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Home›Florida›Broward County›Lighthouse Point›Critical Illness Insurance

June Marcia Williams — Licensed Critical Illness Insurance Agent in Lighthouse Point, FL
June Marcia Williams
Your Insurance Agent in Lighthouse Point, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Lighthouse Point, FL...
National Producer No.
17209549
Verify ↗

Critical Illness Insurance in Lighthouse Point, FL

Benefits from $10,000 to $100,000. No network restrictions.

Critical illness insurance for Lighthouse Point, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — lump-sum benefits paid on diagnosis of cancer, heart attack, or stroke, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
⭐
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Lighthouse Point, FL

Lighthouse Point, FL — Your Local Producer

Hello, Lighthouse Point! As a fellow Floridian, I appreciate the unique charm and tight-knit community spirit that defines our beautiful coastal city. Navigating your family's financial future can feel complex, but I'm here to help you find clarity and confidence. As a licensed insurance producer, I specialize in personal insurance solutions, including Term and Whole Life, Final Expense, and Critical Illness plans, tailored to your specific needs. My goal is to help my Broward County neighbors protect what matters most. Let's work together to secure your family's well-being. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Lighthouse Point City Hall
  • Dan Witt Park
  • Hillsboro Inlet Lighthouse
NPN17209549FL LicenseW840529

Licensed Critical Illness Producers in Lighthouse Point

127 on public record · Florida DFS · Fla. Stat. §119.01

AF
Adriana Foland
Life Including Variable Annuity & Health
NPN 16972569 Licensed 2013
AM
Ahmed Maher Mohamed
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 7922565 Licensed 2004
AL
Ailin Le
Life Including Variable Annuity & Health
NPN 21213382 Licensed 2024
AW
Aisha Wade
Life Including Variable Annuity & Health
NPN 19836895 Licensed 2021
AP
Alexander Prat
Life Including Variable Annuity & Health
NPN 20283894 Licensed 2022
AR
Andrea Beth Rosenblum-Reynolds
Life Including Variable Annuity & Health
NPN 4556154 Licensed 2001
AF
Andrea Marie Fallon-Marese
Life Including Variable Annuity & Health
NPN 17784609 Licensed 2015
AS
Andrea Regan Sandlin
Life Including Variable Annuity & Health
NPN 16514383 Licensed 2021
AC
Andrew Carofano
Life Including Variable Annuity & Health
NPN 18496417 Licensed 2017
AK
Annette S Kok
Life Including Variable Annuity & Health
NPN 987449 Licensed 2014
AP
Arianna Ida Petreccia
Life Including Variable Annuity & Health
NPN 22062933 Licensed 2025
BL
Brandy Lubera
Life Including Variable Annuity & Health
NPN 21475050 Licensed 2025
BS
Brandyn Scott
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 19609536 Licensed 2020
BM
Braydon Becker Mancini
Life Including Variable Annuity & Health
NPN 22088624 Licensed 2026
BV
Bryam Vazquez
Life Including Variable Annuity & Health
NPN 20409814 Licensed 2022
CG
Caio Garcia
Life Including Variable Annuity & Health
NPN 21174283 Licensed 2024
CD
Carlos Delemos
Life Including Variable Annuity & Health
NPN 21424577 Licensed 2024
CO
Carlos Eduardo Peres Oliveira
Life Including Variable Annuity & Health
NPN 20242118 Licensed 2022
CD
Carson Christopher Degen
Life Including Variable Annuity & Health
NPN 22261633 Licensed 2026
CP
Charles Robert Pinter
Life Including Variable Annuity & Health
NPN 19032356 Licensed 2019
CM
Christine Mondrone
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 7043899 Licensed 2022
CL
Christine T Loaiza
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 417235 Licensed 1987
DS
Daniel Richard Sawicki
Life Including Variable Annuity & Health
NPN 10263122 Licensed 2008
DF
Darrel Keith Feeley
Life Including Variable Annuity & Health
NPN 2972145 Licensed 1999
View all 127 licensed critical illness producers in Lighthouse Point →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Critical Illness Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Critical Illness Insurance across the Lighthouse Point regional market. Rates are localized using regional health baselines.

Official Lighthouse Point Resources

County Broward County
Population ~10,496
Lack of insurance (18–64) 19.6%
FIPS code 1240450

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Lighthouse Point rates. Start your quote request below.

FL OIR .GOV Broward County Gov Portal .GOV
Google Maps
City of Lighthouse Point photo 1
Photos by Herve Andrieu via Google Maps
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City of Lighthouse Point
Open now · Mon 8:00 AM – 4:00 PM
(954) 943-6500
lighthousepointfl.gov .GOV
2200 NE 38th St, Lighthouse Point, FL 33064, USA
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Critical Illness Guide →

Select your coverage below to see your price in seconds.

