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Home›New Jersey›Cumberland County›Gandys Beach

June Marcia Williams — Licensed Insurance Agent in Gandys Beach, NJ
June Marcia Williams
Your Insurance Agent in Gandys Beach, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Gandys Beach, NJ...
National Producer No.
17209549
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Life Insurance in Gandys Beach, NJ

Securing Families Across Cumberland County with 9 Tailored Product Lines

Why Gandys Beach Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Gandys Beach, Cumberland County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Gandys Beach, Cumberland County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Gandys Beach, NJ

Gandys Beach, NJ — Your Local Producer

Hello, Gandys Beach neighbors. Living here in Cumberland County, with the unique beauty of the Delaware Bay at our doorstep, offers a special kind of peace. My goal is to help you protect that peace of mind for your family. I'm June Marcia Williams, a local licensed insurance producer (NPN: 17209549; New Jersey License No: 1543971), and I'm dedicated to helping my neighbors navigate their options. Whether you're considering Term Life, Final Expense, or other personal insurance policies, I provide clear, straightforward guidance tailored to your specific needs.

  • Gandy's Beach Road
  • Delaware Bay
  • Bayview Road
NPN17209549NJ License1543971

Gandys Beach is home to approximately 30 residents in Cumberland County, with a median age of 65.8 and a median household income of $74,400. About 100% of homes are owner-occupied; the median home value is $221,000. 47% of adults hold a bachelor's degree or higher; households with children make up 0%; veterans comprise 33% of residents. Average household size is 1.4. These demographic markers shape which life insurance products fit Gandys Beach households.

How Gandys Beach compares to Cumberland County

CUMBERLAND COUNTY · 154K RESIDENTS GANDYS BEACH · 30 RESIDENTS
Cumberland County vs Gandys Beach — population comparison Cumberland County: 153,588 residents. Gandys Beach: 30 residents, 0.0% of Cumberland County population.
153,588 CUMBERLAND COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
30 GANDYS BEACH RESIDENTS ↳ 0.0% of Cumberland County residents
Underwriting Guidelines

How does obesity impact life insurance underwriting in Gandys Beach, NJ?

Coverage is widely available. Gandys Beach sits within Cumberland County (population ~154,000, 18.4% uninsured), where 36.2% of adults have obesity alongside 37.4% with high blood pressure per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Seabrook Farms →

📊 Top Health Considerations (CDC)

Top Health Considerations for Gandys Beach (CITY) High cholesterol: 40.4%. High blood pressure: 37.4%. Obesity: 36.2%. Diagnosed diabetes: 10.9%. Current cigarette smoking: 16.5%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · GANDYS BEACH High cholesterol 40.4% High blood pressure 37.4% Obesity 36.2% Diagnosed diabetes 10.9% Current cigarette smoking 16.5% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Cumberland County Gov Portal .GOV
Population ~30
Lack of health insurance (18–64) 10.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3425590
Google Maps
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Available in Gandys Beach

Life Insurance Products in Gandys Beach, NJ

10 insurance products available in Gandys Beach

All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Cumberland County and Nearby New Jersey Counties

Life Insurance by City Near Gandys Beach, NJ

Life insurance by city across Cumberland County and adjacent New Jersey counties.

🌟 Cities Served near Gandys Beach

30 Cities · 3 Counties
Atlantic County10
AbseconAtlantic CityBrigantineCorbin CityHammontonMargate CityNorthfieldPleasantvilleSomers PointVentnor City
Cumberland CountyHome10
BridgetonCedarvilleDeerfield StreetDelmontDorchesterFairfieldFortescueGreenwichMillvilleVineland
Camden County10
BarringtonCamdenCollingswoodGloucester CityHaddonfieldHi-NellaLindenwoldSomerdaleStratfordWinslow
Official Resources

Know your rights in Gandys Beach.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Gandys Beach Life Insurance Questions

💰

How much does life insurance cost in Gandys Beach?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Gandys Beach
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Gandys Beach?

Yes. June serves all of Gandys Beach and every municipality in Cumberland County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

Verified

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
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