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Home›New Jersey›Atlantic County›Smithville

June Marcia Williams — Licensed Insurance Agent in Smithville, NJ
June Marcia Williams
Your Insurance Agent in Smithville, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Smithville, NJ...
National Producer No.
17209549
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Secure Your Family's Future | Custom Life Insurance in Smithville

Dedicated Coverage Options from Final Expense to Term Life in Atlantic County

The Smart Choice for Dependable Life Insurance in Smithville, NJ

Your local licensed agent in Smithville, Atlantic County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Smithville, Atlantic County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Smithville, NJ

Smithville, NJ — Your Local Producer

For my neighbors in Smithville and throughout Atlantic County, the unique charm of our area is something special. I believe your family’s financial future deserves the same kind of personal attention and care. My name is June Marcia Williams, and as a licensed New Jersey insurance producer, I’m here to help you navigate your options. I specialize in personal lines of insurance, including Term Life, Whole Life, Final Expense, and policies for Critical Illness or Injury. My goal is to help you understand your choices so you can find a plan that fits your life. (NPN: 17209549, New Jersey License No: 1543971)

  • Historic Smithville and Village Greene
  • Lake Meone
  • Smithville Inn
NPN17209549NJ License1543971

Smithville is home to approximately 9,100 residents in Atlantic County, with a median age of 48.9 and a median household income of $67,500. About 76% of homes are owner-occupied; the median home value is $239,000. 35% of adults hold a bachelor's degree or higher; households with children make up 14%; veterans comprise 9% of residents. Average household size is 2.0. These demographic markers shape which life insurance products fit Smithville households.

How Smithville compares to Atlantic County

ATLANTIC COUNTY · 274K RESIDENTS SMITHVILLE · 9K RESIDENTS
Atlantic County vs Smithville — population comparison Atlantic County: 274,339 residents. Smithville: 9,135 residents, 3.3% of Atlantic County population.
274,339 ATLANTIC COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
9,135 SMITHVILLE RESIDENTS ↳ 3.3% of Atlantic County residents
Underwriting Guidelines

How does diagnosed diabetes impact life insurance underwriting in Smithville, NJ?

Coverage is widely available. Smithville sits within Atlantic County (population ~275,000, 11.9% uninsured), where 11.4% of adults have diagnosed diabetes alongside 41.0% with high cholesterol per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Our underwriting team matches Smithville families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Corbin City →

📊 Top Health Considerations (CDC)

Top Health Considerations for Smithville (CITY) High cholesterol: 41%. High blood pressure: 34%. Obesity: 28.4%. Diagnosed diabetes: 11.4%. Current cigarette smoking: 11.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · SMITHVILLE High cholesterol 41.0% High blood pressure 34.0% Obesity 28.4% Diagnosed diabetes 11.4% Current cigarette smoking 11.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Atlantic County Gov Portal .GOV
Population ~9,135
Lack of health insurance (18–64) 9.9%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3468190
Google Maps
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Available in Smithville

Your coverage options.

Life insurance, supplemental health, business protection, and notary services — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Atlantic County and Neighboring New Jersey Counties

Cities served near Smithville.

June Marcia Williams writes life insurance and supplemental health policies across Atlantic County and adjacent New Jersey counties — all within the same New Jersey regulatory framework.

🌟 Cities Served near Smithville

30 Cities · 3 Counties
Camden County10
BarclayBlackwoodCamdenEchelonGrenlochHi-NellaLindenwoldSicklervilleWestmontWinslow
Atlantic CountyHome10
Atlantic CityBargaintownBrigantineCollings LakesEast VinelandEnglish CreekLeeds PointMilmayOceanvilleSomers Point
Gloucester County10
MalagaMount RoyalNational ParkRichwoodSewellThorofareTurnersvilleVictory LakesWilliamstownWoodbury
Official Resources

Know your rights in Smithville.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Smithville insurance — answered.

💰

How much does life insurance cost in Smithville?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Smithville
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Smithville?

Yes. June serves all of Smithville and every municipality in Atlantic County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

Verified
Nearby Cities

Coverage continues next door.

← Previous Richland Atlantic County, NJ 10 products available
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