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June Marcia Williams — Licensed Insurance Agent in Oak Valley, NJ
June Marcia Williams
Your Insurance Agent in Oak Valley, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Oak Valley, NJ...
National Producer No.
17209549
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Life Insurance in Oak Valley, NJ

Your Local NJ Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Oak Valley Without the Complexity

Your local licensed agent in Oak Valley, Gloucester County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Oak Valley, Gloucester County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Oak Valley, NJ

Oak Valley, NJ — Your Local Producer

Hello, Oak Valley neighbors! I'm June Marcia Williams, your local licensed insurance producer, proud to serve our community here in Gloucester County. Life in our corner of New Jersey has a unique rhythm, and I believe your insurance coverage should reflect that. Whether you're planning for your family's future, protecting your business, or preparing for unexpected life events, I'm here to help you navigate your options. I offer a range of personal insurance solutions, from life and final expense to accident and injury coverage, providing clear guidance so you can make confident decisions. (NPN: 17209549, NJ License No: 1543971)

  • Oak Valley Elementary School
  • Stewart Park
  • Tanyard Road
NPN17209549NJ License1543971

Oak Valley is home to approximately 4,300 residents in Gloucester County, with a median age of 32.8 and a median household income of $86,900. About 86% of homes are owner-occupied; the median home value is $208,000. 18% of adults hold a bachelor's degree or higher; households with children make up 38%; veterans comprise 5% of residents. Average household size is 3.3. These demographic markers shape which life insurance products fit Oak Valley households.

How Oak Valley compares to Gloucester County

GLOUCESTER COUNTY · 303K RESIDENTS OAK VALLEY · 4K RESIDENTS
Gloucester County vs Oak Valley — population comparison Gloucester County: 302,621 residents. Oak Valley: 4,346 residents, 1.4% of Gloucester County population.
302,621 GLOUCESTER COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
4,346 OAK VALLEY RESIDENTS ↳ 1.4% of Gloucester County residents
Underwriting Guidelines

Does high blood pressure affect life insurance rates in Oak Valley, NJ?

Oak Valley applicants with high blood pressure qualify routinely. The local risk pool — Gloucester County's ~303,000 residents, 8.4% without health coverage — shows 37.1% adult prevalence of high blood pressure and 39.8% with high cholesterol. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Victory Lakes →

📊 Top Health Considerations (CDC)

Top Health Considerations for Oak Valley (CITY) High cholesterol: 39.8%. High blood pressure: 37.1%. Obesity: 32.1%. Diagnosed diabetes: 10.4%. Current cigarette smoking: 13.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · OAK VALLEY High cholesterol 39.8% High blood pressure 37.1% Obesity 32.1% Diagnosed diabetes 10.4% Current cigarette smoking 13.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Gloucester County Gov Portal .GOV
Population ~4,346
Lack of health insurance (18–64) 8.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3454060
Google Maps
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Available in Oak Valley

Life Insurance Products in Oak Valley, NJ

10 insurance products available in Oak Valley

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Gloucester County and Nearby New Jersey Counties

Life Insurance by City Near Oak Valley, NJ

Life insurance by city across Gloucester County and adjacent New Jersey counties.

🌟 Cities Served near Oak Valley

30 Cities · 3 Counties
Cumberland County10
BridgetonCedarvilleDeerfield StreetDelmontDorchesterFairfieldFortescueGreenwichMillvilleVineland
Gloucester CountyHome10
BridgeportClarksboroClaytonDeptfordGlassboroMantuaNational ParkPaulsboroPitmanWoodbury
Burlington County10
BordentownBurlingtonDelancoEastampton TwpFlorenceHainesportMoorestownMount LaurelRivertonWillingboro
Official Resources

Know your rights in Oak Valley.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Oak Valley Life Insurance Questions

💰

How much does life insurance cost in Oak Valley?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Oak Valley
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Oak Valley?

Yes. June serves all of Oak Valley and every municipality in Gloucester County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

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