June Marcia Williams

Your Insurance Agent in Richwood, NJ

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Richwood, NJ...

National Producer No.

17209549

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Life Insurance in Richwood, NJ

Dedicated Coverage Options from Final Expense to Term Life in Gloucester County

The Smart Choice for Dependable Life Insurance in Richwood, NJ

Your local licensed agent in Richwood, Gloucester County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Richwood, Gloucester County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

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🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

Right here · Richwood, NJ

Richwood, NJ — Your Local Producer

Hello Richwood! I appreciate the strong sense of community we have here in Gloucester County, a place where neighbors still look out for one another. My name is June Marcia Williams, and as a licensed New Jersey insurance producer, I'm dedicated to serving our local area. I help individuals and families navigate their options for personal insurance, including Term Life, Final Expense, Critical Illness, and Accident & Injury policies. My goal is to provide clear, personalized guidance so you can feel confident in the choices you make for your family's financial security. (NPN: 17209549, New Jersey License No: 1543971)

Pleasant Valley School
Heritage Vineyards
Richwood United Methodist Church

NPN17209549NJ License1543971

Richwood is home to approximately 3,700 residents in Gloucester County, with a median age of 38.9 and a median household income of $201,000. About 96% of homes are owner-occupied; the median home value is $587,000. 68% of adults hold a bachelor's degree or higher; households with children make up 47%; veterans comprise 4% of residents. Average household size is 3.6. These demographic markers shape which life insurance products fit Richwood households.

How Richwood compares to Gloucester County

GLOUCESTER COUNTY · 303K RESIDENTS RICHWOOD · 4K RESIDENTS

302,621 GLOUCESTER COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents

3,656 RICHWOOD RESIDENTS ↳ 1.2% of Gloucester County residents

Underwriting Guidelines

Can I get life insurance with obesity in Richwood, NJ?

Yes. Gloucester County's health profile — 303,000 residents, 8.4% uninsured, 29.3% adults with obesity, 24.4% with arthritis — shapes how A-rated carriers tier rate classes for Richwood applicants. Standard or Preferred is achievable when obesity is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Williamstown →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

Official City Resources

Gloucester County Gov Portal .GOV

Population ~3,656

Lack of health insurance (18–64) 6.3%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3462820

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Available in Richwood

Life Insurance Products in Richwood, NJ

10 insurance products available in Richwood

Life Insurance in Gloucester County and Nearby New Jersey Counties

Life Insurance by City Near Richwood, NJ

Life insurance by city across Gloucester County and adjacent New Jersey counties.

🌟 Cities Served near Richwood

30 Cities · 3 Counties

Camden County10

Barrington Camden Collingswood Gloucester City Haddonfield Hi-Nella Lindenwold Somerdale Stratford Winslow

Gloucester CountyHome10

Bridgeport Clarksboro Clayton Deptford Glassboro Mantua National Park Paulsboro Pitman Woodbury

Salem County10

Alloway Carneys Point Deepwater Elmer Hancocks Bridge Pedricktown Pennsville Quinton Salem Woodstown

Official Resources

Know your rights in Richwood.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Frequently Asked Questions

Richwood Life Insurance Questions

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How much does life insurance cost in Richwood?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Richwood

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What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations

🏙️

Does June serve all of Richwood?

Yes. June serves all of Richwood and every municipality in Gloucester County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage

🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

Verified

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

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