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June Marcia Williams — Licensed Term Life Insurance Agent in Blountstown, FL
June Marcia Williams
Your Insurance Agent in Blountstown, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Blountstown, FL...
National Producer No.
17209549
Verify ↗

Term Life Insurance in Blountstown, FL

Income replacement, mortgage protection, and key person coverage.

Term life insurance for Blountstown, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Blountstown, FL

Blountstown, FL — Your Local Producer

Hello Blountstown! Life here in Calhoun County has a special character, built on strong community ties and a deep appreciation for our natural surroundings. As a local licensed insurance producer, I'm dedicated to helping my neighbors protect what matters most. My name is June Marcia Williams, and I provide personalized guidance on a variety of insurance options, from Term and Whole Life to Final Expense and Critical Illness plans. My goal is to help you understand your choices and find the right coverage to secure your family's financial future. (NPN: 17209549, Florida License No: W840529)

  • Calhoun County Courthouse
  • M & B Train Park
  • Blountstown High School
NPN17209549FL LicenseW840529

Licensed Term Life Producers in Blountstown

18 on public record · Florida DFS · Fla. Stat. §119.01

AB
Anthony C Brinkley
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 559684 Licensed 1985
AP
April Dawn Phinney
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 16452481 Licensed 2011
AA
Arpakorn Amman
Life Including Variable Annuity & Health
NPN 21407488 Licensed 2024
CN
Cayla Norris
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 21279922 Licensed 2024
CC
Charles Wayne Coley
Life Including Variable Annuity & Health
NPN 3596591 Licensed 2017
CB
Christopher Allen Brown
Life Including Variable Annuity & Health
NPN 20023745 Licensed 2021
HS
Heather Marie Setzer
Life Including Variable Annuity & Health
NPN 21122479 Licensed 2024
JD
Joseph Ray Durham
Life Including Variable Annuity & Health
NPN 491085 Licensed 1984
KC
Kayla Leeann Chafin
Life Including Variable Annuity & Health
NPN 19914906 Licensed 2021
MW
Mavis Marie Willis
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 80766 Licensed 1984
MP
Melissa Ann Pitts
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 6076791 Licensed 2009
RB
Rafe Travis Britt
Life Including Variable Annuity & Health
NPN 21689161 Licensed 2025
RW
Ronald W Willis
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 5847279 Licensed 2010
SS
Shawn Patrick Smith
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 18486344 Licensed 2022
SN
Stephanie Nash
Life Including Variable Annuity & Health
NPN 9393786 Licensed 2007
SS
Steven Durham Seay
Life Including Variable Annuity & Health
NPN 7231309 Licensed 2005
TM
Tamatha Suzanne Martin
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 488608 Licensed 1986
VM
Vicki M Montford
Life Including Variable Annuity & Health
NPN 7231294 Licensed 2002

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Blountstown regional market. Rates are localized using regional health baselines.

Official Blountstown Resources

County Calhoun County
Population ~3,297
Lack of insurance (18–64) 18.5%
FIPS code 1206925

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Blountstown rates. Start your quote request below.

Google Maps
3.6 5 reviews
Blountstown City Hall photo 1
Photos by Michael Rivera via Google Maps
Blountstown City Hall
Open now · Mon 7:00 AM – 4:00 PM
20591 W Central Ave, Blountstown, FL 32424, USA
Recent Reviews
McCann Salley ★☆☆☆☆
"The fact that they charge $15 for transactions for utilities when using a debit card is absurd. Being the only utility provider they have a Monopoly. BBB may need to look into it. (The employees ar…"
Carole Vertz ★★★★★
"Don't come any better!! They are always there for our community."
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.
Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Term Life Options

10-Year Term

Lowest monthly cost
Complete the quick form above to see your estimate
  • Level premium for 10 years
  • Issue ages 18-80
  • No exam up to $400K
  • Convertible to permanent
  • Renewable to age 100
Get Quote

30-Year Term

Maximum protection
Complete the quick form above to see your estimate
  • Level premium for 30 years
  • Issue ages 18-55
  • No exam up to $400K
  • Convertible to permanent
  • Locks rate til retirement
Get Quote

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

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Term Life Insurance FAQ

💰

How much does term life cost in Blountstown?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

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