June Marcia Williams

Your Insurance Agent in Mountain Lake, NJ

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Mountain Lake, NJ...

National Producer No.

17209549

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Life Insurance in Mountain Lake, NJ

Your Local NJ Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Mountain Lake Without the Complexity

Your local licensed agent in Mountain Lake, Warren County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Mountain Lake, Warren County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

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🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

Right here · Mountain Lake, NJ

Mountain Lake, NJ — Your Local Producer

Hello, Mountain Lake neighbors! In a community as close-knit and scenic as ours here in Warren County, I know how important it is to protect what matters most. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping local families find the right coverage. I offer a range of personal insurance options, including Term Life, Whole Life, Final Expense, and Critical Illness policies. My goal is to provide clear, personalized guidance so you can feel confident in your future. (NPN: 17209549, NJ License No: 1543971)

Mountain Lake
Mountain Lake Fire Company
Mountain Lake Road

NPN17209549NJ License1543971

Mountain Lake is home to approximately 543 residents in Warren County, with a median age of 55.6 and a median household income of $93,700. About 82% of homes are owner-occupied; the median home value is $306,000. 24% of adults hold a bachelor's degree or higher; households with children make up 12%; veterans comprise 7% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit Mountain Lake households.

How Mountain Lake compares to Warren County

WARREN COUNTY · 110K RESIDENTS MOUNTAIN LAKE · 543 RESIDENTS

109,739 WARREN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents

543 MOUNTAIN LAKE RESIDENTS ↳ 0.5% of Warren County residents

Underwriting Guidelines

What rate class can Mountain Lake applicants with current cigarette smoking expect from life insurance carriers?

Many Mountain Lake residents secure competitive rates despite current cigarette smoking. Warren County reports 12.4% adult prevalence (CDC PLACES); 11.5% also manage diagnosed diabetes, with 9.1% of the ~110,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Hackettstown →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

Official City Resources

Warren County Gov Portal .GOV

Population ~543

Lack of health insurance (18–64) 8.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3448450

Photos by Ira via Google Maps

View on Google Maps

Available in Mountain Lake

Life Insurance Products in Mountain Lake, NJ

10 insurance products available in Mountain Lake

Life Insurance in Warren County and Nearby New Jersey Counties

Life Insurance by City Near Mountain Lake, NJ

Life insurance by city across Warren County and adjacent New Jersey counties.

🌟 Cities Served near Mountain Lake

30 Cities · 3 Counties

Sussex County10

Andover Augusta Fredon Green Hamburg Lafayette Montague Newton Sparta Sussex

Warren CountyHome10

Alpha Belvidere Blairstown Columbia Great Meadows Hackettstown Harmony Johnsonburg Oxford Phillipsburg

Somerset County10

Bernardsville Bridgewater Green Brook Manville Peapack Peapack and Gladstone Raritan South Bound Brook Warren Watchung

Official Resources

Know your rights in Mountain Lake.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Frequently Asked Questions

Mountain Lake Life Insurance Questions

💰

How much does life insurance cost in Mountain Lake?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Mountain Lake

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations

🏙️

Does June serve all of Mountain Lake?

Yes. June serves all of Mountain Lake and every municipality in Warren County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage

🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

Verified

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

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