June Marcia Williams

Your Insurance Agent in Laurel Heights, NJ

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Laurel Heights, NJ...

National Producer No.

17209549

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Life Insurance in Laurel Heights, NJ

Securing Families Across Cumberland County with 9 Tailored Product Lines

Why Laurel Heights Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Laurel Heights, Cumberland County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Laurel Heights, Cumberland County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

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🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

Right here · Laurel Heights, NJ

Laurel Heights, NJ — Your Local Producer

Hello, Laurel Heights! I appreciate the strong sense of community we have here in Cumberland County, where neighbors look out for one another. As your local licensed insurance producer, I'm June Marcia Williams, and I'm here to help you protect what matters most. I specialize in personal insurance solutions, including Term Life, Whole Life, Final Expense, and Accident & Injury policies. My goal is to help you navigate your options with clarity and confidence, ensuring you find coverage that fits your family's unique needs. Let's talk about securing your future. (NPN: 17209549, New Jersey License No: 1543971)

Upper Deerfield Township Municipal Building
Woodruff School
Intersection of Landis Avenue and Route 77

NPN17209549NJ License1543971

Laurel Heights is home to approximately 482 residents in Cumberland County, with a median age of 58.5 and a median household income of $76,700. About 72% of homes are owner-occupied; the median home value is $177,000. 16% of adults hold a bachelor's degree or higher; households with children make up 17%; veterans comprise 15% of residents. Average household size is 2.5. These demographic markers shape which life insurance products fit Laurel Heights households.

How Laurel Heights compares to Cumberland County

CUMBERLAND COUNTY · 154K RESIDENTS LAUREL HEIGHTS · 482 RESIDENTS

153,588 CUMBERLAND COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents

482 LAUREL HEIGHTS RESIDENTS ↳ 0.3% of Cumberland County residents

Underwriting Guidelines

Can I get life insurance with high cholesterol in Laurel Heights, NJ?

Yes. Cumberland County's health profile — 154,000 residents, 18.4% uninsured, 37.7% adults with high cholesterol, 22.5% with arthritis — shapes how A-rated carriers tier rate classes for Laurel Heights applicants. Standard or Preferred is achievable when high cholesterol is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Vineland →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

Official City Resources

Cumberland County Gov Portal .GOV

Population ~482

Lack of health insurance (18–64) 25.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3439045

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Available in Laurel Heights

Life Insurance Products in Laurel Heights, NJ

10 insurance products available in Laurel Heights

Life Insurance in Cumberland County and Nearby New Jersey Counties

Life Insurance by City Near Laurel Heights, NJ

Life insurance by city across Cumberland County and adjacent New Jersey counties.

🌟 Cities Served near Laurel Heights

30 Cities · 3 Counties

Camden County10

Barrington Camden Collingswood Gloucester City Haddonfield Hi-Nella Lindenwold Somerdale Stratford Winslow

Cumberland CountyHome10

Bridgeton Cedarville Deerfield Street Delmont Dorchester Fairfield Fortescue Greenwich Millville Vineland

Salem County10

Alloway Carneys Point Deepwater Elmer Hancocks Bridge Pedricktown Pennsville Quinton Salem Woodstown

Official Resources

Know your rights in Laurel Heights.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Frequently Asked Questions

Laurel Heights Life Insurance Questions

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How much does life insurance cost in Laurel Heights?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Laurel Heights

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What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations

🏙️

Does June serve all of Laurel Heights?

Yes. June serves all of Laurel Heights and every municipality in Cumberland County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage

🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

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Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

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