June Marcia Williams

Your Insurance Agent in Malabar, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Malabar, FL...

National Producer No.

17209549

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Final Expense Insurance in Malabar, FL

June Williams — simplified issue specialist. Same-day quotes.

Final expense insurance for Malabar, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — simplified-issue funeral and burial coverage from age 50 to 85, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Malabar, FL

Malabar, FL — Your Local Producer

Hello, Malabar neighbors! I'm June Marcia Williams, your local licensed insurance producer. Living here in Brevard County, I appreciate the unique, natural charm and quiet spirit that makes our town special. It's that same sense of community and personal care that I bring to my work. I'm here to help you navigate your options for life, health, and accident insurance, finding a plan that fits your individual needs. Whether you're planning for the future or protecting your family today, I can provide clear, straightforward guidance. Let's talk about securing your peace of mind. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

Town of Malabar Town Hall
Malabar Community Park
Malabar Scrub Sanctuary

NPN17209549FL LicenseW840529

Licensed Final Expense Producers in Malabar

16 on public record · Florida DFS · Fla. Stat. §119.01

Daniel E Angel Baez

Life Including Variable Annuity & Health

NPN 22204179 Licensed 2026

Diana Borger

Life Including Variable Annuity & Health

NPN 18566484 Licensed 2017

Diane Virginia Sorrentino

Life Including Variable Annuity & Health

NPN 2833115 Licensed 2007

Emilee Hope Johnson

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 19685912 Licensed 2020

Gabriella C Bruno

Life Including Variable Annuity & Health

NPN 21617195 Licensed 2025

George David Chapin

Life Including Variable Annuity & Health

NPN 20599206 Licensed 2023

Holley Nicole Kirker

Life Including Variable Annuity & Health

NPN 22181314 Licensed 2026

John Stanley Eads

Life Including Variable Annuity & Health

NPN 467659 Licensed 1996

Justin Pritchard

Life Including Variable Annuity & Health

NPN 19729993 Licensed 2020

Kendz Midler Toussaint

Life Including Variable Annuity & Health

NPN 20744793 Licensed 2023

Lilo Francisco Santana

Life Including Variable Annuity & Health

NPN 6872342 Licensed 2017

Lynda E Araujo

Life Including Variable Annuity & Health

NPN 17362189 Licensed 2014

Monique Chanelle Robson

Life Including Variable Annuity & Health

NPN 8581422 Licensed 2020

Silvana Marie Boyd

Life Including Variable Annuity & Health

NPN 21628791 Licensed 2025

Sonja Wilson Cummings

Life Including Variable Annuity & Health

NPN 21105049 Licensed 2024

Veronica Stafford

Life Including Variable Annuity & Health

NPN 1514470 Licensed 2026

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Final Expense Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Final Expense Insurance across the Malabar regional market. Rates are localized using regional health baselines.

Official Malabar Resources

County Brevard County

Population ~2,982

Lack of insurance (18–64) 8.2%

FIPS code 1242625

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Malabar rates. Start your quote request below.

FL OIR .GOV Brevard County Gov Portal .GOV

4.6 7 reviews

Photos by Judy Schultz , Town of Malabar - Town Hall via Google Maps

View on Google Maps

Malabar Town Hall

Open now · Mon 8:30 AM – 5:00 PM

(321) 727-7764

townofmalabar.org

2725 Malabar Rd, Malabar, FL 32950, USA

Recent Reviews

Pavithira Palanimurugan ★★★★★

"Collections are too good without going for different options I choosed the best one but as the whole request to minimise the wastage. The executive Thariq has shown the various collections for long ti…"

New York Rican Soul Podcast ★★★★★

"The town of Malabar staff is professional and friendly. The front desk of Judy and Lindsey go above and beyond your needs and are very helpful. A pleasure to interact with. Kudos to Malabar for making…"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Final Expense Guide →

Select your coverage below to see your price in seconds.

See If You Qualify — No Exam Required

Remove the financial burden from loved ones — no obligation — guaranteed acceptance options available

How much burial coverage do you need?

$5K

$10K

$15K

$20K

$25K

$35K

What matters most to you?

Funeral Costs

Medical Bills

Both

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Yes

Have you been diagnosed with or treated for cancer, heart disease, stroke, COPD, or organ failure?

Yes

Have you been hospitalized in the past 2 years (other than for routine procedures)?

Yes

Do you currently use a wheelchair, oxygen, or receive home health care?

Yes

Have you been diagnosed with diabetes requiring insulin?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Your illustrative monthly estimate Example: $10,000 coverage — select your amount above for your range.

