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June Marcia Williams — Licensed Insurance Agent in Gouldtown, NJ
June Marcia Williams
Your Insurance Agent in Gouldtown, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Gouldtown, NJ...
National Producer No.
17209549
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Life Insurance in Gouldtown, NJ

Your Local NJ Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Gouldtown Without the Complexity

Your local licensed agent in Gouldtown, Cumberland County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Gouldtown, Cumberland County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Gouldtown, NJ

Gouldtown, NJ — Your Local Producer

Hello Gouldtown! As a fellow New Jersey resident and a licensed insurance producer, I appreciate the unique history and community spirit found right here in Cumberland County. Planning for the future is a personal journey, and I'm dedicated to helping my neighbors understand their options. I offer guidance on a range of personal insurance products, including life, final expense, and critical illness policies, so you can feel confident in the choices you make for your family's financial security. Let's work together to find a plan that fits your life. (June Marcia Williams, NPN: 17209549, NJ License No: 1543971)

  • Trinity A.M.E. Church
  • Gouldtown Fire Company
  • Fordville-Gouldtown Road
NPN17209549NJ License1543971

Gouldtown is home to approximately 1,700 residents in Cumberland County, with a median age of 40.2 and a median household income of $55,200. About 71% of homes are owner-occupied; the median home value is $171,000. 11% of adults hold a bachelor's degree or higher; households with children make up 27%; veterans comprise 5% of residents. Average household size is 2.7. These demographic markers shape which life insurance products fit Gouldtown households.

How Gouldtown compares to Cumberland County

CUMBERLAND COUNTY · 154K RESIDENTS GOULDTOWN · 2K RESIDENTS
Cumberland County vs Gouldtown — population comparison Cumberland County: 153,588 residents. Gouldtown: 1,733 residents, 1.1% of Cumberland County population.
153,588 CUMBERLAND COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,733 GOULDTOWN RESIDENTS ↳ 1.1% of Cumberland County residents
Underwriting Guidelines

How does high cholesterol impact life insurance underwriting in Gouldtown, NJ?

Many Gouldtown residents secure competitive rates despite high cholesterol. Cumberland County reports 37.7% adult prevalence (CDC PLACES); 22.5% also manage arthritis, with 18.4% of the ~154,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Seeley →

📊 Top Health Considerations (CDC)

Top Health Considerations for Gouldtown (CITY) High cholesterol: 37.7%. High blood pressure: 38.9%. Obesity: 42.9%. Diagnosed diabetes: 14%. Current cigarette smoking: 19.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · GOULDTOWN High cholesterol 37.7% High blood pressure 38.9% Obesity 42.9% Diagnosed diabetes 14.0% Current cigarette smoking 19.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Cumberland County Gov Portal .GOV
Population ~1,733
Lack of health insurance (18–64) 25.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3427060
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Available in Gouldtown

Life Insurance Products in Gouldtown, NJ

10 insurance products available in Gouldtown

All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Cumberland County and Nearby New Jersey Counties

Life Insurance by City Near Gouldtown, NJ

Life insurance by city across Cumberland County and adjacent New Jersey counties.

🌟 Cities Served near Gouldtown

30 Cities · 3 Counties
Camden County10
BarringtonCamdenCollingswoodGloucester CityHaddonfieldHi-NellaLindenwoldSomerdaleStratfordWinslow
Cumberland CountyHome10
BridgetonCedarvilleDeerfield StreetDelmontDorchesterFairfieldFortescueGreenwichMillvilleVineland
Salem County10
AllowayCarneys PointDeepwaterElmerHancocks BridgePedricktownPennsvilleQuintonSalemWoodstown
Official Resources

Know your rights in Gouldtown.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Gouldtown Life Insurance Questions

💰

How much does life insurance cost in Gouldtown?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Gouldtown
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Gouldtown?

Yes. June serves all of Gouldtown and every municipality in Cumberland County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

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Licensed in 5 states NPN verified No obligation
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