June Marcia Williams

Your Insurance Agent in Hillsboro Beach, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Hillsboro Beach, FL...

National Producer No.

17209549

Verify ↗

Universal Life Insurance in Hillsboro Beach, FL

June Williams — NPN 17209549. Cash accumulation and retirement planning.

Universal life insurance for Hillsboro Beach, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — flexible permanent coverage with cash accumulation, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Hillsboro Beach, FL

Hillsboro Beach, FL — Your Local Producer

Hello to my neighbors in Hillsboro Beach. Living along this beautiful stretch of Broward County's coastline, from the Hillsboro Inlet to Deerfield Beach, offers a unique and tranquil lifestyle. As a licensed insurance producer, my goal is to help local families protect that peace of mind. I work with residents to navigate options for personal insurance, including Term Life, Whole Life, Final Expense, and Critical Illness policies, providing personalized guidance to help you find a plan that fits your life. I'm June Marcia Williams (NPN: 17209549, Florida License No: W840529), and I'm here to help.

Hillsboro Inlet Lighthouse
Hillsboro Beach Town Hall
Hillsboro Mile (A1A)

NPN17209549FL LicenseW840529

Licensed Universal Life Producers in Hillsboro Beach

19 on public record · Florida DFS · Fla. Stat. §119.01

Alfonso Jacob Maldonado

Life Including Variable Annuity & Health

NPN 21165860 Licensed 2024

Andrea Palacio

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 17372073 Licensed 2014

Barbara A Welch

Life Including Variable Annuity & Health

NPN 15724065 Licensed 2010

Christopher George La Roza

Life Including Variable Annuity & Health

NPN 17571290 Licensed 2015

Eloine Planas Cordero

Life Including Variable Annuity & Health

NPN 19722364 Licensed 2020

Eugenia A Shaffer

Life Including Variable Annuity & Health

NPN 5712215 Licensed 2024

Flor A Rubio

Life Including Variable Annuity & Health

NPN 9722131 Licensed 2007

Jason Thomas Buff

Life Including Variable Annuity & Health

NPN 7945551 Licensed 2020

John Donal Sullivan

Life Including Variable Annuity & Health

NPN 19833598 Licensed 2021

Joseph Vincent Peragine

Life Including Variable Annuity & Health

NPN 20084933 Licensed 2021

Kevin Dziubela

Life Including Variable Annuity & Health

NPN 17382156 Licensed 2014

Kiara Clark

Life Including Variable Annuity & Health

NPN 20005411 Licensed 2021

Priscila Otone Pessoa

Life Including Variable Annuity & Health

NPN 21463328 Licensed 2025

Samuel Velazquez

Life Including Variable Annuity & Health

NPN 19690786 Licensed 2020

Simone Y Hirsch

Life Including Variable Annuity & Health

NPN 7462151 Licensed 2025

Tatyana Safanov

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 8086267 Licensed 2004

Tess Marie Norkus

Life Including Variable Annuity & Health

NPN 20396612 Licensed 2022

Valery Safanov

Life Including Variable Annuity & Health

NPN 7678459 Licensed 2003

Wendy Beth Levenson

Life Including Variable Annuity & Health

NPN 19606288 Licensed 2020

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Universal Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Universal Life Insurance across the Hillsboro Beach regional market. Rates are localized using regional health baselines.

Official Hillsboro Beach Resources

County Broward County

Population ~2,225

Lack of insurance (18–64) 9.5%

FIPS code 1230850

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Hillsboro Beach rates. Start your quote request below.

FL OIR .GOV Broward County Gov Portal .GOV

3.8 12 reviews

Town of Hillsboro Beach, Town Hall photo 1

Town of Hillsboro Beach, Town Hall photo 2

Town of Hillsboro Beach, Town Hall photo 3

Photos by Mark Boettcher , Nat-Awurd Amlev , Town of Hillsboro Beach, Town Hall via Google Maps

View on Google Maps

Town of Hillsboro Beach, Town Hall

Open now · Mon 8:00 AM – 5:00 PM

(954) 427-4011

townofhillsborobeach.com

1210 Hillsboro Mile, Hillsboro Beach, FL 33062, USA

Recent Reviews

Nat-Awurd Amlev ★★★★★

"The lawn was beautifully decorated for Christmas. I was passing by and just had to stop and admire the layout"

Ron Esposito ★★★★☆

"Nice city hall facility."

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Universal Life Guide →

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Flexible coverage for your changing needs — no obligation — custom strategies from top carriers

How much coverage do you need?

$50K

$100K

$150K

$250K

$400K

$500K+

How long do you need coverage?

10 yr

15 yr

20 yr

25 yr

30 yr

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Never

Quit 5+ yrs

Quit 1-5 yrs

Current

Have you ever been treated for high blood pressure?

Yes

Have you ever been treated for high cholesterol?

Yes

Have you been diagnosed with or treated for diabetes?

Yes

Has a parent died before age 65 from heart disease or cancer?