Compare Plans

Final Expense Options

Best Value

Preferred Plan

Full benefit from day one

100% death benefit immediately
Ages 50-85, up to $35K
No medical exam
Accidental Death rider available
Terminal illness rider included

Get Quote

Standard Plan

Full benefit from day one

100% death benefit immediately
Ages 50-85, up to $20K
No medical exam
Some health conditions OK
Level premiums for life

Get Quote

Guaranteed Issue Plan

Graded benefit — guaranteed

Years 1-2: premiums + 10% interest
Year 3+: full death benefit
Ages 50-80, up to $15K
No medical exam
Accidental death = full benefit yr 1

Get Quote

📖 Final Expense Knowledge

Everything You Need to Know About Final Expense Insurance

🕊️

What Is Final Expense Insurance?

Final expense is a small whole life policy designed to cover end-of-life costs — funeral, burial, cremation, outstanding medical bills, and legal fees. Coverage typically ranges from $5,000 to $50,000. Unlike traditional whole life, final expense is simplified issue — no medical exam, no blood work, just health questions.

💲

How Much Does a Funeral Cost in Florida?

According to the Choice Mutual 2026 / NFDA 2023, the median cost of a traditional funeral with burial in Florida is $8,023. The national median is $8,300. Cremation is less ($3,000–$6,000) but still a significant expense. Final expense insurance covers these costs so your family doesn't have to.

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Guaranteed Issue vs. Simplified Issue

Simplified issue (preferred/standard plans): answer health questions, no exam, immediate full benefit if approved. Guaranteed issue (guaranteed acceptance plans): no health questions at all — everyone qualifies — but has a 2-3 year graded benefit waiting period. Accidental death pays full benefit from day one on both.

🏦

Irrevocable Burial Trusts & Medicaid

In Florida, an irrevocable burial trust funded by a final expense policy is exempt from Medicaid asset calculations. Florida exempts irrevocable prepaid funeral contracts with no dollar cap (Fla. Admin. Code R. 65A-1.712, SSI-Related Medicaid Resource Eligibility Criteria). See Florida guidance. June helps structure these correctly.

👴

Who Should Get Final Expense?

Final expense is designed for seniors ages 50-85 who want to ensure their funeral and end-of-life costs are covered without burdening family. It's also for anyone who has been declined for traditional coverage due to health conditions — guaranteed issue means no one is turned away. Fixed premiums, coverage for life.

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Florida Consumer Protections

Florida law provides a 14-day free-look period on all life insurance policies — return for a full refund, no questions asked (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing benefits and costs. State insurance regulators prohibit misleading "burial insurance" advertising that overstates coverage or understates limitations.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in Malabar

More Insurance Options in Malabar, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Final Expense Insurance FAQ

💰

How much does final expense cost?

Premiums vary by age, health, and coverage amount. Plans range from $5K-$35K. Premiums are level and never increase.

🏥

Is a medical exam required?

No. No medical exam, no blood work, no health interview. Eligibility determined at point of sale from application questions.

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What does it cover?

Funeral, burial or cremation, casket, memorial, outstanding medical bills, and end-of-life expenses. Florida median funeral with burial: $8,023 (Choice Mutual 2026 / NFDA 2023).

📋

What's the graded benefit?

Basic plan: years 1-2 pay premiums + 10% interest if death occurs. Year 3+ pays full face amount. Accidental death = full benefit day one.

👴

Can I get coverage at age 80?

Yes. Ages 50-85 are eligible. Preferred up to $15K, Standard up to $10K at ages 81-85. Level premiums guaranteed.

Nearby Final Expense Coverage

Read the Full Final Expense Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Final Expense Insurance in Malabar, FL

Malabar, FL — Your Local Producer

Licensed Final Expense Producers in Malabar

🕊️ Final Expense Insurance Underwriting Scope

🏛️ Official Malabar Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Qualify — No Exam Required

Quote Request Received!

Final Expense Options

Preferred Plan

Standard Plan

Guaranteed Issue Plan

Everything You Need to Know About Final Expense Insurance

What Is Final Expense Insurance?

How Much Does a Funeral Cost in Florida?

Guaranteed Issue vs. Simplified Issue

Irrevocable Burial Trusts & Medicaid

Who Should Get Final Expense?

Florida Consumer Protections

More Insurance Options in Malabar, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Final Expense Insurance FAQ

How much does final expense cost?

Is a medical exam required?

What does it cover?

What's the graded benefit?

Can I get coverage at age 80?

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Talk to a real person. Today.

Final Expense Insurance Underwriting Scope

Official Malabar Resources