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Home›New Jersey›Gloucester County›Richwood

June Marcia Williams — Licensed Insurance Agent in Richwood, NJ
June Marcia Williams
Your Insurance Agent in Richwood, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Richwood, NJ...
National Producer No.
17209549
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Secure Your Family's Future | Custom Life Insurance in Richwood

Dedicated Coverage Options from Final Expense to Term Life in Gloucester County

The Smart Choice for Dependable Life Insurance in Richwood, NJ

Your local licensed agent in Richwood, Gloucester County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Richwood, Gloucester County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Richwood, NJ

Richwood, NJ — Your Local Producer

Hello Richwood! I appreciate the strong sense of community we have here in Gloucester County, a place where neighbors still look out for one another. My name is June Marcia Williams, and as a licensed New Jersey insurance producer, I'm dedicated to serving our local area. I help individuals and families navigate their options for personal insurance, including Term Life, Final Expense, Critical Illness, and Accident & Injury policies. My goal is to provide clear, personalized guidance so you can feel confident in the choices you make for your family's financial security. (NPN: 17209549, New Jersey License No: 1543971)

  • Pleasant Valley School
  • Heritage Vineyards
  • Richwood United Methodist Church
NPN17209549NJ License1543971

Richwood is home to approximately 3,700 residents in Gloucester County, with a median age of 38.9 and a median household income of $201,000. About 96% of homes are owner-occupied; the median home value is $587,000. 68% of adults hold a bachelor's degree or higher; households with children make up 47%; veterans comprise 4% of residents. Average household size is 3.6. These demographic markers shape which life insurance products fit Richwood households.

How Richwood compares to Gloucester County

GLOUCESTER COUNTY · 303K RESIDENTS RICHWOOD · 4K RESIDENTS
Gloucester County vs Richwood — population comparison Gloucester County: 302,621 residents. Richwood: 3,656 residents, 1.2% of Gloucester County population.
302,621 GLOUCESTER COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
3,656 RICHWOOD RESIDENTS ↳ 1.2% of Gloucester County residents
Underwriting Guidelines

Can I get life insurance with obesity in Richwood, NJ?

Yes. Gloucester County's health profile — 308,000 residents, 8.4% uninsured, 29.3% adults with obesity, 24.4% with arthritis — shapes how A-rated carriers tier rate classes for Richwood applicants. Standard or Preferred is achievable when obesity is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches Richwood families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Williamstown →

📊 Top Health Considerations (CDC)

Top Health Considerations for Richwood (CITY) High cholesterol: 39%. High blood pressure: 33.9%. Obesity: 29.3%. Diagnosed diabetes: 8.9%. Current cigarette smoking: 10.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · RICHWOOD High cholesterol 39.0% High blood pressure 33.9% Obesity 29.3% Diagnosed diabetes 8.9% Current cigarette smoking 10.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Gloucester County Gov Portal .GOV
Population ~3,656
Lack of health insurance (18–64) 6.3%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3462820
Google Maps
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Available in Richwood

Your coverage options.

Life insurance, supplemental health, business protection, and notary services — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Gloucester County and Neighboring New Jersey Counties

Cities served near Richwood.

June Marcia Williams writes life insurance and supplemental health policies across Gloucester County and adjacent New Jersey counties — all within the same New Jersey regulatory framework.

🌟 Cities Served near Richwood

30 Cities · 3 Counties
Camden County10
BarclayBlackwoodCamdenEchelonGrenlochHi-NellaLindenwoldSicklervilleWestmontWinslow
Gloucester CountyHome10
ClaytonMalagaMount RoyalNational ParkSewellThorofareTurnersvilleVictory LakesWilliamstownWoodbury
Salem County10
AllowayAuburnCarneys PointDeepwaterElmerHancocks BridgeOlivetPedricktownPennsvilleWoodstown
Official Resources

Know your rights in Richwood.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Richwood insurance — answered.

💰

How much does life insurance cost in Richwood?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Richwood
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Richwood?

Yes. June serves all of Richwood and every municipality in Gloucester County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

Verified
Nearby Cities

Coverage continues next door.

← Previous Pitman Gloucester County, NJ 10 products available
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