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June Marcia Williams — Licensed Insurance Agent in Sheppards Mill, NJ
June Marcia Williams
Your Insurance Agent in Sheppards Mill, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Sheppards Mill, NJ...
National Producer No.
17209549
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Life Insurance in Sheppards Mill, NJ

Your Local NJ Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Sheppards Mill Without the Complexity

Your local licensed agent in Sheppards Mill, Cumberland County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Sheppards Mill, Cumberland County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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Right here · Sheppards Mill, NJ

Sheppards Mill, NJ — Your Local Producer

For my neighbors in Sheppards Mill and across Cumberland County, I understand that our community is built on looking out for one another. As a local resident myself, I'm dedicated to helping you protect what matters most—your family and your future. Whether you're considering Term Life, Final Expense, or other personal insurance options to secure your legacy, I'm here to provide clear, straightforward guidance. As a licensed New Jersey insurance producer, I can help you navigate your choices with confidence. I'm June Marcia Williams (NPN: 17209549, NJ License No: 1543971), and I look forward to helping you find the right fit.

  • Sheppards Mill Road
  • Cohansey River
  • Othello Road
NPN17209549NJ License1543971

Sheppards Mill is home to approximately 79 residents in Cumberland County, with a median age of 41.5. About 74% of homes are owner-occupied; the median home value is $308,000. 12% of adults hold a bachelor's degree or higher; households with children make up 19%; veterans comprise 6% of residents. Average household size is 2.5. These demographic markers shape which life insurance products fit Sheppards Mill households.

How Sheppards Mill compares to Cumberland County

CUMBERLAND COUNTY · 154K RESIDENTS SHEPPARDS MILL · 79 RESIDENTS
Cumberland County vs Sheppards Mill — population comparison Cumberland County: 153,588 residents. Sheppards Mill: 79 residents, 0.1% of Cumberland County population.
153,588 CUMBERLAND COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
79 SHEPPARDS MILL RESIDENTS ↳ 0.1% of Cumberland County residents
Underwriting Guidelines

Does current cigarette smoking affect life insurance rates in Sheppards Mill, NJ?

Sheppards Mill applicants with current cigarette smoking qualify routinely. The local risk pool — Cumberland County's ~154,000 residents, 18.4% without health coverage — shows 13.3% adult prevalence of current cigarette smoking and 34.6% with obesity. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Gandys Beach →

📊 Top Health Considerations (CDC)

Top Health Considerations for Sheppards Mill (CITY) High cholesterol: 42.8%. High blood pressure: 40%. Obesity: 34.6%. Diagnosed diabetes: 11.8%. Current cigarette smoking: 13.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · SHEPPARDS MILL High cholesterol 42.8% High blood pressure 40.0% Obesity 34.6% Diagnosed diabetes 11.8% Current cigarette smoking 13.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Cumberland County Gov Portal .GOV
Population ~79
Lack of health insurance (18–64) 8.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3466970
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Available in Sheppards Mill

Life Insurance Products in Sheppards Mill, NJ

10 insurance products available in Sheppards Mill

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Cumberland County and Nearby New Jersey Counties

Life Insurance by City Near Sheppards Mill, NJ

Life insurance by city across Cumberland County and adjacent New Jersey counties.

🌟 Cities Served near Sheppards Mill

30 Cities · 3 Counties
Camden County10
BarringtonCamdenCollingswoodGloucester CityHaddonfieldHi-NellaLindenwoldSomerdaleStratfordWinslow
Cumberland CountyHome10
BridgetonCedarvilleDeerfield StreetDelmontDorchesterFairfieldFortescueGreenwichMillvilleVineland
Salem County10
AllowayCarneys PointDeepwaterElmerHancocks BridgePedricktownPennsvilleQuintonSalemWoodstown
Official Resources

Know your rights in Sheppards Mill.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Sheppards Mill Life Insurance Questions

💰

How much does life insurance cost in Sheppards Mill?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Sheppards Mill
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Sheppards Mill?

Yes. June serves all of Sheppards Mill and every municipality in Cumberland County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

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