatment.

⚕️

Health Insurance Gap Coverage

Health insurance covers medical bills. But it doesn't cover your mortgage, car payment, groceries, or childcare while you're in treatment. The average cancer patient faces $12,000+ in out-of-pocket costs in the first year alone — and that's with insurance. Critical illness insurance fills the gap between what health insurance covers and what life actually costs during a health crisis.

⚖️

Florida Consumer Protections

Florida requires a 14-day free-look period on all supplemental health policies (Fla. Stat. § 627.4554). Critical illness policies typically have a 12-month pre-existing condition lookback — conditions diagnosed or treated in the 12 months before your effective date are excluded during the first policy year. After that, full coverage applies. All policies are guaranteed renewable for life.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA. Appointed with A-rated supplemental health carriers.
Life Insurance in Naples

More Insurance Options in Naples, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense
Insurance Resources

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Frequently Asked Questions

Critical Illness Insurance FAQ

💰

How much does critical illness insurance cost?

Premiums vary by age, coverage type, and benefit amount. Coverage is affordable for most families. June provides personalized quotes based on your specific situation — no obligation.

🏥

Is a medical exam required?

No medical exam. Eligibility is based on health questions at point of sale. Pre-existing conditions within the past 12 months may affect eligibility for specific coverage types.

🔄

Can I claim more than once?

Yes. Subsequent diagnoses pay on a graduated scale: 20% after 13 months, 40% after 25 months, scaling to 100% after 61 months since the previous diagnosis. The scale resets after each claim.

❤️

What if I have a family history of cancer or heart disease?

Family history alone does not disqualify you. Eligibility depends on your personal health history. Certain current conditions may affect which coverage type you qualify for. June helps navigate the options.

📋

Does this replace health insurance?

No. Critical illness insurance supplements health insurance. Health insurance covers medical bills. Critical illness insurance covers everything else — mortgage, bills, lost income, childcare. They work together.

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Hallandale Beach Financial Security

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The Hollywood Legacy Plan

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Read the Full Critical Illness Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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