Check Your Coverage Options

Focus on recovery, not medical bills — no obligation — tailored quotes from leading providers

✅

You may qualify for coverage!

Based on your selections, June can compare rates from multiple A-rated carriers. Enter your contact info below so she can reach out with your personalized options.

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Or call now: (908) 339-7723

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Compare Plans

Critical Illness Options

Cancer Only

Diagnosis-triggered lump sum
  • 100% lump sum on cancer diagnosis
  • $300 skin cancer benefit
  • $75/yr annual care for 5 years
  • Option B: $200/day hospital
  • Option B: $50/yr wellness screening
Get Quote
Most Comprehensive

Cancer + Heart & Stroke

Combined critical illness protection
  • 100% lump sum: cancer, heart attack, stroke
  • 50% for bypass surgery
  • 25% for angioplasty, stent, TIA
  • Option B: $100/yr wellness screening
  • Subsequent diagnosis scale to 100%
Get Quote

Heart & Stroke Only

Cardiovascular protection
  • 100% lump sum: heart attack or stroke
  • 50% for coronary artery bypass
  • 25% for angioplasty, stent, TIA
  • End-stage renal failure covered
  • Option B: $50/yr wellness screening
Get Quote
📖 Critical Illness Knowledge

Everything You Need to Know About Critical Illness Insurance

🏥

What Is Critical Illness Insurance?

Critical illness insurance pays a one-time, tax-free lump sum if you're diagnosed with a covered condition — cancer, heart attack, stroke, or other specified illnesses. It's not health insurance. It's income replacement when you can't work. Use the cash for anything: treatment copays, mortgage payments, childcare, travel to specialists, or lost wages.

💲

How the Lump Sum Works

Choose a benefit amount from $10,000 to $100,000. If diagnosed with a covered condition, you receive the full lump sum (or a percentage for lesser conditions like TIA or skin cancer). The money is paid directly to you — not the hospital, not the insurance company. Subsequent diagnoses pay on a graduated scale: 20% after 13 months, scaling to 100% after 61 months.

🎗️

What Conditions Are Covered?

Cancer: All invasive cancers (100% lump sum), carcinoma in-situ (25%), skin cancer ($300). Heart & Stroke: Heart attack (100%), stroke (100%), coronary artery bypass (50%), angioplasty/stent (25%), TIA (25%). Combined plans also cover end-stage renal failure. All conditions must be first-time diagnoses after the policy effective date.

💎

Option A vs. Option B

Option A: Lump sum only — simple, clean, one payment on diagnosis. Option B: Lump sum PLUS hospital confinement ($200/day for days 1-30, $400/day for 31+), wellness screening benefit ($50-$100/year for preventative care), and radiation/chemo benefits ($200/day). Option B costs more but provides ongoing support during treatment.

⚕️

Health Insurance Gap Coverage

Health insurance covers medical bills. But it doesn't cover your mortgage, car payment, groceries, or childcare while you're in treatment. The average cancer patient faces $12,000+ in out-of-pocket costs in the first year alone — and that's with insurance. Critical illness insurance fills the gap between what health insurance covers and what life actually costs during a health crisis.

⚖️

Florida Consumer Protections

Florida requires a 14-day free-look period on all supplemental health policies (Fla. Stat. § 627.4554). Critical illness policies typically have a 12-month pre-existing condition lookback — conditions diagnosed or treated in the 12 months before your effective date are excluded during the first policy year. After that, full coverage applies. All policies are guaranteed renewable for life.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA. Appointed with A-rated supplemental health carriers.
Life Insurance in Lighthouse Point

More Insurance Options in Lighthouse Point, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense
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Frequently Asked Questions

Critical Illness Insurance FAQ

💰

How much does critical illness insurance cost?

Premiums vary by age, coverage type, and benefit amount. Coverage is affordable for most families. June provides personalized quotes based on your specific situation — no obligation.

🏥

Is a medical exam required?

No medical exam. Eligibility is based on health questions at point of sale. Pre-existing conditions within the past 12 months may affect eligibility for specific coverage types.

🔄

Can I claim more than once?

Yes. Subsequent diagnoses pay on a graduated scale: 20% after 13 months, 40% after 25 months, scaling to 100% after 61 months since the previous diagnosis. The scale resets after each claim.

❤️

What if I have a family history of cancer or heart disease?

Family history alone does not disqualify you. Eligibility depends on your personal health history. Certain current conditions may affect which coverage type you qualify for. June helps navigate the options.

📋

Does this replace health insurance?

No. Critical illness insurance supplements health insurance. Health insurance covers medical bills. Critical illness insurance covers everything else — mortgage, bills, lost income, childcare. They work together.

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Read the Full Critical Illness Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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