Yes

Any DUI/DWI in the past 5 years?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

IUL Options

Simplified Issue IUL

No medical exam required

Simplified issue — fast approval
Issue ages 18–75
$25K–$300K face amounts
Living Benefits included
20-year no-lapse guarantee

Get Quote

Cash Accumulation IUL

Cash accumulation focus

Fully underwritten — best rates
Issue ages 0–85
$100K+ face amounts
S&P 500 + 3 index strategies
Long-Term Care rider available

Get Quote

Protection-Focused IUL

Death benefit guarantee focus

Fully underwritten — best rates
Issue ages 0–85
No-lapse guarantee to age 90
Same 4 index strategies
Long-Term Care rider available

Get Quote

📖 Universal Life / IUL Knowledge

Everything You Need to Know About Universal Life Insurance

📈

How Does IUL Work?

IUL links your cash value growth to a market index like the S&P 500. You participate in market gains up to a cap rate (typically 9–12%), while a guaranteed floor (0–1%) protects against losses. Your money is never directly invested in the market — it's credited based on index performance. Flexible premiums let you adjust payments as your income changes.

🛡️

What Are Cap Rates and Floors?

The cap rate is the maximum interest credited in a given period — commonly 9–12%. The floor is the minimum — typically 0–1%. If the S&P gains 20%, you earn up to the cap. If it loses 15%, you earn the floor. Your cash value never decreases due to market loss. Important: carriers can adjust cap rates over time.

🏥

Can IUL Pay for Long-Term Care?

Yes. Many IUL policies offer a long-term care rider that accelerates the death benefit to cover nursing home, assisted living, or home health care costs. If you never need LTC, your beneficiaries receive the full death benefit. This hybrid approach eliminates the "use it or lose it" problem of standalone LTC policies.

💰

IUL for Retirement Planning

IUL can supplement retirement income through tax-free policy loans against accumulated cash value. With a properly funded IUL, you can access cash in retirement without triggering income tax. It works best alongside 401(k) and IRA contributions — not as a replacement. June helps structure the right funding level for your goals.

🔄

IUL vs. Whole Life vs. Term

Term: Cheapest, pure death benefit, no cash value. Whole Life: Fixed premiums, guaranteed growth, lower returns. IUL: Flexible premiums, market-linked growth with higher potential, downside protection. IUL is ideal for those wanting permanent coverage plus wealth accumulation with more growth potential than whole life.

⚖️

Florida Life Insurance Consumer Rights

Florida law gives you a 14-day free-look period — return the policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values — critical for IUL where projected returns vary. June walks you through both columns so you know exactly what's guaranteed.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in Hillsboro Beach

More Insurance Options in Hillsboro Beach, FL

🛡️ Term Life 💎 Whole Life 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Indexed Universal Life (IUL) FAQ

📈

How does indexed universal life (IUL) work?

IUL links your cash value growth to a stock market index like the S&P 500. You earn up to a cap rate (9–12%) with a guaranteed floor (0–1%) protecting against losses. Your money is never directly in the market.

🛡️

What are cap rates and floors?

Cap rate = maximum interest earned per period (commonly 9–12%). Floor = minimum (typically 0–1%). If the index gains 20%, you earn up to the cap. If it drops 15%, you earn the floor — cash value never decreases from market loss.

🏥

Can IUL pay for long-term care?

Yes. Many IUL policies offer a long-term care rider that accelerates the death benefit for nursing home, assisted living, or home health care. If you never need LTC, beneficiaries receive the full death benefit.

💰

Is IUL good for retirement?

IUL can supplement retirement income through tax-free policy loans against cash value. Best as one component of a diversified plan alongside 401(k) and IRA. June helps structure the right funding level.

🔄

What's the difference between IUL and whole life?

Whole life has fixed premiums and guaranteed but lower growth. IUL has flexible premiums and market-linked growth with higher potential. Both provide permanent death benefit. IUL suits those wanting more growth potential with downside protection.

Nearby Universal Life Coverage

Read the Full Universal Life Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Universal Life Insurance in Hillsboro Beach, FL

Hillsboro Beach, FL — Your Local Producer

Licensed Universal Life Producers in Hillsboro Beach

📈 Universal Life Insurance Underwriting Scope

🏛️ Official Hillsboro Beach Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Pre-Qualify in 60 Seconds

Quote Request Received!

IUL Options

Simplified Issue IUL

Cash Accumulation IUL

Protection-Focused IUL

Everything You Need to Know About Universal Life Insurance

How Does IUL Work?

What Are Cap Rates and Floors?

Can IUL Pay for Long-Term Care?

IUL for Retirement Planning

IUL vs. Whole Life vs. Term

Florida Life Insurance Consumer Rights

More Insurance Options in Hillsboro Beach, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Indexed Universal Life (IUL) FAQ

How does indexed universal life (IUL) work?

What are cap rates and floors?

Can IUL pay for long-term care?

Is IUL good for retirement?

What's the difference between IUL and whole life?

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Talk to a real person. Today.

Universal Life Insurance Underwriting Scope

Official Hillsboro Beach Resources